Apply for Edelweiss Home Loan

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Why apply through CreditMantri

CreditMantri matches your credit and demographic profile to Edelweiss Home Loan lending criteria - others just match your demographic criteria. We shortlist lenders willing to lend to you based on our proprietary matching algorithm.

In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. We upfront check whether you qualify for Edelweiss Home Loan. Hence the chances of your Edelweiss Home Loan application getting approved is higher.

max tenure

60 months

processing fee


best rate


  • Flexible documentation
  • Tailored products - for customers with or without formal income proof.
  • Quick processing.
  • End-to-end doorstep service through the nearest Edelweiss office.
  • Competitive home loan interest rate, terms & conditions.
  • Interest Rate - 10.75%
  • Processing Fees - 1.50%
  • Application form with photograph
  • ID proof & Age Proof (any one) - PAN,Passport,Driver's license, Voter ID, UID
  • Address proof (any one) - Passport,Driver's License, Voter ID, Utility bill, Ration card, Bank statement
  • Salaried Professional - (Any one) - Form No.16, PF statement, appointment letter in case of Cash Salary, Latest Salary slip, Bank Statement last 6 months
  • Self Employed Professionals - Last 2 years Balance Sheet and Profit and Loss A/c with Annexures and Schedules, Last 2 years Income Tax returns duly certified by CA, Bank Statement last 6 months

About Edelweiss:

Edelweiss was founded in November 1995 with operations starting from February 1996. It is a diversified financial services company headquartered in Mumbai, India and offers a wide variety of financial products and services tailored to its customer’s needs. The Group’s focus is on providing credit—Edelweiss offers a wide range of Housing Finance and other retail credit products aiming at addressing various financial needs. The products offered by Edelweiss includes housing loans and loans against property among others.

Edelweiss Home Loan

Are you thinking of buying your dream home? Perhaps, you are on the search for the perfect location. Or maybe, you are just looking around for something that suits your budget. Whatever the case, everyone needs that much-needed financial help when it comes to buying their home. A home loan from Edelweiss is one option to help you fund your dream home. Owing your home can offer lifelong mental peace of mind as well, provided you plan your finances intelligently and are responsible. Taking a home loan is not a piece of cake and demands a significant chunk of your income towards making your monthly EMI payment. Read on to know the features and the benefits on offer with Edelweiss home loans.

Features of Edelweiss Home Loan

A home loan from Edelweiss could be used for the following:

  • To construct a house on your plot of land
  • To purchase a new apartment/row house, bungalow from a builder
  • To repair and renovate your existing house

Amount of Loan:

Edelweiss tailors its home loan offers as per the customer’s credit worth and repayment history. Under the Assessed Income Program, Edelweiss offers home loans up to Rs. 35 lacs subject to eligibility and other criteria.

Tenure of the loan:

For salaried employees

Ranges from 10 to 20 years

For Self Employed professionals

Ranges from 10 to 20 years

Edelweiss Home Loan eligibility

The applicant should be either be a salaried or self-employed professional with the ability to make the initial down payment. He / she should have a suitable repayment capacity as assessed by Edelweiss. Co-applicants on the loan could include father / mother / brother / sister / relatives.

Edelweiss Home Loan Interest Rate

The Rate of Interest varies depending on the credit history of the applicant among other factors and is at the sole discretion of Edelweiss Housing Finance Limited. For the most accurate and up to date interest rates, it is advisable to contact Edelweiss Housing Finance Limited directly.

Edelweiss Home Loan Fees and Charges

Service charges, levies, processing fees, and other taxes / fees will be charged as per the prevailing rate. The rates, fees, charges etc. are subject to changes / revision from time to time.

Edelweiss Home Loan Documents Required

For the Salaried:

  • Last 3 months salary slip
  • Employment proof
  • Form 16/Latest Income –Tax Return
  • Bank statement for the last six months
  • ID proof, address proof and Proof of age
  • Passport size photographs
  • Any other document as deemed mandatory by Edelweiss

For the Self-employed:

  • Profit & Loss Account and Balance Sheet for the last three years of the Company and Individual.
  • Income-Tax Returns for the last three years of the Company and Individual / copy of the tax paid challan.
  • Bank statement for the last six months of the company and Individual.
  • Business continuity proof and business profile.
  • ID proof, address proof and Proof of age
  • Passport size photographs
  • Any other document as deemed mandatory by Edelweiss

Edelweiss Home Loan Status Check

You will be given an application number while you apply for a home loan which you will need to keep handy for future referencing. You can contact Edelweiss Housing Finance customer care for help with tracking of your home loan application while quoting the application number.

Edelweiss Home Loan FAQs

Who is eligible to apply for a loan?

Any salaried or self-employed Indian national who is credit worthy and has a suitable net worth and repayment capacity is eligible to apply for a home loan from Edelweiss.

When can I apply for a home loan?

You can apply for a home loan anytime, even if you are yet to select a property or the construction of your chosen property is yet to begin.

What is the maximum amount of money I can borrow?

The maximum amount that you can borrow depends on several important factors such as your income, repayment capacity, credit history, etc.

How is my eligibility determined?

While determining your eligibility, various factors are taken into consideration. It is assessed based on various factors like your age, income, savings, stable employment history, any ongoing monthly EMIs on other loans, financial discipline, continuity of income, educational qualifications, assets, and repayment history / credit history. Loans are approved only after detailed investigations and cash flow assessment in addition to scrutiny of business financials (for self-employed).

Edelweiss Home Loan Review

The simplified processing formalities facilitates loan borrowings from Edelweiss with ease. It offers an array of finance products to suit every need and budget, and simplifies quick completion of the formalities once the loan is approved.

How to Get Home Loan from Edelweiss

  • Offline: You can visit your nearest Edelweiss Housing Finance branch to discuss your eligibility and for details on your home loan. You can find the details of all the branches on their website. You can submit your completed application form along with the required documents when you visit the branch.
  • Via Customer care: You can also call the customer care number at 022 42722272 / 74 for help with the process.
  • Email: You can also email the customer care at homeservice (at) edelweissfin (dot) com for details regarding the loan. You can call the customer care number between Monday to Friday from 10:00 am to 5:00 pm
  • Online: you can fill the online form and apply through their website. A representative will get in touch with you regarding the process.
  • Need help? Alternatively, if you think you need advice on loan eligibility, choosing the most suitable offer, and help with your loan application and documentation, CreditMantri can guide you through the entire process and match you with the loan offer that best suits your profile.

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