Interested in financial products
Processing

Processing Fee

2.50%

Max Tenure

5 yrs

Best Rate

10.99%

View Details

Features

  • Easy Documentation & hassle free Personal Loan with door step service
  • Faster Process & Approvals
  • No Collateral Required
  • Repayment Tenure from 12 to 60 months

Pricing

  • Interest Rate: 10.99% to 20.75 P.A
  • Processing fee - 0.99 to 2.50 % P.A

Documents Required

  • Application form with 2 photographs, Processing fee cheque
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Passport,Utility bill, Lease agreement
  • Salaried - Salary slip for 3 months, latest 3 months bank statement with salary credit
  • Self employed - Office address proof, audited financials for last 2 yrs and latest 6 months balance sheet

Processing Fee

2.50%

Max Tenure

5 yrs

Best Rate

10.99%

View Details

Features

  • Easy Documentation & hassle free Personal Loan with door step service
  • Faster Process & Approvals
  • No Collateral Required
  • Repayment Tenure from 12 to 60 months

Pricing

  • Interest Rate: 10.99% to 20.75 P.A
  • Processing fee - 0.99 to 2.50 % P.A

Documents Required

  • Application form with 2 photographs, Processing fee cheque
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Passport,Utility bill, Lease agreement
  • Salaried - Salary slip for 3 months, latest 3 months bank statement with salary credit
  • Self employed - Office address proof, audited financials for last 2 yrs and latest 6 months balance sheet

Processing Fee

1.0%

Max Tenure

5 yrs

Best Rate

12.49%

View Details

Features

  • Pre-approved personal loan offer
  • No collateral required
  • Simplified documentation process
  • Flexible Repayment Options
  • Attractive Interest Rates

Pricing

  • Interest Rate: 12.49% onwards
  • Processing Fee:1.0% + Service Tax

Documents Required

  • ID Proof: PAN Card, passport, driving license, Aadhar card, voter ID
  • Address proof: PAN Card, Aadhar Card, Passport, Driving License, Voter ID, Electricity Bill, Rent Agreement
  • Income Proof : Latest three months bank statement showing salary credit, Latest three salary slips

Processing Fee

2.5%

Max Tenure

NA

Best Rate

14.5%

View Details

Features

  • Loans starting from Rs. 50,000
  • Faster processing
  • Simple and minimum documentation
  • Flexible Repayment Options
  • Doorstep Service
  • Affordable Rates & Charges

Pricing

  • Processing Fee:2.5% + Service Tax

Documents Required

  • ID Proof: PAN Card, passport, driving license, Aadhar card, voter ID
  • Address proof: PAN Card, Aadhar Card, Passport, Driving License, Voter ID, Electricity Bill, Rent Agreement
  • Income Proof : Latest three months bank statement showing salary credit, Latest three salary slips

Processing Fee

2.25%

Max Tenure

5 yrs

Best Rate

14.75%

Processing Fee

999₹*

Max Tenure

5 yrs*

Best Rate

11.49%*

Processing Fee

1500₹*

Max Tenure

5 yrs*

Best Rate

13.99%*

Processing Fee

0.5%*

Max Tenure

5 yrs

Best Rate

12.99%*

Processing Fee

2%

Max Tenure

4 yrs

Best Rate

17.25% *

Processing Fee

2.49%

Max Tenure

NA

Best Rate

16%

Processing Fee

2000₹

Max Tenure

3 years

Best Rate

28% p.a

Processing Fee

2.5%

Max Tenure

1 year

Best Rate

35.1% p.a

Processing Fee

2.5%

Max Tenure

1 year

Best Rate

35.1% p.a

Processing Fee

2%

Max Tenure

5 yrs

Best Rate

13.99%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.95%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.99%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.50%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.60%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

13.75%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

14.40%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.99%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

12.60%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

9.50%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

9.70%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.25%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.25%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.40%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

15.50%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.99%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.50%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.50%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.45%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

13.00%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

14.20%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

13.50%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

9.65%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.75%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.75%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

14.05%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

13.99%

Processing Fee

2.5%

Max Tenure

1 year

Best Rate

35.1% p.a

Processing Fee

2.5%

Max Tenure

1 year

Best Rate

35.1% p.a

Processing Fee

5%*

Max Tenure

1 year

Best Rate

28.5%*

Processing Fee

2.0%

Max Tenure

5 yrs

Best Rate

15.5%

Processing Fee

3.0%

Max Tenure

NA

Best Rate

1%

Processing Fee

2%

Max Tenure

1.6 yrs

Best Rate

18%

Processing Fee

2%

Max Tenure

nil*

Best Rate

23.0%

Processing Fee

2.5%

Max Tenure

nil*

Best Rate

11.99%

Processing Fee

2%

Max Tenure

12 months

Best Rate

21% p.m

Processing Fee

2%

Max Tenure

NA

Best Rate

Processing Fee

2%

Max Tenure

1-5 yrs

Best Rate

10.75%

Sorry! We couldn't find any offer matching this category.

Personal Loan in Nashik

Do you live in Nashik? Are you looking for a personal loan in Nashik and wondering what your options are? Read on!

Personal Loans in Nashik

What is a personal loan?

Do you want to remodel your home, buy an expensive gadget, or simply go on a luxurious vacation but are looking for some extra support to cover these short-term expenses? A personal loan might be the perfect answer.

A personal loan is an all-purpose short-term that is unsecured, where you won’t be required to pledge any form of collateral or security. It gives you the flexibility to spend the loan amount on any legitimate purpose. It can be used to meet immediate personal expenses, or used as capital for business or used to consolidate debt.

