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Max Tenure

5 yrs

Best Rate

7.35%

Processing Fee

10,000?*

View Details

Features

  • * Upto 30 years Loan Tenure
  • * No Prepayment or Foreclosure charges
  • * Funding up to 90%* of the property cost
  • * Customized eligibility programs
  • * Accessible network & decades of experience

Pricing

  • Interest rate – 7.35%
  • Processing Fees – 0.25% of loan amount or Rs. 10,000/- (salaried), 0.5% of loan amount or Rs. 10,000/- (self-employed)

Documents Required

  • Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)
  • Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)
  • Education Qualifications – Latest Degree
  • Latest Salary-slips for 3 months or 3 years Income Tax returns for Self Employed
  • Bank Account statement for last 6 months (Salary Account) or 12 months for Self Employed

Max Tenure

30 yrs

Best Rate

6.90%

Processing Fee

0%*

View Details

Features

  • Best ROI in the industry
  • For women beneficiaries 0.05% less than normal rate
  • Speedy Sanction
  • No prepayment charges
  • No hidden charges
  • Interest calculated on daily reducing balance
  • Longer Repayment tenor

Pricing

  • Interest Rate: 6.90% to 8.90%
  • Processing Fee: 0

Documents Required

  • ID proof(PAN card, Pass port/Voter Id/Employer ID/Driving Licence/ Aadhaar Card/MNREGA No) with 2 PP photos
  • Residence proof: Latest Tel bill, Bank Statement / Elec bill / Ration Card / letter from employer)
  • Certificate from employer confirming confirmation of continuous service - For Salaried Only
  • A brief note on nature of business / activity / business licence in case of self-employed
  • Form 16 for last 3 years
  • Bank Statement / Pass book of salary or Business A/c for last 6 months
  • Balance sheet and P&L Account for last 3 years - For Self Employed
  • Salary Slip for last six months - for Salaried
  • Income Tax returns with taxpaid challans for last 3 years - For Self Employed

Max Tenure

15 yrs

Best Rate

12%

Processing Fee

3-5%

View Details

Features

  • Loan on Cash income
  • Past Bureau issues also considered.
  • Funding on gram panchayat , B khata , Properties under municipal limits also funded.
  • Loan starts at 5 lacs.

Pricing

  • Interest Rate: 12 % to 18%
  • Processing Fee: 3 - 5%

Documents Required

  • Identity proof such as Pan Card, Voters ID Card, Passport.
  • Address proof such as electricity bill, ration card.
  • Income proof documents, if available.
  • Bank pass book or Bank Statements.
  • Property documents, if property identified.

Max Tenure

30 yrs

Best Rate

8.65%

Processing Fee

Rs. 10,000/-*

Max Tenure

25 yrs

Best Rate

9.85%

Processing Fee

0.8%*

Max Tenure

15 yrs

Best Rate

15%

Processing Fee

2%

Max Tenure

30 yrs

Best Rate

9.65%

Processing Fee

NIL

Max Tenure

20 yrs

Best Rate

9.1%

Processing Fee

Nil

Max Tenure

25 yrs

Best Rate

8.70%*

Processing Fee

0.25%*

Max Tenure

30 yrs

Best Rate

8.70%

Processing Fee

Rs.5000/-*

Max Tenure

15 yrs

Best Rate

12%

Processing Fee

Rs.9500/-*

Max Tenure

20 yrs

Best Rate

12%

Processing Fee

1%*

Max Tenure

60 months

Best Rate

10.75%

Processing Fee

1.50%

Max Tenure

20 yrs

Best Rate

9.75%

Processing Fee

0.25%*

Max Tenure

30 yrs

Best Rate

8.40%

Processing Fee

Rs. 10,000/-*

Max Tenure

20 yrs

Best Rate

10.50%

Processing Fee

1.5%

Max Tenure

25 yrs

Best Rate

8.70%

Processing Fee

NIL

Max Tenure

25 yrs

Best Rate

8.70%

Processing Fee

Rs.2500/-*

Max Tenure

nil*

Best Rate

8.30%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

8.50%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

8.55%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

8.55%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

8.30%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

8.35%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

8.30%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

8.30%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

9.7%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

8.25%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

8.25%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

8.45%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

8.30%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

8.65%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.30%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

8.50%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

8.35%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

nil*

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10..0%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

9.35%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

8.60%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

8.65%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

8.60%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

9%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

9.00%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

9.70%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

8.55%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

8.55%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

9.00%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

9.10%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.10%

Processing Fee

nil*

Max Tenure

30 yrs

Best Rate

9.1%

Processing Fee

1.50%

Max Tenure

nil*

Best Rate

Processing Fee

nil*

Max Tenure

NA

Best Rate

Processing Fee

nil*

Sorry! We couldn't find any offer matching this category.

