Club Vistara Idfc First Credit Card Check Full Benefits

Club Vistara IDFC First Credit Card is a co-branded travel card that is best suited for travelers who take trips often and  prefer to go by Vistara Airlines. The card provides exciting travel and lifestyle related offers to cardholders. 

Club Vistara IDFC First Card - Features and Benefits 

Joining Benefits

The benefits can be enjoyed by the cardholder upon paying the annual fees

• 1 complimentary premium economy ticket voucher 
• 1 one class upgrade voucher
• Complimentary EazyDiner Prime membership and BQ Prime subscription for a period of 3 months 
• Direct entry to Club Vistara Silver Membership 

Rewards on Everyday Spends

• Rewards of 6 Club Vistara or CV points on Rs.1 lakh spends for each statement cycle 
• 4 CV points on spends of over Rs. 1 lakh per statement cycle   
• 10 CV points for your birthday on all dining spends 
• Earn 1 CV point on each spend done on fuel,  insurance, utility, rent, and wallet load. 
• Each CV point is earned on a spend of Rs. 200
• No CV points on EMI transactions and cash withdrawals
• CV points are credited within 5 days of generating the credit card statement 

Activation Bonus

Earn an activation bonus of 6000 CV points. Get 2000 CV points in the second, third, and fourth billing cycles on spending minimum Rs. 30,000 per month. 

Benefits on Milestone Spends 

Get upto 5 complimentary premium economy ticket vouchers on spend milestones per anniversary year 

Golfing Benefits

• 4 complimentary rounds of green fees golf per calendar year with upto a maximum of 1 round per calendar month.
• 12 complimentary golf lessons per calendar year with upto a maximum of 1 lesson per calendar month. 
• Access to discounted golf services at 50% of the green fee over and above the complimentary sessions. 

Benefits on Airport Lounges and Spa Access

• 2 visits complimentary to domestic airport lounges and spas quarterly
• 1 visit complimentary to international airport lounges quarterly
• Lounge visits on achieving spends of at least Rs. 5000 monthly  

Benefits on Premium Brands 

The card comes with the following exciting offers and discounts on premium brands 

• Enjoy above 300 merchant offers all the year around 
• Enjoy up to 20% off at more than 1500 restaurants
• Obtain up to 15% off at more than 3000 health and wellness outlets 

Insurance Benefits 

The card provides the user with the following insurance benefits on travel

• CFAR Trip Cancellation Cover:  Get a refund of up to Rs. 10,000 on calling off flight and hotel bookings, subject to 2 cancellations yearly
• Enjoy an air accident insurance cover of Rs. 1 crore
• Get a personal accident cover of Rs. 10 lakhs 
• Get a lost card liability cover of Rs. 50,000
• Obtain an insurance cover of USD 1200 for delay of check-in baggage and flights, loss of check-in baggage and travel documents.
• The card has a low forex mark-up fee of  2.99%

  Club Vistara IDFC First Credit Card - Fees and Charges    

 

Club Vistara IDFC First Credit Card Versus Other Co-branded Travel Credit Cards 

Axis Vistara Signature, Club Vistara SBI Card PRIME, and Club Vistara IDFC FIRST Credit Cards are amongst the most popular travel co-branded  cards in the market. Let us now compare these to see which one you should get. 

 

 

Which Club Vistara Co-branded Credit Card is Better?

The Club Vistara IDFC First Credit Card stands out because of the following reasons 

• Club Vistara IDFC First Credit Card has a better reward structure. It comes with 6 CV reward points on all expenses irrespective of the category compared to 4 CV points of the other two cards. The IDFC Club Vistara card gives you the chance to earn higher rewards on your regular spends whereas the other two cards offer the same rate for reward earning across all spend milestones and categories. 
•  Club Vistara IDFC First Credit Card provides 5 complimentary premium tickets on achieving milestone spends whereas the other two cards offer only up to 4 complimentary premium tickets. The extra premium ticket offer enables people who travel often to save considerably on travel expenditure
• Club Vistara IDFC First Credit Card helps you to earn up to 6000 CV points on spends of Rs. 90,000 within the first 3 months. On the other hand, Club Vistara SBI Prime and the Axis Vistara Signature credit card offer only 3000 CV points on spending Rs. 75,000 in the first 90 days. Extra reward points convert into higher savings when you redeem them.
• Club Vistara IDFC FIRST Credit Card also charges a low forex markup fee of 2.99% compared to Axis Vistara and SBI Club Vistara Prime which have a higher forex markup fee of 3.5%. This makes it a more economically viable option for international transactions.

How to Apply For The Club Vistara IDFC First Credit Card?

IDFC customers can apply for the Club Vistara IDFC First Credit Card online on the mobile application and the bank’s website.  

Conclusion

The Club Vistara IDFC First credit card comes with multiple benefits and good value back. Apply for the card and enjoy the various perks and benefits. 

FAQs

1. Who is the Club Vistara IDFC First Credit Card for?

 You must consider getting this card if 

• You often travel internationally 
• You prefer traveling via Vistara Airlines as compared to other airlines 
• You can spend a minimum of Rs. 1 lakh monthly to avail milestone benefits as well as the accelerated rewards . 

2. What is the disadvantage of The Club Vistara IDFC First Credit Card?

The benefits on the Club Vistara IDFC First Credit Card are at par with the Club Vistara SBI Card Prime and Axis Vistara Signature cards. This means that the annual fee should have also been the same for all three cards. But, the Club Vistara IDFC First Credit Card offers similar benefits and also charges Rs. 2000 more than its competitor cards. For a customer who spends quite a lot and can easily reach the maximum milestone benefit of Rs. 12 lakhs in a year, the high annual fee will work fine. But, others will prefer a low annual fee.