SBI Simply Save Credit Card rewards users for purchases made towards dining, movies, departmental stores & grocery spends. Users also get fuel surcharge waiver and more benefits.

Pros of getting the SBI Simply Save Credit Card

  1. Exclusive benefits towards various segments like movies, dining and at departmental stores. 
  2. You can earn 10 reward points for every 100 rupees spent on dining, movies and at departmental or grocery stores. 
  3. You can earn 1 reward point for every 100 rupees spent on all other transactions, and 4 reward points are equal to one rupee. 
  4. This credit card also has worldwide acceptance. 
  5. You also have the fuel surcharge waiver at any petrol bunk. 
  6. The joining fee is very minimal at just Rs.499. You get Rs.100 cashback on your first ATM withdrawal done within 30 days of your card issuance. 
  7. You also have other features like balance transfer and easy money.

Additional Reading: SBI Credit Card Reward Points

Cons of getting the SBI Simply Save Credit Card

There are not many disadvantages to getting this card. Except that, you have an over-limit fee of 2.5% of the total over-limit amount. The conversion mark-up for foreign currency transactions is 3.5%, and you also have to pay Rs.99 to redeem your reward points.

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