A personal loan has several advantages including relatively simple documentation, no need for collateral, and no restrictions on how you use the money.

A personal loan is the costliest in the market—perhaps only next to credit cards. It comes with high interest rates which can be attributed to the fact it is an unsecured loan. The interest rate on a personal loan could go anywhere up to 32 % or even more depending on your credit history. The lender wants to cover up any potential risk of running into loss. But if planned carefully – a personal loan could be your friend in need!

Key features of a Personal Loan:

  • Loans for salaried & self-employed individuals.
  • Simple documentation, and quick processing
  • Over-the-counter loans with leading banks like HDFC, subject to certain conditions
  • Flexible tenure—choose from tenures ranging from 1 to 5 years
  • No collateral, security or guarantor required
  • Special offers for professionals like doctors, chartered accountants, company secretaries, etc. depending on the lender’s policies.
  • Facility to apply online with most of the lenders
  • Special offers for existing customers
  • Loan amount starting from a few thousands to many lakhs.

Personal Loans in Nashik—Availability

All major banks and NBFCs offer personal loans in Nashik. Popular banks and NBFC’s that offer personal loans in Nashik include: SBI, IndusInd bank, Union Bank of India, RBL Bank, Indian Bank, Dena Bank, Bank of India, Canara Bank, Axis Bank, HDFC Bank, Citibank, ICICI Bank, Central Bank of India, IDBI Bank, Standard Chartered Bank, Punjab National Bank, Bajaj Finance, Fullerton, Shriram Finance, Sundaram Finance, etc.

Personal loans in Nashik for salaried, self-employed, business people and NRIs are available.

Is it possible to get a personal loan in Nashik with bad credit?

It is not entirely impossible to avail a loan with bad credit. You might be approved, but at high interest rates. If you have bad credit, make a commitment to improve your credit situation, before applying for a personal loan in Nashik.

Eligibility for Personal Loan in Nashik

  • Age criteria: The applicant should be between 21 years to 65 years (at the time of maturity of the loan).
  • Salaried, self-employed, and business professionals are eligible to apply. If you are not a regular wage earner, talk to your bank manager about your situation.
  • Minimum salary for salaried people is typically Rs. 15,000 though the salary requirement depends on what tier of city you live in and the company you work for.
  • Should be staying in the same address / city for at least 1 year
  • Total work experience should be at least 2 years
  • Should have a stable employment history.

You can check your eligibility for a personal loan in Nashik online, on the lender’s website.

Documents Required for Personal Loans in Nashik

For salaried / self-employed professionals:

Following are an overview of the documents generally asked while applying for a personal loan in Nashik:

  • Valid Identity Proof - Passport, Driving License, Voter ID Card, Aadhar Card, PAN Card (any one document to be submitted)
  • Valid Address Proof – Lease/Rent Agreement, Passport, Driving License, Ration Card, Utility bill (not more than 3 months old), Bank Statement
  • Income Proof Documents – Last 6 months salary slip and latest Form 16
  • Bank Statements: Past 6 months bank statement with salary credit
  • Continuity of employment proof, like offer letter, relieving letter, etc.

For the self-employed and those into business, the following might be requested for in addition to the above-mentioned documents.

  • Degree Certificate / educational documents for self-employed professionals.
  • Proof of business existence
  • Last 3 years Income Tax returns (self and business)
  • Last 3 years Profit /Loss and Balance Sheet, duly attested by a CA
  • Any other documents as directed by the Bank or NBFC

Personal Loan in Nashik With Low Interest

Lenders consider your borrowing history to evaluate your repayment ability. Since a personal loan is an unsecured loan, lenders are specific about knowing about your past credit behavior, like your repayment record. Generally, the higher your credit score, the better the interest rate will be. If you have a high credit score, then you might be able to negotiate a lower interest rate with your lender.

Personal Loan in Nashik FAQS

What is the minimum and maximum loan amount for salaried people?

The loan amount generally varies from a few thousands to lakhs of rupees depending on your eligibility criteria like credit score, borrowing history, income, and repayment capacity. It also depends on your actual requirement and the lender’s policies.

Do I have to pledge any collateral in order to secure a personal loan?

No collateral or security is required for obtaining a personal loan in Nashik.

How do I repay the loan?

You can repay the loan amount in convenient EMI (Equated Monthly Instalments) which is the monthly amount you need to pay your lender towards servicing your personal loan—interest included.

I have a low CIBIL™ score. Would I be eligible for a personal loan?

It is best to improve your credit score. If your credit score is low, it is advisable to take time to improve it before applying for a personal loan. This would help avoid the possibility of rejection which would lead to further damage to your credit score, or unattractive interest rates.

What are the loan tenure options available to me?

Personal loans are short-term loans which you can repay conveniently over a period ranging from 12 to 60 months.

How long will it take for my Personal Loan amount to be disbursed?

Your loan amount will generally be disbursed in your account within 2-7 working days post receipt, approval and successful verification of the all required documents.

How to apply for Personal loan in Nashik:

There are several ways to apply for a personal loan:

  • You can apply directly online at the bank / NBFC's website
  • You can go in person to your nearest branch and apply with the required documents

Need help? Alternatively, if you think you need help with your personal loan application and advice on loan eligibility, then CreditMantri can guide you through the entire process and match you with the loan offer that best suits your unique credit profile.

Customer Reviews

4 / 5 (4 Reviews)
31 Jan 2019

Good service

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