CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, 2nd Floor, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
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Get a personal loan from HDB Financial Services (HDBFS) today at attractive interest rates starting at 17%. Personal loans of up to Rs.20 lakhs can be availed by both salaried individuals and self-employed individuals. Enjoy hassle-free online applications with complete digital documentation. You also get up to 60 months to repay the loan. Check your eligibility and apply now.
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A personal loan helps you to meet all your personal cash needs. They can be utilized for your personal dreams like higher studies, a dream wedding, that long awaited vacation, the much needed home renovation or some emergency medical needs. HDBFS Personal Loans come with customizable solutions and attractive interest rates to help you with any kind of emergency financial needs.
Personal Loan up to Rs. 20 Lakh – Based on your eligibility, you can get loans of up to Rs.20 lakhs from HDBFC. This can be availed by both salaried individuals and self-employed people.
Attractive Interest Rates – HDBFC offers one of the best interest rates in the market. These competitive interest rates translate into lower EMIs decreasing the burden on your monthly cash flow.
Flexible Repayment Tenure – HDBFC personal loans come with repayment tenures ranging from 12 – 60 months. This allows you to repay the loan comfortably.
Hassle-free Documentation Process – You can apply for a personal loan both offline and online. You need minimal documents to complete the application process. If you apply online, you can just upload the soft copy of the documents to complete the process.
Quick Processing and Speedy Disbursal – With a simple and easy application process, HDB ensures that your loans are processed quickly and disbursed at the earliest. This ensures that you get the much needed funds faster to take care of whatever purpose or emergency the fund is for.
No Collateral or Guarantors required – Personal loans are usually unsecured in nature, in that, they do not require you to offer any collateral or a guarantor to disburse the loan. HDB personal loans too are unsecured. You can now get up to Rs.20 lakhs of personal loan without having to submit any collateral or guarantee.
HDB Personal Loans are available for both salaried and self-employed individuals. The eligibility criteria differ slightly for each of these applicant types. Go through the below part to understand the criteria:
Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including Public Sector Undertakings
Minimum age of applicant
Maximum age of applicant at loan maturity
60 years (Or retirement, whichever is earlier) For Government Employees - 65 years
Minimum 1 year employment with the current organization with at least 1-month’s salary credit in the bank account
Minimum Net Monthly Income
Rs. 20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune)
Rs.15,000 for All Other Locations
Self-employed, Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services
Years in business
Minimum 4 years with minimum 2 years in the same business
Minimum Annual Income
Rs. 1,00,000 p.a. for metro locations Rs. 75,000 p.a. for non-metro locations
Self-employed (Pvt Cos and Partnership Firms)
Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services
Minimum 4 years with minimum 2 years in the same business. Business must be profit making for the last 2 years
HDB Personal Loans can be applied online as well as offline. Here are the simple steps to apply:
Online HDB Website
On the ‘HDB On The Go’ Android app
At the Branch
Call the Customer Support
Call HDB Financial Services customer support number +914442984541 to apply for a quick Personal Loan
Address & ID Proof
Date of Birth Proof
Additional Documents for Self-employed (Individuals)
Other documents for Self-employed (Pvt Cos and Partnership Firms)
Additional documents for Pvt Ltd. Companies
Loan Processing Fee
Cheque/ECS bounce charges (per bounce)
Interest on Late Payment of EMI (per month on overdue EMI amount/Interest amount)
PDC/ECS Swap Charges (per swap)
Statement of Account Charges
Document Retrieval Charges
Additional Repayment Schedule
Loan Cancellation Charges
Prepayment / Foreclosure
36 months & above
1. Where can I download the HDB on the Go mobile application?
The HDB on the Go mobile application can be downloaded from Google play store. It is currently available only for Android users.
2. Can the HDB on the GO mobile app be accessed offline?
No, the HDB on the GO mobile app is available online only.
3. How can I update my personal details on my loan account?
You can update your personal details using these 3 channels:
4. What are the options to pay the Equated Monthly Installments (EMI)?
Personal loan EMIs are usually set for auto-debit through ACH (Automated Clearing House).
5. Where can I check my loan application status?
You can check the loan application status on the HDB website or on the HBD On the Go mobile app.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.