How to Get a Home Loans in Bangalore

Have you found your dream home in Bengaluru? Are you looking for the best home loan in Bengaluru? You are at the right place. Find and compare the top home loan offers in Bengaluru. Learn the application process and documentation requirements to get your home loan approved quickly.

Every major home loan lender, whether a bank or an NBFC, has a presence in Bengaluru. Borrowers can acquire a house loan for up to 80% of the property's price. A residential property can be purchased with a loan of up to Rs.10 crores. Similarly, if you are buying a piece or land, you can get up to 85% of the cost, and if you are planning to build a house on your plot of land, you can get up to 90% of the cost as a home loan.

Here Is A Snapshot Of Home Loans In Bengaluru

Loan amount

Up to 80% of property value;

Get up to Rs.10 crores

Interest rates

Starts at 6.6% and goes up to 12%

Repayment tenure

Up to 30 years, based on your age

Processing fees

Starts at about 0.4% and goes up to 2% of the loan amount + GST

Here Are Some Of The Popular Localities In Bengaluru And The Trending Property Rates There

LocalityPrice Range (Rs. per sq. ft.)Rental Value 2 BHKRental Value 3 BHK

Amruthahalli

Rs. 3,868 - 4,718/sq. ft.

Rs. 12,373 - 15,466

Rs. 17,626 - 23,501

Arekere

Rs. 4,505 - 6,035/sq. ft.

Rs. 13,090 - 17,765

Rs. 19,864 - 27,810

Ayappa Nagar

Rs. 3,400 - 4,335/sq. ft.

Rs. 11,220 - 15,300

Rs. 17,255 - 18,488

Banashankari

Rs. 4,930 - 6,418/sq. ft.

Rs. 14,025 - 17,765

Rs. 17,786 - 22,529

Banashankari Stage III

Rs. 4,675 - 5,568/sq. ft.

Rs. 12,531 - 15,422

Rs. 16,600 - 22,134

Banaswadi

Rs. 4,718 - 5,568/sq. ft.

Rs. 14,025 - 16,830

Rs. 19,367 - 23,241

Bannerghatta Road

Rs. 4,080 - 5,355/sq. ft.

Rs. 12,912 - 15,678

Rs. 18,445 - 23,715

Basavangudi

Rs. 7,948 - 10,200/sq. ft.

Rs. 18,169 - 21,994

Rs. 28,900 - 34,000

Basaveshwara Nagar

Rs. 6,120 - 7,395/sq. ft.

Rs. 15,376 - 20,502

Rs. 27,996 - 29,213

Begur

Rs. 3,910 - 4,760/sq. ft.

Rs. 12,340 - 14,985

Rs. 16,299 - 20,060

Begur Road

Rs. 4,462 - 5,695/sq. ft.

Rs. 14,484 - 18,105

Rs. 18,523 - 21,996

Bellandur

Rs. 5,270 - 7,098/sq. ft.

Rs. 18,169 - 21,994

Rs. 27,245 - 32,981

Bommanahalli

Rs. 3,570 - 4,122/sq. ft.

Rs. 11,989 - 14,756

Rs. 16,774 - 21,935

Bommasandra

Rs. 3,442 - 4,080/sq. ft.

Rs. 7,854 - 10,210

Rs. 9,945 - 14,365

Chikkabanavar

Rs. 3,060 - 3,655/sq. ft.

Rs. 8,415 - 8,415

Rs. 11,475 - 11,475

Cooke Town

Rs. 7,692 - 10,668/sq. ft.

Rs. 20,179 - 26,233

Rs. 39,440 - 47,328

Devanahalli

Rs. 4,420 - 5,100/sq. ft.

