Indian Bank provides its customers with digital account statements in PDF format through internet banking and mobile banking. To protect sensitive financial information, these e-statements are secured with a password. Without the correct password, the PDF cannot be opened, ensuring that only the rightful account holder can access the details. Understanding the Indian Bank statement password format is essential for quickly opening and checking your account statement. It not only safeguards your banking data from unauthorized access but also complies with RBI’s security guidelines for customer protection.
What is the Indian Bank Statement Password?
The Indian Bank statement password is the customer’s complete bank account number. To open the password-protected PDF of your e-statement, you must enter your full account number exactly as it appears in your bank records. This method ensures that only the rightful account holder can view the sensitive details of the statement.
For example, if your account number is 12345678901, then the password to unlock your Indian Bank PDF statement will be 12345678901.
This security measure is in line with the Reserve Bank of India’s (RBI) mandate to strengthen customer data protection. Even if someone else gets access to your email or device, they cannot view your financial information without knowing your account number. This helps maintain confidentiality and safeguards your banking transactions.
How to Open Indian Bank Statement PDF? (Step-by-Step Guide)
To open an Indian Bank statement PDF, follow this step-by-step guide for secure and easy access:
-
Download the Statement PDF
Access Indian Bank’s net banking or mobile banking app. Log in using your credentials, navigate to the account services or e-statement section, select the desired period for your bank statement, and download the PDF file to your device.
-
Locate the PDF File
After downloading, find the PDF in your device’s “Downloads” folder or the folder specified for saved files.
-
Open the PDF with a Reader
Use any PDF reader software or app (such as Adobe Acrobat Reader) to open the PDF file.
-
Enter the Password
The bank statement PDF is password protected. Enter your full Indian Bank account number as the password exactly as it appears, without spaces or special characters.
-
View Your Statement
Once the correct password is entered, the PDF will open, allowing you to view, save, or print your bank statement.
This method ensures that your sensitive financial information is protected from unauthorized access. Keep your account number confidential to prevent misuse.
Indian Bank Statement Password Format Explained
Indian Bank secures all PDF account statements with a password to ensure privacy and prevent unauthorized access. Unlike some other banks that use a mix of name and date of birth, Indian Bank follows a simple and straightforward format — the password is your complete bank account number.
This means:
-
The password is unique to every customer, since no two account numbers are the same.
-
You do not need to remember any extra code or format — just use your account number.
-
The password must be entered exactly as it appears in your bank records (without spaces, symbols, or alterations).
Example Passwords for Indian Bank Statements
|
Account Holder Name |
Bank Account Number |
Statement Password |
|
Ravi Kumar |
12345678901 |
12345678901 |
|
Priya Sharma |
98765432155 |
98765432155 |
|
Anjali Nair |
45678912300 |
45678912300 |
Common Issues While Opening Indian Bank PDF Statement
Common issues faced while opening Indian Bank PDF statements include the following:
1. Incorrect Password Entry
The Indian Bank statement PDF is password protected with the full bank account number as the password. If this is entered incorrectly, with missing digits, extra spaces, or wrong sequence, the PDF will not open.
2. Forgetting Account Number or Password
Some users forget their account number or the password format, causing difficulty in accessing their statements.
3. Technical Glitches in Devices or Apps
PDF readers or mobile apps may sometimes malfunction or freeze, preventing the statement from opening smoothly.
4. Outdated Contact or Registration Information
If phone numbers or email addresses linked to the bank account are not updated, users may not receive the e-statement PDF correctly.
5. Corrupted PDF File
The downloaded PDF may become corrupted due to interrupted downloads or file transfer errors, making it impossible to open.
6. Security Settings Blocking Access
Sometimes antivirus or device security settings may block access or interfere with opening password-protected PDFs.
7. Phishing and Fraud Concerns
Users may receive fake or phishing emails pretending to be Indian Bank statements, causing confusion and security risks.
Why Does Indian Bank Use Password-Protected Statements?
The key reasons for using password-protected statements are:
-
Data Security – Passwords ensure that only the rightful account holder can open the statement, reducing the risk of financial fraud.
-
Compliance with RBI Guidelines – The Reserve Bank of India (RBI) requires banks to follow strict measures to safeguard customer data. Securing e-statements with a password aligns with these regulations.
-
Protection Against Unauthorized Access – Even if someone else gains access to your email or device, they cannot open the statement without knowing the correct password.
-
Confidentiality of Financial Transactions – Statements reveal a detailed record of deposits, withdrawals, and transfers. Password protection ensures this information remains private.
-
Added Layer of Privacy – Unlike physical statements, which can be misplaced, digital statements are encrypted and protected, making them safer for everyday use.
In short, password-protected e-statements combine convenience with strong security, allowing Indian Bank customers to access their financial records confidently while keeping their data safe.
Final Notes
Indian Bank ensures the safety of its customers by securing e-statements with a password. Since the full account number serves as the password, it is simple to remember yet strong enough to protect sensitive financial information from unauthorized access. Always double-check that you are entering the correct account number without spaces or errors to unlock your PDF statement.
For maximum security, never share your account number or statement with anyone. If you face issues opening the file, re-download the statement or contact Indian Bank’s customer support for assistance. By following these simple practices, you can access your statements easily while keeping your financial data safe and private.
Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Given that this type of data may change over time, we cannot guarantee the accuracy of the information supplied or included within it. It is anticipated that the user will confirm with the relevant source before making any choices or taking any actions.








