CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, 2nd Floor, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
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Personal Loans are unsecured loans and your income proof is an important document to process your loan. However, if you are self-employed and don’t have documents for income proof, there are other documental proofs you can provide to avail of the personal loan.
People who are employed and have a good credit score wouldn’t have a problem of availing any kind of loan. With a high credit score they would even be able to get low interest loans and high loan amounts. But lenders options are limited when it comes to self employed people. But there are lenders who will be willing to provide funds for your business. A Personal loan is an easy way for a self employed person to procure money for his/her business. As long as you have a good credit score your lender will trust you to make the repayments on time and thus lend to you. These loans are also collateral free.
In India, paying to a business in the form of cash cannot be refused. However there are certain types of transactions or amounts that can’t be done in cash. Accepting cash worth Rs. 2 lakhs or more in total from a single person in a day or for a single occasion will lead to violation of the cash transaction law. Receiving or repaying more than Rs. 20,000 in cash for transfer of immovable property can land you in tax trouble or a penalty.
A cashless business is where financial transactions are not conducted with money in the form of physical banknotes, but are done in the form of electronic payments and online banking. Development in electronic payments has enabled cashless business to flourish. For businesses, managing huge amounts of cash can be cumbersome and unsafe whereas cashless options are because of electronic payments and cashless transactions.
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