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SBI Credit Card Reward Points

Most banks have multiple credit card schemes based on the credibility and requirement of the customers that they cater to. Credit cards are now aligned to reward schemes which will help the cardholder accumulate reward points which can be redeemed under various categories. This encourages the cardholder to use the card more often and across all daily transactions. Hefty transactions conducted with credit card is likely to help the customer earn more points and free coupons or tickets. A cardholder can manage to make substantial savings by using the credit card judiciously and accumulating reward points. Often, many banks allow cash conversion on reward points.

SBI is one of the most reputed banks in India. They offer a variety of credit cards to suit the needs of various customers. The SBI rewards is available on swiping the card across various merchants in India or International destinations. SBI Reward Catalogue is published every year which will provide the SBI reward points gift list. The Reward Points Redemption can be done against the gift list under various categories.

SBI credit cards reward points

There are various categories of credit cards available with SBI, the reward points are aligned based on the type of card owned by the cardholder.

Category of cardType of cardFeatures and benefits
Lifestyle cardsSBI Card Elite / SBI Card Elite advantage

e-gift voucher worth Rs. 5000 on joining

Free movie tickets worth Rs. 6000 every year

Reward points of 50,000 bonus = Rs. 12,500 / year

Reward points of 10,000 bonus for annual spends of Rs. 3 – Rs. 4 Lakhs

5x points on dining, departmental purchases, grocery purchases

2 points per Rs. 100 on all other spends

Complementary membership to priority pass program worth $99

6 complimentary airport lounge visits (International)

Access to over 1000 airport lounges worldwide

2 complementary airport lounge visits (domestic)

Complimentary club Vistara silver membership

Trident privilege membership

Lowest forex markup charge of 1.99% on international usage

Exclusive concierge service

Annual fee (one-time) – Rs. 4,999

Renewal (p.a) – Rs. 5,000

Doctor’s SBI Card (in association with IMA)

Only credit card affiliated with Indian Medical Association (IMA)

Professional indemnity insurance cover of Rs. 10 Lakh

e-gift Yatra.com voucher worth Rs. 1,500 on joining

5x reward points on Medical supplies, travel bookings and International spends

5x reward points on all spends on Doctor’s day (1st July)

1 reward point per Rs. 100 for all other spends

2 complementary airport lounge visits (International)

Complementary membership to priority pass program worth $99

8 complementary airport lounge visits (Domestic)

1% Fuel Surcharge Waiver at petrol pumps across India with minimum spend between Rs. 500 to Rs. 4000

Annual fee (one-time) – Rs. 1,499

Renewal (p.a) – Rs. 1,499

Rewards cardSBI Card Prime / Prime advantage

e-gift Voucher worth Rs. 3,000

20 reward points per Rs. 100 spent on standing instructions of utility bill payments

15 reward points per Rs. 100 spent on departmental chains

10 reward points per Rs. 100 spent on dining, groceries, departmental stores and movies

Pizza hut voucher worth Rs. 1000 on spend of Rs. 50,000 in a calendar quarter

Waiver of renewal fee on annual spends of Rs. 3 Lakh

e-gift voucher worth Rs. 7,000 on annual spends of Rs. 5 Lakh

complementary Trident membership

Complementary club Vistara membership

Lounge access (4 International; 8 domestic)

20 reward points per Rs. 100 spent on birthday

4 complimentary rounds on Green Fees per year

1 complimentary golf lesson per month at select courses in India

10% off on Hertz car rental and up to 35% off on Avis Car Rentals

Annual fee (one-time) – Rs. 2,999

Renewal fee (p.a) – Rs. 2,999

Apollo SBI Card

Complementary Apollo Silver Tier Membership

500 reward points worth Rs. 500 on payment of joining fee

3x reward points on every Rs. 100 spent on all Apollo services

Upto 10% instant discount at Select Apollo Services

Spend based fee reversal

1% fuel surcharge waiver across all petrol pumps in India; maximum surcharge waiver of Rs. 100 monthly

Annual fee (one-time) – Rs. 499

Renewal fee (per annum) – Rs. 499

TATA Star platinum card

E-voucher gift worth Rs. 3500 on STAR outlets (joining gift)