Rs. 11,857 - 15,505

Rs. 15,813 - 23,111

Dodda Nekkundi

Rs. 5,185 - 6,375/sq. ft.

Rs. 15,667 - 17,626

Rs. 19,135 - 25,115

Doddakannelli

Rs. 5,228 - 5,992/sq. ft.

Rs. 17,029 - 19,867

Rs. 18,999 - 24,936

Domlur

Rs. 7,268 - 8,798/sq. ft.

Rs. 24,242 - 28,458

Rs. 36,720 - 41,310

Dommasandra

Rs. 3,612 - 4,420/sq. ft.

Rs. 10,641 - 12,278

Rs. 11,582 - 14,156

Electronic City

Rs. 3,698 - 4,930/sq. ft.

Rs. 11,404 - 14,912

Rs. 15,271 - 21,145

Garudachar Palya

Rs. 7,182 - 7,862/sq. ft.

Rs. 17,274 - 23,032

Rs. 30,462 - 31,847

HAL 3rd Stage

Rs. 4,548 - 5,610/sq. ft.

Rs. 16,922 - 23,502

Rs. 25,840 - 34,000

HBR Layout

Rs. 4,250 - 5,568/sq. ft.

Rs. 13,604 - 17,232

Rs. 19,712 - 26,282

Hennur

Rs. 4,420 - 6,205/sq. ft.

Rs. 15,895 - 18,700

Rs. 18,475 - 23,401

Hennur Road

Rs. 5,142 - 6,418/sq. ft.

Rs. 17,239 - 20,281

Rs. 20,536 - 25,670

Horamavu

Rs. 3,485 - 4,335/sq. ft.

Rs. 12,566 - 16,157

Rs. 16,779 - 20,374

Hosur Road

Rs. 3,910 - 5,398/sq. ft.

Rs. 12,852 - 15,606

Rs. 16,874 - 22,901

HSR Layout

Rs. 4,548 - 5,780/sq. ft.

Rs. 16,256 - 20,081

Rs. 23,120 - 29,920

Hulimavu

Rs. 4,250 - 5,568/sq. ft.

Rs. 11,900 - 14,450

Rs. 18,590 - 22,307

Jakkur

Rs. 5,652 - 7,310/sq. ft.

Rs. 15,218 - 19,023

Rs. 19,890 - 23,868

Jalahalli

Rs. 5,355 - 6,332/sq. ft.

Rs. 14,239 - 16,909

Rs. 18,424 - 23,337

Jalahalli East

Rs. 4,760 - 6,078/sq. ft.

Rs. 13,872 - 14,739

Rs. 14,862 - 19,435

Jalahalli West

Rs. 4,208 - 5,398/sq. ft.

Rs. 13,804 - 18,734

Rs. 19,941 - 21,114

JP Nagar

Rs. 4,080 - 7,268/sq. ft.

Rs. 15,300 - 15,300

Rs. 17,898 - 22,372

JP Nagar

Rs. 4,590 - 6,545/sq. ft.

Rs. 14,063 - 18,751

Rs. 21,675 - 29,325

Kadugodi

Rs. 3,782 - 4,760/sq. ft.

Rs. 13,352 - 17,167

Rs. 16,133 - 21,097

Kaggadasapura

Rs. 3,698 - 4,378/sq. ft.

Rs. 13,685 - 16,618

Rs. 16,612 - 21,359

Kalyan Nagar

Rs. 4,250 - 5,312/sq. ft.

Rs. 14,025 - 16,830

Rs. 19,712 - 26,282

Kanakapura

Rs. 4,675 - 5,568/sq. ft.

Rs. 11,061 - 13,614

Rs. 13,492 - 18,398

Kasturi Nagar

Rs. 3,952 - 5,270/sq. ft.

Rs. 14,117 - 16,764

Rs. 20,563 - 24,419

Kengeri

Rs. 3,910 - 4,675/sq. ft.

Rs. 9,772 - 13,029

Rs. 14,576 - 17,005

Kodichikkanahalli

Rs. 3,612 - 4,505/sq. ft.

Rs. 10,394 - 12,992

Rs. 16,299 - 17,552

Kodigehalli

Rs. 3,612 - 4,548/sq. ft.

Rs. 11,024 - 16,034

Rs. 15,879 - 19,543

Koramangala

Rs. 8,755 - 11,815/sq. ft.

