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HDFC Bank Home loan restructuring is announced under the Resolution Framework of the Reserve Bank of India. This Resolution Framework was first announced during the first wave of the pandemic and the second resolution was announced during the second wave of the pandemic in 2021. 

A commercial loan is offered to business units by banks and NBFCs. These loans can be used for any purpose of the business like buying an asset or machinery or for meeting working capital requirements.

Vendor financing is a type of finance facility provided by a lender to eligible borrowers so that they can buy products or services of a specific vendor. It is also known as deferred loans or supplier finance or trade credit. Under this type of financing the loan is provided directly or indirectly by the vendor. These loans usually have a higher rate of interest and the borrower also has to provide collateral. 

Indian has become a booming valley of start-ups in the recent past and to promote the start-ups there are many schemes and incentives to the entrepreneurs that make financing the start-ups an easier path today. Most banks provide business loans to entrepreneurs to start a new business but require collateral to take such risk.

Equipment financing is the loan option available to businesses for the purchase of any machinery or equipment that is essential for the upgrade or extension and expansion of the business. These loans are provided to small businesses as well as large companies and giving them tax benefits too. 

POS is a Point Of Sale where the customers can buy any goods and services at agreed prices. The customers can make payments for their purchases through the available payment modes. The customers will get a digital receipt for the payment made. 

Microloans are in the nature of short-term finances that are available to self-employed persons, small businesses, start-ups, etc. These loans have a low credit requirement. This type of finance is especially helpful to those eligible applicants that have little to virtually no access to financial assistance. Given below are a few basic details of the microloans.

A merchant cash advance is a form of business finance available to eligible business houses to provide them with the necessary funding whenever needed. This loan is then repaid in the form of a percentage of future credit card or debit card sales.

Fullerton India is a Non-Banking Financial Company registered with the RBI. The business loans of the NBFC are one of the many loan segments provided by the bank. Few basic details of these business loans are provided hereunder. 

IndusInd Bank is a well-known name in the banking world. The bank provides many facilities like loans, credit cards, insurance and investments for retail and corporate customers. The corporate credit cards of the Bank are among the popular credit cards in this segment. Some of the benefits of the corporate credit cards of the IndusInd Bank are mentioned below.

YES FIRST Corporate Credit card is a corporate credit card issued by YES Bank to its corporate customers. The highlights of these cards are tabled below.

HDFC Bank Corporate Platinum Credit Card is one of the many corporate credit cards offered by the bank. These cards provide the benefit of a single credit line for the entire entity which can be distributed to their employees based on their designation or other relevant parameters.

Kotak Bank Corporate Platinum Credit Card is one of the many corporate credit cards offered by the bank. The key features of this credit card are highlighted below.

ICICI Pru Smart Kid Solution Plan is a children’s education plan that is provided by ICICI Prudential Life Insurance. This plan can be bought by parents to secure the future of their children and support their child’s education needs.

The ICICI Prudential Guaranteed Wealth Protector Plan is a unit-linked plan with single pay and limited pay option. This plan provides a capital guarantee unlike any other ULIP plan offered by ICICI Prudential Life Insurance.

ICICI Prudential Wealth Builder II Plan is a unit-linked plan (ULIP) from the insurer. Customers can get insurance and investment benefit under this plan through any of the 7 funds available under this plan. Customers have to first select the premium and the premium tenure and the sum assured that will be enough to provide financial security for the family. 

The ICICI Pru Smart Life Plan is a ULIP plan offered by ICICI Prudential Life Insurance. This plan is available in Regular pay, single pay or limited pay option. The premium amount along with other benefits like the sum assured and eligibility criteria depend on the type of scheme under this plan. The basic details of this plan are tabled below. 

The ICICI Prudential life insurance is a leading life insurance provider. ULIPs are among the popular insurance products offered by the ICICI Prudential Life Insurance. These are Unit Linked Insurance Plans where the customer gets the benefits of insurance and investment.

The ICICI Pru Life Raksha Term Plan is one of the many term plans offered by ICICI Prudential Life Insurance. This plan offers a term insurance plan for the individual as well as their eligible family members. The features of this plan are tabled below. 

ICICI Prudential Life insurance has many products that help in providing life insurance benefits to the residents of India. Some of these plans provide coverage for the individual as well as their family members.

The ICICI Pru iCare II plan is a term insurance plan that can be bought to secure the financial future of a person’s family. This plan further provides additional benefits due to any accidental death of the insured person if the policy is still active during such time.