  • Spends linked gift voucher worth Rs. 3000 from STAR on renewal
  • 3.5x reward points on spends at STAR outlets
  • 5% cash back on select TATA Outlets
  • 3 reward points for Rs. 100 spent on departmental and grocery purchases and also on international spends
  • 1 reward point per Rs. 100 spent on other retail spends
  • 1 reward point = Rs. 1
  • Annual fee (one-time) – Rs. 2,999 + GST
  • Renewal fee (per annum) – Rs. 2,999 + GST
  • E-voucher gift worth Rs. 3000 on popular outlets (joining gift)

    2% cash bank on Croma spends

    5% value bank on TATA outlet spends

    3x reward points on departmental stores, dining, grocery spends and international spends

    1 point per Rs. 100 spent on other retail stores

    1% fuel surcharge waiver across all petrol pumps in India; maximum surcharge waiver of Rs. 250 monthly

    Lounge access (8 domestic)

    Worldwide acceptance

    Book your railway tickets online and enjoy home delivery

    Online payment of utility bills

    Annual fee (one-time) – Rs. 2,999 + GST

    Renewal fee (per annum) – Rs. 2,999 + GST

    Shopping cardsSimplyCLICK SBI Card

    Amazon gift card worth Rs. 500

    10x reward points on online spends with exclusive partners

    Exclusive partners include Amazon, Bookmyshow, Cleartrip, Foodpanda, Lenskart, UrbanClap

    5x rewards for all other online spends

    Voucher worth Rs. 2000 on annual online spends of Rs. 1 Lakh

    1% fuel surcharge waiver for transaction between Rs. 500 and Rs. 3000

    Annual fee waiver on annual billing of Rs. 1 Lakh

    Annual Fee (one-time) – Rs. 499

    Renewal fee (per annum) – Rs. 499

    SimplySAVE SBI Card

    2000 bonus points on Rs. 2000 or above spent within first 60 days of issuance of card

    10 points per Rs. 100 spent on dining, movies, departmental and grocery spends

    1 point per Rs. 100 spent on all other spends

    1% fuel surcharge waiver for transaction between Rs. 500 and Rs. 3000

    Annual Fee (one-time) – Rs. 499

    Renewal fee (per annum) – Rs. 499

    SBI Card Unnati

    No charges for first 4 years

    1 reward point per Rs. 100 spent

    Rs. 500 cashback on annual spend of Rs. 50,000

    1% fuel surcharge waiver across all petrol pumps

    Central SBI Select+ Card

    Benefits worth Rs. 5000

    20 points per Rs. 100 spent at any central store

    10 points per Rs. 100 spent on movies and dining

    2 points per Rs. 200 on other retail spends

    Annual Fee (one-time) – Rs. 2999

    Renewal fee (per annum) – Rs. 2999

    Central SBI Select Card

    Welcome benefits worth Rs. 1500

    10 points per Rs. 100 spent at any Central store

    5 select points per Rs. 100 spent on movies and dining

    1 point per Rs. 100 on other retail spends

    Annual Fee (one-time) – Rs. 750

    Renewal fee (per annum) – Rs. 750

    Styleup Contactless Card

    10% discount on all purchases except grocery in fbb and big bazaar outlets

    10x points on big bazaar, fbb and dining spends

    Fbb voucher worth Rs. 500 on joining

    2000 bonus points on card anniversary

    Enabled with contactless technology

    Annual Fee (one-time) – Rs. 499

    Renewal fee (per annum) – Rs. 499

    Capital First SBI Card

    2000 bonus points on spend of Rs. 2000 or more in the first 60 days

    10 points for every Rs. 100 spent on dining, movies, electronics spend

    2000 bonus points on card anniversary 2nd year onwards

    Annual Fee (one-time) – Rs. 499

    Renewal fee (per annum) – Rs. 499

    SimplyCLICK Advantage SBI card

    Amazon.in Gift Card worth Rs. 500 on joining

    5X Reward Points on online spends

    10X Reward Points on online spends with exclusive partners

    Exclusive partners include - - Amazon, BookMyShow, Cleartrip, Foodpanda, Lenskart, UrbanClap

    E-vouchers worth Rs.2000 on annual online spends of Rs.1 Lakh and Rs.2 Lakhs each

    Annual Fee (one-time) – Rs. 499

    Renewal fee (per annum) – Rs. 499

    SimplySAVE Advantage SBI card

    10 Points per Rs.100 spent on Dining, Movies, Departmental Stores and Grocery Spends

    Annual fees reversal on annual spends of Rs. 1,00,000 and above

    1% fuel surcharge waiver across all petrol pumps

    Annual Fee (one-time) – Rs. 499

    Renewal fee (per annum) – Rs. 499

    Travel & Fuel CardsBPCL SBI Card

    2,000 card activation Bonus Reward Points worth Rs.500

    4.25% Value back - 13X Reward Points on every Rs.100 spent on fuel purchases.

