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Max Tenure

5 yrs

Best Rate

7.35%

Processing Fee

10,000₹*

View Details

Features

  • * Upto 30 years Loan Tenure
  • * No Prepayment or Foreclosure charges
  • * Funding up to 90%* of the property cost
  • * Customized eligibility programs
  • * Accessible network & decades of experience

Pricing

  • Interest rate – 7.35%
  • Processing Fees – 0.25% of loan amount or Rs. 10,000/- (salaried), 0.5% of loan amount or Rs. 10,000/- (self-employed)

Documents Required

  • Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)
  • Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)
  • Education Qualifications – Latest Degree
  • Latest Salary-slips for 3 months or 3 years Income Tax returns for Self Employed
  • Bank Account statement for last 6 months (Salary Account) or 12 months for Self Employed

Max Tenure

15 yrs

Best Rate

12%

Processing Fee

3-5%

View Details

Features

  • Loan on Cash income
  • Past Bureau issues also considered.
  • Funding on gram panchayat , B khata , Properties under municipal limits also funded.
  • Loan starts at 5 lacs.

Pricing

  • Interest Rate: 12 % to 18%
  • Processing Fee: 3 - 5%

Documents Required

  • Identity proof such as Pan Card, Voters ID Card, Passport.
  • Address proof such as electricity bill, ration card.
  • Income proof documents, if available.
  • Bank pass book or Bank Statements.
  • Property documents, if property identified.
Axis Bank Home Loan

