When you have a bank account, it is necessary to keep track of all the transactions that you are doing on your account. This not only helps you analyze your transactions but also enables you to submit proof while applying for credit. Bank statements are a great way to track your spending and expenditures. Verifying your bank statement will help you identify areas where you can cut down on spending thus leading to savings.
Ways to Get the Bank Statement Online
You can get the bank statement online in 3 simple ways
1. Using Netbanking
Step 1: Go to the netbanking portal of the bank from which you want to download the statement.
Step 2: On the home page, log in with your credentials.
Step 3: You will be taken to the main page.
Step 4: You can see an option to view the account statement either on the side or top. Click the option
Step 5: Enter the account number, the period (From date and to date), and account type.
Step 6: Click View
Step 7: The statement will be displayed.
Step 8: Select the format to download and click Download.
Step 9: The statement will be downloaded in the required format.
Disclaimer: The process may vary across different banks. The steps given above are in general.
2. Use the Bank’s App
For using the bank app to download the statement, you have to first download the app from Google PlayStore or the bank’s website. For the first time, most apps will want to validate the users by verifying their phone numbers. You will have to set the PIN when you are a first-time user. Then, you can continue to use the app. Here are the steps to download the bank statement from the app.
Step 1: Enter the username and password to login to the app.
Step 3: Find the option - ‘Download account statement’ in the dropdown menu/side/top dashboards.
Step 4: Click on it.
Step 5: Select the period for which you want the statement.
Step 6: Click on ‘download statement’ or ‘email statement’ to get access to the encrypted file. Also, select your preferred format.
Disclaimer: The steps given above are in general and may vary across apps of different banks.
3. Through the registered email ID
Banks have the practice of sending your statement periodically to your email. It is usually a password-protected PDF. Let us read and follow the steps to access this statement.
Step 1: Go to the inbox of your registered email account.
Step 2: Type your bank’s name and search for it in your inbox
Step 3: Open the email containing the bank statement
Step 4: Download the attached file
Step 5: Enter your password in the same format as instructed in the email
Step 6: The PDF will open and you can view your bank statement.
4. Through An ATM
Step 1: Go to the nearest ATM
Step 2: Enter the PIN after inserting your card into the machine slot
Step 3: Click on the ‘Get mini statement’ option to obtain a physical copy of your mini statement.
Additional read: https://www.creditmantri.com/mini-statement/
Conclusion
It is very easy to download your bank statement online. In the modern world of digital banking, you can do this anytime from anywhere without actually having to visit the branch physically.
FAQs on Checking Bank Statements Online
Can I get my bank statement in PDF?
Login into your net banking account and choose the type of account for which you want the statement. Then choose the period. You will be provided with the format options. Select the PDF format and download the statement.
Can I download my bank statement for one year?
Yes, you can download the bank statement for 3 months, 6 months, 1 year, or any desired period. However, each bank has placed a cap on the period for which the statement can be downloaded. If you require a statement for a longer period, you can request it directly from the nearest branch of the bank.