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Central Bank of India Credit Card Offers

One of the most trusted nationalized banks in India, Central Bank of India offers a wide range of credit cards that are designed to fulfil individual requirements of credit card holders. The credit cards are loaded with exclusive features and supported by a great customer centric approach. The customers are spoilt for choices with so many cards offered by the lenders. For instance, lifestyle cards that offer access to airport lounges across India or offer discounts on hotel booking and other shopping offers. Then there are cards for regular travellers that also offer reward points for every purchase that can be further redeemed for personalized services or exclusive discounts. Central Bank of India also offers add-on cards for spouse, children, parents and siblings (18 and above) to take care of their financial requirements. Let’s see what are the different Central Bank of India Credit Card Offers.

Central Bank of India Credit Card Offers by Categories

Central Bank Of India Credit Card Offers

Central Bank of India brings an assortment of credit cards accompanied with exclusive offers. We have listed some of the exclusive offers below for your reference. These offers are applicable on all Central Bank of India credit cards except the corporate cards.


S. NOMerchantOffer
1Keys Hotel15% on Food Bill & 15% on Accommodation
2Panaromic Group of Hotels15% on Food Bill & 15% on Accommodation
3Papa Johns15% on Food Bill
4The Fern Hotels15% on Food & Soft Beverages & 15% on Accommodation
5Rolla Costa15% on Total Bill on a minimum bill of Rs. 300 & above
6Moti Mahal Delux15% on Food Bill
7Sbarro15% on Total Bill on a minimum cost of Rs. 350 & above
8Oven FreshBuy One Medium Pizza & Get One Regular Pizza or 10% on Total Bill
9Kailash Parbat15% on Food & Soft Beverages
10Shiv Sagar Restaurant15% on a minimum bill of Rs. 1000
11Malvan Tadka15% on Food Bill
12Burger Singh15% on Food Bill
13Southy15% on Food Bill
14Kakori House15% on Food Bill
15Falafel15% on Food Bill


Voylla15% Off on minimum spend of Rs. 1,000
bookmyshowBuy 1 get 1 free on movie tickets
niki.ai20% Cashback upto Rs 750/-; Min Transaction amount: Rs 500/-
Kalyan Jewellers

Offer 1: Diamond Jewellery Offer - Kalyan Gift Voucher of Rs.2000/- redeemable on Rs.25,000/- of Diamond Jewellery Purchase.

Offers 2: Gold Jewellery Offer - Kalyan Gift Voucher of Rs.2000/- redeemable on Rs.60,000/- of Gold Jewellery Purchase.


Best offers, deals and coupons on Fashion, Food, Electronics, Travel, Entertainment and many more on India’s leading eCommerce companies.

Apollo Pharmacy

10% Discount on Medicines (Except DPCO), 5% Discount on FMCG Products and 15% Discount on Apollo Private Label Products

Cotton World

Offer 1: 10% Discount on purchase of Rs.2000 or more

Offer 2: This offer cannot be used in conjunction with any other prevailing offers/schemes/discounts at our stores.


MasterCardNow airport lounge access extended to 31 lounges across 14 cities in India
Club MahindraDiscount from Rs.6000 to Rs.1,15,000 on various Club Mahindra Holiday Membership under Blue, White, Red and Purple category of membership for RuPay debit or credit card holder.
CleartripGrab up to Rs. 3,000 wallet cashbacks on Flights & Hotels booked on Cleartrip Mobile App.


Flipkart5% instant discount up to Rs.100 per transaction on first 3 cashless transactions with Visa credit card
FloristinIndia(dot)comFlat 20% off on Flowers and Cakes

Flat 22% off on Flowers and Cakes. Code: RUPAY22

Flat 15% off Sitewide. Code: RUPAY15

It is to note that the above offers are on a mix of Visa, MasterCard and Rupay credit cards.

Benefits of Central Bank of India Credit Cards

Apart from the wide range of offers on the credit cards, there are many other benefits of using the Central Bank of India credit cards. Among the major benefits are:

  • Balance Transfer Option: Offers the option of balance transfer from another bank credit card to the Visa Gold or Visa Platinum credit card offered by Central Bank of India, at a lower interest rate.
  • Interest free credit period: Central Bank of India offers an interest free credit period to its customers from a minimum of 20 days to a maximum of 50 days.
  • Maximum Cash Withdrawal Limit: The bank allows you to withdraw cash upto as high as 80% of your total credit limit.
  • Add-On Cards Option: The bank allows you to add your spouse, parents, children and even siblings (18 years and above) helping them to take care of their financial needs.
  • Alert Services: Central Bank of India keeps you updated on your credit card status via text messages on your mobile phone.
  • Easy Application Status Update: The bank allows you to check the status of your credit card application with the help of your application number making the process easy.
  • Minimum Documentation Required: All you need is the PAN card number for the application.

