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Please keep in mind that the prepayment of a loan never impacts your credit score.
Responded by:Responded on25th May 2015
Whether the payment is partial or full, it impacts your credit score only when you default. A settlement (meaning a final repayment that is less than the full contractual repayment) will be visible in your credit report and is likely to impact your ability to raise new credit in the future. However, making a full payment, after defaulting for a few months, will help you in regaining some points that you might have lost during the period of default. Merely prepaying a loan on which prompt historical payment have been made does not impacts your credit score.
how emi takes reflect score
Responded by:Responded on15th Sep 2015
how much time taken
Responded by:Responded on16th Sep 2015
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