UPI(Unified Payment Interface) is a system that is used to transfer funds or receive funds. It helps to power multiple bank accounts into a single mobile application. Here are a few best UPI apps in India:

  • PhonePe is one of the leading UPI applications in the country. It is used for sending money and making payments and also has the facility of a wallet as well. For faster transactions, you can keep money in your PhonePe Wallet.
  • Paytm is one of the most popular digital wallet and UPI applications. Apart from fund transfer, it has many features like mobile recharge and bill payments. It also has a mobile wallet. You could also pay school fees and toll charges through Paytm.
  • MobiKwik also helps you make fund transfers, recharge your mobile, pay bills and invest too. It has a feature that keeps up all your cashless transactions and provides you with an expense manager.
  • Google Pay is a UPI app that doesn’t have a wallet, but you can pay for almost every transaction which supports UPI. The Tez mode in this app allows you to transfer money to nearby people without them needing to know any details.