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Kotak Mahindra Bank Credit card Offers

Kotak Mahindra Bank has a range of credit cards which caters to the various needs and requirements of its customers. Swiping the credit card has become a rewarding experience with multiple offers being floated under various categories. Some of the categories under which one can avail offers are – shopping, dining, hotel stay, flight booking, travel, movie ticket booking, fuel etc., the type of offer could range from discounts, reward points to exclusive or premium access etc., Kotak Mahindra Bank has tie-ups with multiple merchants who offer different benefits or offers on various credit cards. The credit cards differ in the credit limit, offers, reward points etc.,

Kotak Mahindra Bank credit cards

Kotak Mahindra Bank Credit Card Offers

The various types of credit cards which offers variety of credit card benefits. The customer can choose the best credit cards based on the need. Here is a brief on the various types of credit cards and the benefits or card offers extended by them –

Credit cardCard offers
PVR Platinum Credit Card

PVR Coupon (Movie ticket coupons)

PVR Shield (Insurance)

Add – on card

NRI Royale Signature Credit Card

2x reward points on international spends

Purchase and pay in INR

Fuel surcharge waiver

Railway surcharge waiver

Add – on card

Feast Gold Credit Card

10 reward points on every Rs. 100 spent on dining and movies

Easy access across most coffee shops, Fast food joints, Pizza joint, pubs, restaurants, Movie Theaters

Balance transfer from one credit card to another

Feast shield (insurance)

Urbane Gold Credit Card

3x reward points on every Rs. 100 spent

Urbane shield (insurance)

Add – on card

Free PVR tickets or reward points

Essentia Platinum Credit Card

10% Savings on departmental & grocery Store spends

1 Saving Point for every Rs. 250 you spend on other categories without any restrictions

Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets or 1200 reward points

Priority attend – KASSIST

Royale Signature Credit Card

Airport Lounge Access

4X reward points on every Rs. 150 spent

Redemption options for reward points including air tickets, mobile recharge, 10,000 merchandise

Insurance - cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting

Fuel / Railway surcharge waiver

Add-on card

PVR Gold Credit Card

PVR Rewards

PVR Shield

Add – on card

Aqua Gold Credit Card

Credit limit up to 80% of your term deposit amount

Interest free cash withdrawals

Fuel surcharge waiver

High credit limit of Rs. 12 Lakhs or 90% of your credit limit

Cash advance fee Rs. 300 per Rs. 10000

Wealth Management Infinite Card

Personalized card design

Minimum credit limit of Rs. 10 Lakh

Access to International events

Complementary tee-offs at international golf courses

Invite to premium events in dinning, entertainment, art & fashion categories

Fortune Gold Card

Interest – free cash – 50% of credit limit

Fuel / Railway surcharge waiver

Balance transfer from one credit card to another

Complementary PVR tickets

Fortune Shield (Insurance)

Add-on card

Delight Platinum Credit Card

10% cashback on dining

Easy access to coffee shops, fast food joints, Pizza joint, pubs, restaurants

10% cashback on Movies

Fuel / Railway Surcharge waiver

Spend Rs. 1,25,000 every 6 months and get 4 free PVR tickets or Rs. 750 cashback

Delight Shield (Insurance)


Best Price Card

14 day credit card that starts afresh on every transaction

Best price modern wholesale

Add-on cards

No joining fees

Solaris Platinum Credit Card

5x reward points on every Rs. 150 spend

Fuel / Railway surcharge waiver

Add – on card

Insurance - Rs. 1,25,000 per annum

Corporate Wealth Signature

Credit Card

High cashback credit card offers

Interest-free funds

Hassle-free spends

Fuel / Railway surcharge waiver

Airport lounge accessibility

Universal acceptability – over 10 million merchants across the world

Business-related spend opportunities such as Sales Meets, Association Meetings, Conferences, and Business & Executive Meetings