Rs. 23,375 - 31,875

Rs. 41,106 - 52,173

KR Puram

Rs. 3,825 - 5,058/sq. ft.

Rs. 12,464 - 15,341

Rs. 17,564 - 22,583

Mahadevpura

Rs. 5,058 - 7,352/sq. ft.

Rs. 15,926 - 19,907

Rs. 23,091 - 31,241

Malleshwaram

Rs. 7,820 - 8,882/sq. ft.

Rs. 20,179 - 26,233

Rs. 34,255 - 41,106

Marathahalli

Rs. 4,632 - 5,950/sq. ft.

Rs. 15,314 - 19,142

Rs. 22,007 - 27,186

Mysore Road

Rs. 4,250 - 5,440/sq. ft.

Rs. 10,751 - 14,334

Rs. 17,005 - 21,864

Old Madras Road

Rs. 3,868 - 5,142/sq. ft.

Rs. 12,436 - 16,877

Rs. 21,559 - 26,632

R.T. Nagar

Rs. 4,122 - 5,440/sq. ft.

Rs. 13,554 - 16,459

Rs. 19,338 - 26,775

Rajarajeshwari Nagar

Rs. 4,335 - 5,355/sq. ft.

Rs. 11,220 - 14,960

Rs. 17,255 - 20,952

Ramamurthy Nagar

Rs. 3,698 - 4,888/sq. ft.

Rs. 11,822 - 14,777

Rs. 13,903 - 17,378

Richmond Road

Rs. 10,285 - 12,920/sq. ft.

Rs. 27,306 - 31,675

Rs. 45,942 - 55,930

Richmond Town

Rs. 9,648 - 11,900/sq. ft.

Rs. 27,306 - 32,768

Rs. 45,942 - 55,930

Sahakara Nagar

Rs. 4,718 - 6,035/sq. ft.

Rs. 15,211 - 19,267

Rs. 21,101 - 29,542

Sarjapur Road

Rs. 4,505 - 5,950/sq. ft.

Rs. 12,912 - 17,523

Rs. 19,285 - 24,106

Sector 2 HSR Layout

Rs. 4,335 - 5,440/sq. ft.

Rs. 16,386 - 19,278

Rs. 20,400 - 26,775

Seetharampalya

Rs. 4,208 - 5,228/sq. ft.

Rs. 14,140 - 17,910

Rs. 18,016 - 24,021

Silk Board

Rs. 4,080 - 5,525/sq. ft.

Rs. 14,025 - 17,765

Rs. 19,138 - 25,517

Srirampura

Rs. 4,590 - 6,545/sq. ft.

Rs. 13,590 - 17,473

Rs. 19,916 - 21,243

Subramanyapura

Rs. 4,165 - 4,972/sq. ft.

Rs. 11,444 - 13,352

Rs. 13,872 - 17,340

Thanisandra

Rs. 5,482 - 6,588/sq. ft.

Rs. 15,678 - 18,445

Rs. 21,094 - 25,049

Tumkur Road

Rs. 5,525 - 6,248/sq. ft.

Rs. 13,954 - 20,058

Rs. 18,814 - 21,027

Ulsoor

Rs. 8,118 - 9,648/sq. ft.

Rs. 16,448 - 21,930

Rs. 40,375 - 50,065

Varthur

Rs. 4,038 - 5,440/sq. ft.

Rs. 12,388 - 15,927

Rs. 16,766 - 21,237

Vidyaranyapura

Rs. 3,910 - 4,972/sq. ft.

Rs. 10,200 - 12,750

Rs. 12,750 - 17,850

Vijayanagar

Rs. 6,162 - 7,055/sq. ft.

Rs. 13,328 - 14,994

Rs. 21,675 - 25,500

Whitefield

Rs. 4,548 - 6,332/sq. ft.

Rs. 14,960 - 19,635

Rs. 21,298 - 27,953

Yelahanka

Rs. 5,015 - 6,205/sq. ft.

Rs. 14,420 - 19,227

Rs. 20,686 - 29,736

Yelahanka New Town

Rs. 3,612 - 5,058/sq. ft.

Rs. 11,220 - 14,960

Rs. 13,773 - 15,025

Yeshwanthpur

Rs. 5,780 - 7,522/sq. ft.

