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YES BANK offers home loans at interest rates ranging from 9.35% to 10.50%. Loan amount provided is up to 80% of the home with a maximum of Rs. 5 crores. Get good EMI payment methods. Great tax benefits of up to Rs. 3.5 lakhs each year. Apply now.
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Yes Bank is India's fifth largest private sector bank, founded in 2004. YES Bank is the only Greenfield Bank license awarded by the RBI in the last one decade. Yes Bank is a “Full Service Commercial Bank”, and has steadily built a Corporate, Retail & SME Banking franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking, and Wealth Management business lines across the country. Yes Bank has banking network of over 600 branches and 2,000 ATMs giving it a major presence in urban India.
Home Loan is offered to individuals who wish to construct or buy a house. The property bought or about to be constructed is mortgaged as collateral until the repayment of the loan is completed with full interest. The repayment of the loan generally depends on the capacity of the borrower. Normally, the home loan tenure ranges between 5 to 30 years. The borrower can opt for either floating type of interest of fixed interest rate. Home loan provides tax benefits to the borrowers.
Being the largest bank in India, Yes Bank offers a wide range of services in the personal loan segment. It is the most preferred bank by all kinds of people for any financial service. The bank has been voted as ‘The most preferred home loan provider’ in AWAZZ consumer awards. Packed with exclusive benefits, Yes Bank Home Loans are tailor made catering to the needs of various customers.
Providing home loans for the applicants from in any area like rural, semi-urban, urban and metro etc.
Loan amount provided is upto 80% of the home with a maximum of Rs. 5 crores
Loan Tenure: Upto 25 years
Prepayment Charges: Nil
Processing Fees: 0.5% of the loan amount or Rs. 10,000 whichever is higher
o avail the personal loans from Yes Bank, you need to have the following eligibility criteria.
Important documents to be submitted while applying for personal loans with Yes Bank
Your Yes Bank personal loan can be repaid in following three ways.
Standing Instruction (SI):
If you are an existing account holder with Yes Bank, Standing Instruction is the best mode of repayment. Your EMI amount will be debited automatically at the end of the monthly cycle from the Yes Bank account you specify.
Electronic Clearing Service (ECS):
This mode can be used if you have a non-Yes Bank account and would like your EMIs to be debited automatically at the end of the monthly cycle from this account.
Post-Dated Cheques (PDCs):
You can submit post-dated EMI cheques from a non-Yes Bank account at your nearest Yes Bank Loan Centre. A fresh set of PDCs will have to be submitted in a timely manner. Please note Post Dated Cheques will be collected non-ECS locations only.It is recommended that you opt for either the SI or ECS mode of payment for faster and less prone to error than the use of PDC.
You can either apply online or visit a nearby Yes Bank branch for the application. You can also download the home loan application form from the Yes Bank official website, complete the form and submit it the bank representative.
You can also check your eligibility for a home loan through CreditMantri and apply for it.
This is probably the only bank that provides several home loan products in India. With attractive interest rates, the bank caters to the needs of various sections of people. You can also pre-close the home loan with the prepayment for which no penalty is levied. Overall, the bank offers the best deal on home loans.
1. What are processing fees on Yes Bank Home Loans?
0.5% of the loan amount or Rs. 10,000 whichever is higher
2. Is there penalty for prepaying the Yes Bank Home Loan?
No penalty is levied for prepaying the Yes Bank Home Loan?
3. Can I get Yes Bank Home Loan without a Guarantor?
No need of a guarantor
4. What is the maximum loan repayment period for Yes Bank home loans?
The maximum repayment period is 25 years
5. How Can I apply for a Yes Bank home loan?
You can either apply online or visit a nearest Yes Bank branch and take the help of the bank’s representative.
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