Eligible applicants can get HDFC Bank personal loans of up to Rs.40 lakhs.
HDFC Bank, India’s leading lender, offers a simple and easy loan process for their personal loan applicants. With a convenient online application process, salaried individuals can get personal loans of up to Rs.40 lakhs.
|
Loan Amount |
Rs.50,000 – Rs.40 lacs |
|
Interest Rate |
Salaried- 11.00% to 21.00% |
|
Processing Fees |
Up to Rs.4999 |
|
Prepayment |
No partial or full prepayment allowed until 12 EMIs have been paid. Part-payment is permitted up to 25% of the outstanding principal. It is permitted only once per fiscal year and twice during the loan term. |
|
Repayment tenure |
Up to 5 years |
|
Other Benefits |
Avail interest rate of 10.40% upon balance transfer of existing personal loan from other banks |
Types of personal loans offered by HDFC Bank:
- Personal Loan For Covid
- Marriage Loan
- Travel Loan
- Emergency Loan
- Debt Consolidation Loan
- Home Renovation Loan
- Personal Loan For Students
- Personal Loan For Teachers
- Personal Loan For Women
- Personal Loan For Salaried
- Personal Loan For Government Employees
Personal Loans are available to the following individuals:
- Employees of private limited companies, as well as employees of public sector undertakings such as central, state, and central governments
- Individuals between the ages of 21 and 60
- Individuals with minimum two years’ work experience, with at least one year with the current employer
- Should have a minimum monthly income of Rs. 25,000