    5X Reward Points on every Rs.100 spent at Groceries, Departmental stores, Movies, Dining & Utility bill 

    Annual Fee (one-time) – Rs. 499

    Renewal Fee (per annum) – Rs.499

    Yatra SBI card

    Gift Vouchers worth Rs. 8250

    Rs. 1,000 Off *on Domestic Airfare.

    Rs. 4,000 Off* on International Flight Booking.

    20% Off* on Domestic Hotel Bookings

    Annual Fee (one-time) – Rs. 499

    Renewal Fee (per annum) – Rs. 499

    Air India SBI Signature Card

    20,000 Reward Points as Welcome Gift

    Card Anniversary gift of 5,000 Reward Points every year

    Upto 30 Reward Points for every Rs. 100 spent on Air India tickets.

    Up to 1,00,000 Bonus Reward Points on annual spends 

    Annual Fee (one-time) – Rs. 4,999

    Renewal Fee (per annum) – Rs. 4,999

    Air India SBI Platinum Card

    5,000 Reward Points as Welcome Gift

    Card Anniversary gift of 2,000 Reward Points, every year

    Upto 15 Reward Points for every Rs. 100 spent on Air India tickets

    Up to 15,000 Bonus Reward Points on annual spends of Rs. 2 lakh & above

    Annual Fee (one-time) – Rs. 1,499

    Renewal Fee (per annum) – Rs. 1,499

    Chennai Metro SBI Card

    Dual usage Chennai Metro travel cum credit card

    Get 2000 Bonus Cash Points on spends of Rs. 2000 in the first 60 days

    10 X Rewards on Dining, Movies, Departmental and Grocery spends

    1 Reward Point per Rs. 100 spent on other categories

    Annual Fee (one-time) – Rs. 499 + GST

    Renewal Fee (p.a) – Rs. 499 + GST

    Mumbai Metro SBI Card

    Rs. 50 bonus preloaded for your Mumbai Metro travel

    Auto top up of Mumbai Metro wallet by Rs. 200 as soon as the balance reaches Rs. 50

    Get 2000 Bonus reward points on spends of Rs. 2,000 within first 60 days

    10X Rewards on Auto Top up spends

    Annual Fee (one-time) – Rs. 499

    Renewal Fee (p.a) – Rs. 499

    IRCTC SBI Platinum Card

    Upto 10% value back as Reward Points for railway ticket purchases

    350 bonus Reward Points on activation

    1.8% transaction charges waiver, on railway ticket bookings on irctc.co.in

    1% fuel surcharge waiver at all petrol pumps

    Annual Fee (one-time) – Rs. 499

    Renewal Fee (p.a) – Rs. 499

    SBI Rewards Redemption options

    There are various redemption options applicable for SBI Credit card reward points. One can opt for any of the below-mentioned redemption options to redeem the shop and smile reward points

    • Redemption against Gift Voucher can be made through sbicard.com or SBI card mobile app
    • Redemption against Cash can be made by writing to SBI via Email / post as sbicard.com/email or by calling at helpline

    SBI Credit Card Reward Points Frequently Asked Questions

    1. Can the cardholder check reward points summary?

    Yes, the cardholder can check reward points summary in the following methods –

    • Refer latest credit card statement
    • SMS REWARD (along with last 4 digits of card number) to 5676791 from registered mobile number
    • logging in to sbicard.com > Dashboard > at the bottom, the rewards points summary & expiring rewards points are displayed
    • Log in to sbicard.com > Dashboard > at the bottom, the rewards points summary & expiring rewards points are displayed

    Merchandise, movies, e-voucher, air ticket, hotel and recharge are some of the categories under which reward points can be redeemed.

    2. Are there any charges applicable on redemption of reward points on SBI credit card?

    A redemption fee of Rs. 99 + GST is applicable on every redemption request processed for the cardholder.

    3. Can cardholder club the reward points from multiple cards and make single request for redemption?

    No, every card is processed individually. Balance transfer of reward points is not allowed across various credit cards.

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