Rs. 17,943 - 22,664

Rs. 26,554 - 30,537

Here Are Some Of The Leading Home Loan Lenders In Bengaluru

Housing Finance CompanyHousing Finance Interest RatesProcessing Fee

SBI

Starts at 6.55%

0.40% Min of Rs.10000 and a Max of Rs.30000

HDFC

Starts at 6.75%

0.50%, Min Rs. 3,000

PNB Housing Finance

Starts at 7.35%

0.50%, Min Rs. 10,000

LIC Housing Finance

Starts at 6.66%

Min Rs. 10,000 to

Indiabulls

Starts at 8.65%

1.00%

IIFL

Starts at 8.45%

1.25%

Piramal Housing Finance

Starts at 9.00%

0.10%

GIC Housing Finance

Starts at 10.25%

Min Rs. 2,500

Sundaram Home Finance

Starts at 6.95%

NIL

L&T Housing Finance

Starts at 6.75%

2.00% Min Rs. 4,999

What are the different types of Home Loan Offered in Bengaluru?

Home loans can be availed to buy a residential property, or land, or to construct a house;

Home loans to purchase a residential property

A home loan, also known as a housing loan, is a loan used to purchase a house or apartment. Banks typically lend 80 to 85% of the property's market value. They come in a variety of tenure lengths as well as fixed and floating interest rates. This can be used to buy new or previously owned homes that have been resold in the real estate market.

Loans for the purchase of residential plots

This loan is available for the purchase of vacant land or land for residential construction or investment. This loan cannot be used to purchase agricultural land. Land loans, as opposed to home loans, which typically offer 80 to 85% of the property's value, offer up to 90% of the cost.

Loans for home construction

Home construction loans are only available for the purpose of constructing a home on previously owned land. The land could be an empty lot or it could be used to demolish an existing house and build a new one. The loan amount is typically between 85 and 90% of the construction cost.

Loans for home improvement 

Borrowers can use these loans to help with home improvement or renovation projects. They can be used for any type of construction or renovation project. Paint jobs, new flooring, plumbing, and exterior elevation work are all covered by home improvement loans. Depending on the project, these loans could range from Rs. 20,000 to Rs. 10 lakhs.

You might also be interested to learn the difference between home loans and loan against property

What are the eligibility criteria to get a home loan in Bengaluru?

Banks have strict eligibility criteria for sanctioning a home loan because they are offered for large sums and have long repayment terms. The following are the fundamental requirements:

  • You must be a salaried employee or a self-employed professional to apply. Salaried individuals, self-employed professionals or non-professionals, business owners, and farmers are all included.
  • You must meet the age and income requirements, as well as be able to demonstrate a consistent source of income. For salaried individuals, a minimum of two years of work experience is required, as is a minimum of two years of business continuity for self-employed individuals.
  • The minimum age to apply is 21 years old, and the maximum age is 60 years old (at the time of loan completion)
  • A credit score of 700 or higher is preferred.
  • Your net monthly income should be at least Rs. 15,000 per month.
  • You must have worked in your current position for a minimum of two years.

Also Read: 10 Dos Dont’s While Applying For A Home Loan Online

Home Loans in Bengaluru FAQs

1. Which is the best bank to get a home loan in Bengaluru?

Most leading banks offer home loans for properties purchased in Bengaluru. SBI offers one of the lowest interest rates compared to other banks. LIC Housing Finance interest rate is also equally competitive. Private sector banks like HDFC and ICICI give you a lot of value adds. Compare the home loans from all these banks before you settle on one lender.

2. How do I find the monthly EMI for my home loan?

You can use the Creditmantri Home Loan EMI calculator to find the approximate EMI you have to shell out on your home loan.

3. Is credit score an important parameter to get a home loan in Bengaluru?

Yes, credit score plays an important role for home loan processing. A credit score of 700 and more is preferred by home loan lenders.

4. How long does it take to get a home loan approved?

A lot of documents must be reviewed before approving a home loan and this takes time. After submitting all required documents, one can expect their home loan to be approved within 30 days.

5. What are the different repayment tenures available for home loans in Bengaluru?

Home loans in Bengaluru come with a maximum repayment tenure of 30 years. However, this will be based on your age and determined by your lender on a case to case basis.

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