SimplySAVE SBI Credit Card

Apply SBI SimplySAVE Credit Card

4.3

Reward Type

Shopping

Joining Fee

499₹

Annual Fee

499₹

CHECK ELIGIBILITY

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Features

Welcome benefits

2000 RPs on spending Rs. 2,000 (Within 60 days post card setup)

Cashbacks & Rewards

Enjoy 10 Reward Points per Rs.150 spent on Dining, Movies, Departmental Stores and Groceries
On all your other spends, earn 1 Reward Point per Rs. 150 spent
1% fuel surcharge at any petrol pump on transaction amt between Rs. 500 to Rs. 3,000 at any petrol pump
1 Reward Point = Rs. 0.25

Pricing

Joining Fees Rs. 499
Annual fees Rs. 499 (waived on annual spends of Rs.1 Lakh)

Documents Required

Passport size photo (coloured)
Proof of address (electricity bill, ration card)
Photo ID Proof (driving licence, voter ID)
A signed consent form.

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About SBI:

SBI was founded in 1806 and is an Indian multinational, public sector banking and financial services company. It is a government-owned corporation which is headquartered in Mumbai.

Quick Links To Handle Your SBI Credit Card

There are various procedures associated with the State Bank credit card. Here are some quick links to handle your State Bank credit card
State Bank Credit Card bill
SBI credit card balance
SBI credit card application status
SBI credit card offers
SBI Credit Card Eligibility
SBI customer care
SBI credit card netbanking

Overview of SBI SimplySAVE Card

Earn reward points when you shop with your SBI SimplySAVE Card and redeem them easily for attractive options from a range of categories like travel, premium merchandise, and much more. It has a flexible rewards redemption program.

Read on to know more about SBI SimplySAVE Card offers.

As a welcome offer, get Rs. 100 cash back on your first ATM cash withdrawal, if done within 30 days of receiving your card.
You can use your SimplySAVE Advantage SBI Card globally
Add-on Cards: You can get add-on cards for your parents, spouse, children or siblings above the age of 18
Balance Transfer facility: Transfer the outstanding balance of other banks’ credit cards to your SimplySAVE Advantage SBI Card, and avail a lower rate of interest and pay back in easy EMIs
Flexipay: Covert any purchase of Rs. 2,500 or more to easy EMIs

SBI SimplySAVE Card Benefits

Earn reward points on all your transactions, i.e., earn 1 Reward Point per Rs. 100 spent. 4 Reward Points = Rs. 1
Enjoy 10 X Reward Points per Rs. 100 spent on dining, movies, departmental stores and grocery spends.
Get annual membership fee reversal from second year of your subscription by spending Rs. 90,000 or more on your SimplySAVE Advantage SBI Card in the previous year.
Enjoy fuel surcharge waiver when you swipe your SimplySAVE Card at any petrol pump in India. Get freedom from paying the 1% fuel surcharge. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer

Eligibility for SBI SimplySAVE Card

To be eligible for an Amex Platinum Travel Credit Card, you need to comply with certain eligibility criteria. Following is an overview:

You must be over 18 years of age
You must withdraw an annual income of INR 6 Lacs or above (for both Salaried, Self Employed)
You must have an Indian or multinational bank’s savings or current account in India
You must have a permanent residential address in India
You must be able to demonstrate a stable credit history.
For the self-employed: your company must be in trade for more than 12 months

SBI SimplySAVECard Documents Required

The documentation is very straightforward. You will require the following:

2 passport size photos and signature-bearing national identity cards
Proof of address - Ration card, electricity bill etc. can be submitted
PAN card, Form 16 and the Income Tax Returns Statement
Proof of salary, employment / proof of business details
Last 3 months salary statement.

SBI SimplySAVECard Annual Fee

Annual Fee (one time): Rs. 499

Renewal Fee (per annum): Rs. 499 from second year onwards. Renewal Fee reversed if annual spends for last year >= Rs. 90,000.

Add-on Fee (per annum): Nil

Other charges

Extended Credit	Interest free credit period: 20-50 days, applicable only on retail purchases and if previous months’ outstanding balance is paid
Finance charges	Interest free credit period: 20-50 days, applicable only on retail purchases and if previous months’ outstanding balance is paid
Minimum amount due	5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI (In case of EMI based product) + OVL amount (if any)
Cash Advance Limit	Up to 80% of credit limit, with a maximum of Rs. 12,000 per day
Cash Advance Fee (SBI ATMs or other ATMs)	2.5% of transaction amount, subject to a minimum of Rs. 300
International ATMs	3% of transaction amount, subject to a minimum of Rs. 300
Late payment	Nil for total amount due from Rs. 0 to Rs. 200 Rs. 100 for total amount due greater than Rs. 200 and up to Rs. 500 Rs. 400 for total amount due greater than Rs. 500 and up to Rs. 1,000 Rs. 500 for total amount due greater than Rs. 1,000 and up to Rs. 10,000 Rs. 750 for total amount due greater than Rs. 10,000
Over limit	2.5% of over limit amount subject to a minimum of Rs. 500
Rewards Redemption Fee	Rs. 99
Foreign Currency Transaction	Conversion markup- 3.5%

SBI SimplySAVECard FAQs

Can I apply for an SBI SimplySAVE Card online?

Absolutely. You can apply for an Amex credit card at their website online.

I got my credit card bill. What are the bill paying options available?

You can choose from the following options to make your bill payment:

Pay your credit card bill via online banking – such as NEFT/RTGS/EPAY/VMT (from other bank accounts)
Payment through cheques
Cash deposit/cheque deposit at ATM/Bank during banking hours

Can I use my SBI SimplySAVE Card globally?

Absolutely. The SimplySAVE Advantage SBI Card is an international credit card and is accepted in over 24 million outlets across the globe, including 3,25,000 outlets in India.

Is there any Interest-free period?

Yes, the interest free credit period ranges from 20-50 days, applicable only on retail purchases and if previous months’ outstanding balance is paid.

SBI SimplySAVE Card Review

Swipe your SBI SimplySAVE Card and stand to earn rewards points that can be redeemed for gifts, vouchers and premium merchandise. In short, you get rewarded for spending. It offers attractive rebates on travel, dining and leisure as well as on normal everyday retail spends. The rewards this card offers makes it a desirable option, provided that all credit card dues are paid consistently every month.

Apply for SBI SimplySAVECard

You can check your eligibility and apply for a credit card by signing up with CreditMantri. It is quick, simple and above all, free.

CreditMantri pre-screens your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chance of approval on your credit card application is higher.

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