Axis Bank Home Loan

4

Max Tenure

30 yrs

Best Rate

8.65%

Processing Fee

Rs. 10,000/-*

Bajaj Finance Home Loan

4

Max Tenure

NA

Best Rate

8.33%

Processing Fee

0.25%

Cholamandalam Home Loan

Cholamandalam Home Loan

4

Max Tenure

15 yrs

Best Rate

15%

Processing Fee

2%

ICICI Bank Home Loan

ICICI Bank Home Loan

4

Max Tenure

30 yrs

Best Rate

9.65%

Processing Fee

NIL

Sundaram Home Finance Limited

Sundaram Home Finance Limited

4

Max Tenure

20 yrs

Best Rate

9.1%

Processing Fee

Nil

Tata Capital Home Loan

Tata Capital Home Loan

4

Max Tenure

25 yrs

Best Rate

8.70%*

Processing Fee

0.25%*

DHFL Home Loan

DHFL Home Loan

4

Max Tenure

30 yrs

Best Rate

8.70%

Processing Fee

Rs.5000/-*

SHUBHAM Home Loan

SHUBHAM Home Loan

4

Max Tenure

15 yrs

Best Rate

12%

Processing Fee

Rs.9500/-*

Magma Fincorp Home Loan

Magma Fincorp Home Loan

4

Max Tenure

20 yrs

Best Rate

12%

Processing Fee

1%*

Edelweiss Home Loan

Edelweiss Home Loan

4

Max Tenure

60 months

Best Rate

10.75%

Processing Fee

1.50%

L&T Finance Home Loan

L&T Finance Home Loan

4

Max Tenure

20 yrs

Best Rate

9.75%

Processing Fee

0.25%*

India Bulls Home Loan

India Bulls Home Loan

4

Max Tenure

30 yrs

Best Rate

8.40%

Processing Fee

Rs. 10,000/-*

Home First Finance Company Home Loan

Home First Finance Company Home Loan

4

Max Tenure

20 yrs

Best Rate

10.50%

Processing Fee

1.5%

IDFC Home Loan

IDFC Home Loan

4

Max Tenure

25 yrs

Best Rate

8.70%

Processing Fee

NIL

LIC Housing Finance Home Loan

LIC Housing Finance Home Loan

4

Max Tenure

25 yrs

Best Rate

8.70%

Processing Fee

Rs.2500/-*

SBI Home Loan

SBI Home Loan

4

Max Tenure

nil*

Best Rate

8.30%

Processing Fee

nil*

PNB Home Loan

PNB Home Loan

4

Max Tenure

nil*

Best Rate

8.50%

Processing Fee

10,000₹*

Standard Chartered Bank Home Loan

Standard Chartered Bank Home Loan

4

Max Tenure

nil*

Best Rate

8.55%

Processing Fee

nil*

Citibank Home Loan

Citibank Home Loan

4

Max Tenure

nil*

Best Rate

8.55%

Processing Fee

nil*

HDFC Bank Home Loan

HDFC Bank Home Loan

4

Max Tenure

nil*

Best Rate

8.30%

Processing Fee

nil*

Kotak Mahindra Bank Home Loan

Kotak Mahindra Bank Home Loan

4

Max Tenure

nil*

Best Rate

8.35%

Processing Fee

nil*

HSBC Bank Home Loan

HSBC Bank Home Loan

4

Max Tenure

nil*

Best Rate

8.30%

Processing Fee

nil*

Bank of Baroda Home Loan

Bank of Baroda Home Loan

4

Max Tenure

nil*

Best Rate

8.30%

Processing Fee

nil*

Central Bank of India Home Loan

Central Bank of India Home Loan

4

Max Tenure

nil*

Best Rate

9.7%

Processing Fee

nil*

Dena Bank Home Loan

Dena Bank Home Loan

4

Max Tenure

nil*

Best Rate

8.25%

Processing Fee

nil*

Corporation Bank Home Loan

Corporation Bank Home Loan

4

Max Tenure

nil*

Best Rate

8.25%

Processing Fee

nil*

UCO Bank Home Loan

UCO Bank Home Loan

4

Max Tenure

nil*

Best Rate

8.45%

Processing Fee

nil*

Union Bank of India Home Loan

Union Bank of India Home Loan

4

Max Tenure

nil*

Best Rate

8.30%

Processing Fee

nil*

Bank of India Home Loan

Bank of India Home Loan

4

Max Tenure

nil*

Best Rate

8.65%

Processing Fee

nil*

RBL Bank Home Loan

RBL Bank Home Loan

4

Max Tenure

nil*

Best Rate

10.30%

Processing Fee

nil*

Allahabad Bank Home Loan

Allahabad Bank Home Loan

4

Max Tenure

nil*

Best Rate

8.50%

Processing Fee

nil*

IDBI Home Loan

IDBI Home Loan

4

Max Tenure

nil*

Best Rate

8.35%

Processing Fee

nil*

Bank of Maharashtra Home Loan

Bank of Maharashtra Home Loan

4

Max Tenure

nil*

Best Rate

nil*

Processing Fee

nil*

Andhra Bank Home Loan

Andhra Bank Home Loan

4

Max Tenure

nil*

Best Rate

10..0%

Processing Fee

nil*

Yes Bank Home Loan

YES Bank Home Loan

4

Max Tenure

nil*

Best Rate

9.35%

Processing Fee

nil*

Syndicate Bank Home Loan

Syndicate Bank Home Loan

4

Max Tenure

nil*

Best Rate

8.60%

Processing Fee

nil*

Vijaya Bank Home Loan

Vijaya Bank Home Loan

4

Max Tenure

nil*

Best Rate

8.65%

Processing Fee

nil*

Indian Bank Home Loan

Indian Bank Home Loan

4

Max Tenure

nil*

Best Rate

8.60%

Processing Fee

nil*

Federal Bank Home Loan

Federal Bank Home Loan

4

Max Tenure

nil*

Best Rate

9%

Processing Fee

nil*

Capital First Bank Home Loan

Capital First Bank Home Loan

4

Max Tenure

nil*

Best Rate

9.00%

Processing Fee

nil*

Oriental Bank Home Loan

Oriental Bank Home Loan

4

Max Tenure

nil*

Best Rate

9.70%

Processing Fee

nil*

Aditya Birla Finance Home Loan

Aditya Birla Finance Home Loan

4

Max Tenure

nil*

Best Rate

8.55%

Processing Fee

nil*

Indian Overseas Bank Home Loan

Indian Overseas Bank Home Loan

4

Max Tenure

nil*

Best Rate

8.55%

Processing Fee

nil*

South Indian Bank Home Loan

South Indian Bank Home Loan

4

Max Tenure

nil*

Best Rate

9.10%

Processing Fee

nil*

Tamilnad Mercantile Bank Home Loan

Tamilnad Mercantile Bank Home Loan

4

Max Tenure

nil*

Best Rate

10.10%

Processing Fee

nil*

HDFC Bank Home Loan

HDFC Bank Home Loan

4

Max Tenure

30 yrs

Best Rate

9.1%

Processing Fee

1.50%

PIRAMAL Home Loan

PIRAMAL Home Loan

4

Max Tenure

nil*

Best Rate

Processing Fee

nil*

Bank of Baroda Home Loan

Bank of Baroda Home Loan

4

Max Tenure

NA

Best Rate

Processing Fee

nil*

Canara Home Loan

Canara Home Loan

4

Max Tenure

30 yrs

Best Rate

6.90%

Processing Fee

0%*

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How to Get a Home Loans in Agra

Agra is one of the most famous cities located in the northern part of India. It lies on the banks of the river Yamuna and is known as a major tourist destination. The city is famous all over the globe since it is home to the iconic heritage site Taj Mahal which is known as an epitome of love.