Exclusive Features of Central Bank of India Credit Cards

Central Bank of India primarily offers 6 credit cards and some of their common features are:

  • EMI facility for credit card payments
  • Wide range of merchant/product offers on each credit card
  • Blocking the credit card facility in case it is lost
  • Free SMS alerts on all transactions to credit card holders.
  • Frequent reminders to avoid any late payment, confirmation message for payment received & occasional offers.
  • 24 x 7 customer care with toll free numbers available.
  • Instant cash withdrawal benefit from Central bank ATMs.
  • Option for revolving credit limit
  • E-statement emailed on your registered email id.
  • Payment done via auto-debit facility Central Bank account holders.
  • Fuel surcharge waivers
  • Accidental insurance coverage
  • Rewards points or Loyalty points for each transaction
  • Free credit period

Frequently Asked Questions

1. How can I access the offer details on my Central Bank of India card?

You can download the Cent mobile app on your Android, iOS, Blackberry, or Windows smartphone, and access your credit cards on the go. Alternatively, you can also access the bank’s website and log in to access your card account, or simply dial their toll-free number 1800 222 368 and speak to the customer support available 24 x 7.

2. What is Anmol Rewardz?

It’s a reward point program exclusively owned and introduced by the Central Bank of India for its credit card customers. The Anmol Rewardz Loyalty program is a unique rewards program that’s a value for money whenever the credit card owner spends by using the Central Bank of India credit cards.

3. How to sign up for the Central Bank Anmol Rewardz Program?

All Central Bank of India credit card holders are automatically pre-enrolled for the Central Bank Anmol Rewardz scheme. The applicant’s name is embossed on the credit card and to start earning the Rewards, all card holders must first activate their credit card on the dedicated web portal for anmol Rewardz.

4. What are the features of Anmol Reward Points?

Every card holder gets the privilege to earn Anmol Reward points that keep adding up in the card account for all their Spends at Point of Sale (POS) along with purchases done online using Central Bank Credit Card. The card holder will earn Anmol Points for each Rs. 100 spent using the central bank credit card, and per type of Credit Card. Each Anmol Point is worth Rs. 0.30.

Type of Credit CardPoints Earned
Master Card World3points for each Rs 100 Spent on Domestic purchases / 4 points for each Rs 100 spent on International purchases
Master Titanium1 point for each Rs 100 Spent
Master Gold1 point or each Rs 100 Spent
Master Domestic1 point or each Rs 100 Spent
Master Electronic1 point or each Rs 100 Spent
Visa Platinum1 point or each Rs 100 Spent
Visa Gold1 point or each Rs 100 Spent
Visa Domestic1 point or each Rs 100 Spent

5. How to keep track of Anmol Reward account balance?

The rewards point accrued through Anmol Rewardz program is printed on the credit card statement sent to the card holder every month. Alternatively, customers can also check their reward points balance and option to redeem online by visiting the bank’s online rewards website. The card holder must login with his login id and password that is provided to him during the registration of the card, to access the rewards account.

6. How to redeem the Anmol Rewardz points?

The Anmol Rewardz points can be redeemed against different products offered by the bank for each type of card. The card holder may have the option to choose from gift vouchers, merchandise, movie, DTH recharge, bus/airline tickets, and more.

7. What are the categories in which I can avail offers on Central Bank of India Credit cards?

Central Bank of India provides various offers for its customers in the categories of Shopping, Travel, Lifestyle, and Dining.

8. What should I do if I lose my card or it is stolen?

If you Central Bank of India credit card is lost or stolen, you can block your card by simply sending SMS to phone number +919967533228 as follows:

1. LOST : For blocking all cards linked to mobile

2. LOST <space> card no.: For blocking specific card no.

3. LOST <space>Account no.: For blocking card in specific account

About Central Bank of India

Central Bank of India is one of the leading private sectors banks in India that’s also one of the oldest and the largest commercial banks in India. Headquartered in Mumbai, Central Bank is a joint venture with many other leading nationalized banks of India such as, Bank of India, Bank of Baroda, and the Zambian government. Central Bank of India is known to provide a wide range of services in the field of banking, credit cards, and loans in the personal, corporate, NRI, and agricultural sector.

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