Corporate Platinum Credit Card

High reward points, easy redemption

Fuel / railway surcharge waiver

Airport lounge offer

Universal acceptability – over 10 million merchants across the world

Interest free funds

Silk Inspire Credit Card

Up to 5x Reward Points

Earn 1 reward for every Rs. 200 spent on other categories

Offers and deals on shopping, dining, travel, Entertainment and more

Fuel surcharge waiver

Silk inspired insurance (Rs. 75,000)

Add-on card

Spend Rs. 1, 25,000 every 6 months and get 4 free PVR tickets or 1000 reward points

Privy League Signature Credit Cards (Optima & Prima)

5X reward points for every Rs. 100 spent on special categories

2X on other retail spends

Priority passes for airport lounge access

Complimentary refreshments, free internet access and a relaxed ambience

Complementary PVR tickets

Balance transfer from one credit card to another

Low monthly interest rate

Insurance (Rs. 2.5 Lakh)

Fuel / Railway surcharge waiver

Privy League Signature Credit Card (Insignia)

Airport lounge access through priority passes

5X reward points are earned for Rs. 100 spent in special categories and 2X on other retail spends

Reward point redemption on air tickets, 10,000+ merchandise, mobile recharge

Free PVR movies

Fuel / Railway surcharge waiver

Low interest rate per month – 2.49%

Balance transfer from one credit card to another

Insurance (Rs. 2.5 Lakh)

Corporate Gold Credit Card

Fuel surcharge waiver

Universal acceptability - 10 million merchants across the globe

Free card replacement

League Platinum Card

8X reward points on every Rs. 150 spent across all spends

Fuel / Railway surcharge waiver

League shield (Rs. 1.25 Lakh)

1, 25,000 every 6 months and get 4 free PVR tickets or 10000 reward points

Credit Card Offers

There are many credit card offers which are launched from time to time. Some of the offers are specific to certain visa cardholders alone. Below are some of the popular offers available for all credit cards issued by Kotak Mahindra Bank.

