Flipkart personal loans were launched by Flipkart in partnership with Axis Bank. Only customers of Flipkart can avail of this loan. This instant loan comes with a flexible repayment tenure and a high loan amount. The loan process right from application to disbursal is completely digital. The Flipkart Axis Bank Personal Loan will increase the purchasing power of customers and improve their accessibility and affordability. 

Key Highlights of The Flipkart Personal Loan

Loan Amount 

Rs. 50,000 to Rs. 5 lakhs 

Interest Rate 

10.49% p.a. To 36% p.a. 

Repayment Tenure 

6 months to 36 months 


21 to 55 years

Processing Fees 

Upto 3% + GST 


Not Required

Eligible For 

Self-employed/Salaried person/Student/Housewife


Benefits of Flipkart Personal Loan

  • End-to-End Digital Process: The process is completely digital right from applying for the loan to disbursing the loan. 
  • Flexible Loan Amounts: The maximum loan amount is Rs. 5 lakhs. Only Flipkart users can take this loan. 
  • Flexible Repayment Tenures: The repayment tenure of the loan is flexible. You can select the loan repayment tenure based on your requirements.The maximum tenure is 36 months.
  • No Income Proof Required: Flipkart is offering these personal loans without income proof. 
  • Quick Loan Approval: This instant loan comes with an approval of 30 seconds. 

Flipkart Personal Loan - Eligibility Criteria 

  • Residential Status: The individual must be an Indian resident. 
  • Credit Score: The applicant must have a very good credit score of 720 and above
  • Age: 21 to 55 years
  • The applicant must be an old customer of Flipkart
  • The mobile number should be linked with the Aadhaar card.

Flipkart Personal Loan - Documents

Flipkart personal loans require minimal KYC documents to be submitted. They are

  • PAN card
  • Aadhaar card
  • Bank account 
  • Selfie picture

How To Apply For Flipkart Personal Loans?

Step 1: Install the Flipkart app from Google PlayStore. If you are an old customer of Flipkart, you will already have the Flipkart application on your Smartphone. 

Step 2: Once you open the Flipkart application, go to the “Account” section.

Step 3: Navigate to the 'Personal Loan' section 

Step 4: Enter your date of birth, gender, and PAN card. 

Step 5: Pick your occupation such as salaried or self-employed.

Step 6: Now, you can see the loan offer. But if you have a low credit score, you will not be eligible for a Flipkart loan.

Flipkart Axis Bank Personal Loan - Interest Rates and Charges

Minimum Interest Rate

10.49% per annum

Maximum Interest Rate

36% per annum

Processing Fees

Up To 3% + GST

Late Fee 

Decided by the lender 


Flipkart Personal Loan Customer Care

For any queries regarding the Flipkart Personal loan, you can either call or email Axis Bank customer care. The customer care numbers and the email ID are given below:

Customer Care Number: 1860-419-5555/1860-500-5555

Email ID: grievance.officer@flipkart.com / nodal.officer@axisbank.com


Flipkart personal loans come in very handy when you need a loan urgently. The approval process for these loans is very quick and is done in 30 seconds. So, apply for these loans and experience fast approval, disbursal, and hassle-free loan process.


1. What is the interest rate on Flipkart personal loan?

The minimum interest rate is 10.49% p.a. and the maximum interest rate is 36% p.a. 

2. What is the age criteria for Flipkart personal loans? 

The age should be between 21 to 55 years for Flipkart personal loans

3. Can students apply for a Flipkart personal loan? 

Students between the ages of 21 to 55 years can apply for Flipkart personal loans

4. What is the time taken for customers to get approval for Flipkart personal loans?

The time taken for customers to get the approval for Flipkart personal loans is a mere 30 seconds.