Get HDFC Bank personal loans starting from Rs. 50,000 . For eligible candidates, personal loans of up to Rs.40 lakhs are available.
HDFC Bank Personal Loan Snapshot
|
Loan Amount |
Rs.50,000 – Rs.40 lacs |
|
Interest Rate |
Salaried- 11.00% to 21.00% |
|
Processing Fees |
Up to Rs.4999 |
|
Prepayment |
No partial or full prepayment allowed until 12 EMIs have been paid. Part-payment is permitted up to 25% of the outstanding principal. It is permitted only once per fiscal year and twice during the loan term. |
|
Repayment tenure |
Up to 5 years |
|
Other Benefits |
Avail interest rate of 10.40% upon balance transfer of existing personal loan from other banks |
What can I use the HDFC Bank Personal Loan for?
Personal loans from HDFC Bank can be used for any purpose; there are no restrictions on the end use. You can use it to go shopping, plan a vacation, do home improvement, educate yourself, or even start a small business.
How can I find out how much my HDFc EMI is?
Before applying for a Personal Loan, you can use our HDFC personal loan EMI Calcualtor to determine your EMI amount.
How do I check the status of my personal loan?
Once you apply for the loan, you can use the ‘Track Application’ feature to find out your HDFC personal loan status online.
How do I start repaying my Personal Loan?
You can repay your Personal Loan by setting up an auto-debit instruction through your HDFC Bank account on a monthly basis to repay your EMI.
Check : HDFC Bank Personal loan Eligibility