The city is mainly dependent on agriculture, as 40% of its population is engaged in the same. It has a larger number of banks and financial institutions to cater to the growing needs of people including housing loan requirements. These lending institutions offer lower interest rates and instant approval to benefit the people of Agra. Here, we will share some of the top home loan providers in Agra along with other home loan details that people of the city should know.

Top banks for home loans in Agra

Here is a list of some of the top home loan offerings in the city:

BanksInterest rates

SBI

6.70%-7.30%

ICICI Bank

6.75% - 7.55%

HDFC Ltd

6.75% - 8.00%

Axis Bank

6.90% - 8.55%

Punjab National Bank Housing Finance Ltd

7.35% - 9.05%

Bank of Baroda

6.75% - 8.25%

Bank of India

6.95% - 8.35%

Canara Bank

6.90% - 8.90%

IDBI Bank

6.80% - 9.90%

Central Bank of India

6.85% - 7.30%

DHFL

9.05% - 9.95%

Eligibility criteria for home loans in Agra

Here are some of the common eligibility criteria considered by lenders before granting a home loan in Agra:

ParticularsSalaried borrowersSelf-employed borrowers

Age

The applicant should be at least 21 years of age while applying for a home loan and 58 years at the time of loan maturity

Any proprietor, partner, professional or director who is at least 21 years of age during loan application but below 65 years at loan maturity.

Income

The minimum income should be Rs. 1,80,000 per annum

The minimum annual income should be Rs. 1,80,000

Job Stability

The total employment period should be at least 2 years and current employment must be of minimum 1 year

Proven business stability of more than three years

What are the documents required for home loans in Agra?

Here is a list of commonly required documents by home loan lenders in Agra:

  • Proof of Identity- PAN Card/Driving license/ Voter ID/Passport/Aadhar Card.
  • Proof of address- Passport/ Electricity bill/Aadhar card/Telephone bill
  • Proof of Income- Latest salary slip/ ITR/Form-16
  • Bank Statement- Last 3 months bank statement/ last 6 months bank passbook
  • Property Documents- Agreement sale copy, Certificate of possession, Land tax receipt, Detailed cost of construction, Letter of allotment, Original NOC

What is a home loan?

A home loan is a secured loan that can provide the required financial support to people who want to buy their own homes. A home loan ensures that the home buyer does not face any financial distress while buying a dream home. Be it a multi-storied home or a commercial property, home loans can allow an individual to purchase a property of his/her choice. Often, people use home loans for a home extension or even renovation purposes. Home loan interest rates are usually influenced by the ongoing property prices and lending rates of the banks.

Recommended read – Get a loan against property in Agra

Conclusion

People in Agra can easily buy a home in the city by availing of a home loan at reasonable interest rates. As the city sees a rising number of home loan providers, the people of Agra simply have to apply for a home loan with a bank to avail of maximum benefits.

FAQs – Home Loans in Agra

1. What is the lowest interest rate on a home loan in Agra?

The lowest interest rate available currently on home loans in Agra is 6.75%. This could differ as per the applicant and is decided by the lender.

2. How to apply online for a home loan in Agra?

To apply for a home loan online in Agra, you can search for the top loan providers in the city and compare interest rates before finalising your home loan application.

3. What is the minimum income requirement to get a home loan in Agra

The minimum income requirement to get a home loan in Agra is Rs. 25,000 for most banks and lenders. This amount could, however, vary according to different terms of lenders and also depends on the applicant’s credit profile.

4. What is the minimum lock-in period for Home Loan?

While there is no minimum lock-in period for home loans in India, some banks and lenders may not allow balance transfer up to a certain period from the start of the loan.

5. Can I go to jail for not paying a Home Loan in Agra?

Since defaulting on a home loan is a civil dispute as per Indian laws, you may not go to jail for defaulting on a home loan repayment in Agra.

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IRDAI Registration Number

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Valid Till

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