CategoryVendorOfferVoucher Code
ElectronicsReliance digital5% instant discount 
GroceryBigbasket10% instant discount on Wednesday minimum Rs. 1500 purchaseKOTAKOCT
Hotel StayBooking(dot)com8% cashback on hotel reservations 
Hotel StayHilton HonorsFast track gold membership with 2 days 4 night’s stay 
Hotel StayPremier Inn (Middle East)Visa cardholders get 20% discount 
Hotel StayBergamo10% discount for Visa Platinum, Signature and Infinite cardholders 
Hotel StayFlemings MayfairStay 4, pay 3 
Hotel StayAlila Villas, BaliStay 4, pay 3 
Hotel StayGrand Hyatt, SeoulSave 20% 
Movie ticketsPVRBuy 1 ticket, get 1 free on Saturdays 
Movie ticketsPVRVisa cardholders get attractive offers 
OthersGoogle HomeWrite a slogan on Kotak 811 and Google Home in 6 words of less. Get 2 Google Home mini everyday
RestaurantSwiggy10% instant discount minimum Rs. 500 purchaseGOKOTAK
RestaurantTalay Kata35% off 
RestaurantRumpoles Bar15% off 
RestaurantGin Khao25% off 
RestaurantSom Tam20% Off 
RestaurantLobster Pince & Pints15% off 
RestaurantWakanuiComplementary bottle of wine 
RestaurantSeasonal tastes3 for 2 on buffets 
RestaurantHenry J Bean's15% off 
RestaurantHood Bar and Music10% off 
RestaurantAsh & Char10% off 
Restaurant100 Mahaseth15% off 
RestaurantFillets15% off 
RestaurantJ6515% off on buffet meal 
RestaurantAh Hoi's Kitchen15% off 
RestaurantLime House15% off 
RestaurantA Poke TheoryComplementary premium topping 
RestaurantJekyll & Hyde10% off 
RestaurantDrink Culture10% off 
RestaurantThe May Fair Hotel, Mayfair$100 USD Foor or Beverage Credit 
RestaurantHotel Miramar Barcelona20% off 
RestaurantGran Melia Fenix25% off 
RestaurantAnantara Angkor Resort20% off + Receive $75 credit for incidental spend 
RestaurantBistro de Luxe7% discount on Visa Infinite cardholders 
RestaurantThe Garden courtDiscounted price for lunch and buffet dinnerRMB230
RestaurantCoquille Seafood Bistro10% off 
RestaurantMitzo20% off + Complimentary glass of wine 
Restaurant21 on Rajah20% off weekday lunch & dinner buffet and weekend brunch & dinner buffet 
RestaurantFlavors at Zhongshan Park20% off a la carte dinner and buffet lunch 
RestaurantSoma Restaurant15% off 
RestaurantDanieli's25% off 
RestaurantPress Club Bar25% off 
RestaurantCelestial Court25% off 
RestaurantMamanda Restaurant10% - 15% off 
RestaurantPress Club Bar30% off on all beverages 
RestaurantThe Peranakan24% off 
RestaurantYan Ting20% off 
RestaurantWujie Shanghai The Bund10% off 
RestaurantDanieli'sComplementary bottle of Prosecco 
RestaurantPeacock Alley10% off 
RestaurantZjin Mansion10% off + Priority for private dining room 
RestaurantSeki – Tei20% Off 
RestaurantBespoke20% off + Complimentary drink 
RestaurantDuck de chine - Jin Bao Jie10% off 
RestaurantChilli Padi Nonya15% - 30% off 
RestaurantJoie by Dozo20% off on a la carte dinner offers + complementary drink 
RestaurantHua Restaurant10% - 15% off 
RestaurantBo.LanComplementary seasonal mocktail + 15% off 
RestaurantBrasserie 189310% off + complementary welcome drink 
RestaurantHard Rock Café, TbilisiVisa Gold cardholders 5% discount 
RestaurantHard Rock Café, TbilisiVisa Platinum and Visa Infinite Cardholders 10% discount 
RetailJabong10% cashback every SundayGOKOTAK
RetailTATA CLIQ10% instant discount minimum Rs. 5000 purchaseGOKOTAK
RetailMedanta15% discount on Consultation, diagnostics and health packages 
RetailCo.ModeVisa Platinum and Visa Infinite Cardholders 10% discount 
RetailCo.ModeVisa Gold cardholders 5% discount 
TravelGoibiboRs. 1200 cashback on domestic flight bookingsGOKOTAK

How to apply for a credit card?

Credit card applicants can be individuals who are either salaried or self-employed. They need to provide income, address, age and identity proof as part of the documentation process. The credit card can be availed easily if the applicant has an account with the bank, however, one can also avail even without holding an account with Kotak Mahindra Bank.

The credit card application can be submitted online, depending on the suitability, credibility Kotak Mahindra Bank credit cards will be issued to the applicant. Alternatively, physical copy of the application can be submitted in the nearest branch of Kotak Mahindra Bank.

Kotak Mahindra Bank frequently asked questions

1. What are the exclusive credit card features?

The exclusive credit card features are –

  • Exclusive privileges
  • Incredible offers
  • Simplified documentation
  • Doorstep service

2. How can one avail the offers available from time – to time?

Some of the offers will be applied automatically. The ones with the voucher code have to be keyed in at the time of payment. Most of the e-retail offers will highlight the voucher code or coupon code before checkout to avail the offer applicable.

3. Are all the offers applicable across all the Kotak Mahindra Bank credit cards?

Some of the offers are applicable on all the cards issued by Kotak Mahindra Bank, some of them are applicable only on international credit cards.

About Kotak Mahindra Bank

Kotak Mahindra Bank is one of the well-known banks in India. It has a host of services and product offerings which are customized to suit the needs of the customers. Kotak Mahindra Bank was established after obtaining banking license from RBI in the year 2003. The finance company operates in other spaces within the finance business as well - personal finance, investment banking, general insurance, life insurance, and wealth management are other finance operations that they are adept at. Kotak Mahindra Bank operates with 1369 branches across 689 locations. In 2018, it was adjudged as the second largest private bank by market capitalization after HDFC Bank.

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