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Get instant personal loan approvals in just a minute when applied through Credy. Credy offers personal loans up to Rs.1 lakh. Tenures range from 3 months to 1 year. Transparent interest rates that begin at just 1% per month. Apply now through CreditMantri.
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Credy is a financing partner for Indian residents and is customer oriented. They utilize technology for financing solutions to meet the needs of their customers with products ranging from debt consolidation to education loans and personal loans. They have more than 15 years of experience in finance and technology. They have experts in financial services, investments and technology. They aim to facilitate credit and economic growth with financial trust, innovation, quickness and responsibility.
A personal loan is an unsecured loan (collateral free). It has flexible end use i.e. one can use it for medical emergencies, travel, organising a wedding, education, home renovations and much more. It is used for financial emergencies to cover short-term money needs. Personal loans are sanctioned fast, and this makes it increasingly popular in the market.
Credy offers short-term personal loans to make their customer’s life easy. They have special customized solutions to meet the requirements of their customers with fast, cheap and reliable products and service. You can now travel without second thoughts as you can have your funds covered with a Credy Personal Loan.
Credy provides personal loans for employees, emergencies and educational expenses. The process is completely online. You can just download their app and apply for the loan from anywhere.
Credy Personal Loans are multi-purpose loans, meaning, you can utilize them for any necessity or requirement that you are facing. It can be used to organise a wedding, take a family vacation, upgrade your house, pay for education fees, buy furniture or electronics, expand business or pay for a medical emergency.
Credy Personal Loans have the option of instant approval. This means that your personal loan application is approved instantly in just one minute when applied through Credy. Detailed terms are provided in just 3 hours and the loan amount gets disbursed in just 48 hours making it a very fast process.
Credy offers up to Rs.1 lakh as the loan amount for their personal loan. Tenures for their personal loan range from 3 months to 1 year.
Credy offers transparent rates to their customers that begin at just 1% per month. There no additional hidden charges that are charged to the customer.
Credy provides various offers to their customers such as referrals, early payments and sharing bonuses. There is easy tracking that can be done on the mobile app and this is backed by prompt service on their end. This is very beneficial for the customer.
Credy Personal Loans are unsecured. This means that you do not need to provide any collateral as security for the loan amount.
Credy provides a very simple online process that is completed in just three steps. First, one needs to apply by submitting a loan request and can get an instant approval. Second, the verification process is carried out for approval. Thirdly and lastly, a digital sign and the verification of Aadhaar is done and the loan is in your back account in 48 business hours.
To apply for a Credy Personal Loan, there are certain eligibility criteria to meet. They are:
There are certain documents that one needs to provide in order to get the loan sanctioned by Credy. These documents are:
Pre-closure can be done only after 1st EMI payment. All the fees that is paid by the customer is non-refundable. GST of 18% is chargeable on all the fees.
You can repay your Credy Personal Loan’s EMI payments on their payment gateway. You can even get up to Rs.50 off for payments that are done before the due date. They collect NACH slips (National Automated Clearing House), once they are approved by Credy, the EMI can be auto debited from your bank account on the respective EMI date.
1. What is the loan amount that is given by Credy?
Credy gives loan amount of up to Rs.1 lakh to their customers.
2. To get a Credy Personal Loan, what are the steps involved?
First, one needs to apply by submitting a loan request and can get an instant approval. Second, the verification process is carried out for approval. Thirdly and lastly, a digital sign and the verification of Aadhaar is done and the loan is in your back account.
3. How long does it take for loan disbursal?
Once the loan is approved by Credy, the money is disbursed in 48 working hours.
4. Is there any collateral needed for a Credy Personal Loan?
No, there is no collateral that needs to be provided as security for the loan amount.
5. What happens if I am late on payments for my Credy Personal Loan?
Reminders are sent before the EMI date so that one does not miss payments. If auto-debits do not occur due to insufficient funds, a notice is sent to settle the payment. Calls and residence visits will be done if payment is not made after repeated reminders. Later, legal action will be taken.
6. Can one apply for a top-up loan with Credy?
Yes, you can apply for a top-up loan over your existing loan provided you have completed 6 EMIs.
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CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application