Here are the details of the loan amount that can be availed from Aditya Birla Housing Finance on home loans:
|
Eligibility Criteria |
Salaried Individuals |
Self-Employed Individuals |
Self-Employed Professionals |
|
Minimum home loan |
Rs. 15 lakhs |
Rs. 15 lakhs |
Rs. 15 lakhs |
|
Maximum amount |
Rs. 10 crores |
Rs. 10 crores |
Rs. 10 crores |
|
Net monthly income requirement |
Rs. 25,000 per month |
Rs. 25,000 per month or Rs. 3 lakhs per annum |
Rs. 25,000 per month or Rs. 3 lakhs per annum |
|
Minimum work experience |
2 years. |
3 years. |
3 years. |
|
Income Tax Returns |
Proof of filling income tax of past 2 years |
Proof of filling income tax for last 3 years |
Proof of filling income tax for last 3 years |
|
Valid KYC |
Should produce valid KYC documents |
Valid KYC documents include Aadhaar Card, Pan Card. |
Valid KYC documents include Aadhaar Card, Pan Card |
What are the features of the home loan offerings of Aditya Birla Housing Finance?
Some of the noteworthy features of home loan offerings by this lender are:
- Competitive interest rates: The interest rates on home loans are calculated after taking into account all requirements of borrowers. Different rates are applied to salaried and self-employed borrowers. Interest rates are dropped further by 5 bps in case of a woman co-owner or borrower of the loan.
- Customization: Since the lender offers different home loans as per borrower needs, the loan amount and EMI options are personalized as per individual requirements.
- Flexibility: Aditya Birla Housing Finance home loans offer convenience and flexibility. With regard to loan repayment, a borrower can go for structured repayments or the EMI option.
Home loans from Aditya Birla housing finance are sought-after due to their customisation as per borrower needs. The loan amount offered by the lender are substantial and can cover major requirements of home loan borrowers.