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Banks and NBFCs in Pune provide personal loans with speedy approvals and disbursals. Choose from tenures ranging from 1 to 5 years. Get facilities to apply online with most of the lenders. Over-the-counter loans subject to certain conditions. Check other offers now!
24 to 48 Months.
Your application will be subjected to Bureau Enquiry.
6 - 36 Months.
12 - 60 Months.
3 - 60 Months
2% - 5%
12 - 72 Months.
2 - 60 months
6 to 36 Months.
up to 6 years
Personal loans in Pune for salaried, self-employed, business people and NRIs are available.
Range of Interest Rate
Range of Processing Fee
Shriram City Union Personal Loan
11.49% p.a. to 23% p.a.
Up to Rs. 30,00,000
12 to 36 months
Axis Bank Personal loan
Starting from 10.49%
Up to Rs. 40,00,000
Up to 60 months
1.5% to 2% of the loan amount plus GST
HDFC Personal loan
10.75% to 21.50%
1 to 5 years
Up to 2.50%
Yes Bank Personal loan
10.49% to 19%
50000 to 5000000
12 to 72 months
Up to 2% on loan amount
Fibe (formerly Earlysalary) Personal Loans
Starting at 12% p.a.
Up to Rs. 500000
3 to 24 months
2% to 3% of loan amount
Muthoot Finance Personal Loan
14.5% per annum onwards
Rs. 50,000 to Rs. 10,00000
12 to 60 months
2% to 4% of the loan amount
Faircent Personal loan
Rs. 30,000 to Rs. 7.5 Lakhs
6 months to 36 months
4% of the loan amount
Finzy Personal Loan
Starting at 7.99%
Up to 5,000,00
2% to 5%
HDFC personal loans in Pune range from 10.75% to 21.50%. With flexible repayment tenures ranging from 1 to 5 years and huge loan amounts up to Rs. 40 Lakhs, the personal loan can be availed easily.
Features and Benefits of The HDFC Bank Personal Loans in Pune
Axis Bank gives personal loans at fixed interest rates starting from 10.49% p.a. onwards. You can get huge loan amounts up to Rs 40 lakhs for flexible tenures of up to 5 years.
Features and Benefits of The Axis Bank Personal Loans in Pune
Yes Bank personal loan interest rates starting from 10.49% to 19%. With flexible repayment options and huge loan amounts, you can avail these loans for any purpose right from a medical emergency to a wedding.
Features and Benefits of the Yes Bank Personal Loans in Pune
Fibe personal loans can be paid in easy EMIs. The loan comes with lowest interest rates of Rs. 9 per day. The Prepayment option is available at no extra cost.
Features and Benefits of The Fibe Personal Loans in Pune
Generally, a credit score of 750 and above is considered ideal for easy loan approvals and favorable interest rates. It is not impossible to get a personal loan in Pune for bad credit, but the cost would be high in terms of interest rates.
You will have very few lenders for credit scores in the range of 550 to 650 and absolutely no lenders for credit scores in the range of 500 to 650. It is always advisable to raise your credit score to a healthy number so that you can avail a personal loan at reasonably good terms and interest rates.
Don’t worry if your credit score is low, we at CreditMantri can help you improve your credit score with our expert tips and help you get the best personal loans.
You can verify your eligibility for a personal loan in Pune online, on the lender’s website.
For salaried/self-employed professionals:
The following is an overview of the documents generally asked while applying for a personal loan in Pune:
For Salaried Employees
For the self-employed and those into business, the following might be requested in addition to the above-mentioned documents.
1. On CreditMantri
Step 1: Click on ‘Check Eligibility’ for the lender you want to apply. If you want to read more about the loan, click on know more.
Step 2: Fill in details like email ID, Mobile number, city, employment type, residence pin code, and info about any loans that you may have.
Step 3: Tick all checkboxes for agreement terms.
Step 4: Click on “Submit”
Step 5: Input the OTP received on your registered mobile number.
Step 6: Proceed with the rest of the application and your application will be processed instantly.
2. Online on the Lender’s Website
3. Offline application
Credit Score Range and Interpretation
The credit score has to be improved. Indicates poor creditworthiness. No lenders. Even if you get loans, interest rates will be exorbitantly high.
The credit score has to be improved. There are very few lenders. Low creditworthiness. High-interest rates.
Better interest rates, most lenders will be willing to lend, fair creditworthiness, but can still work to improve
highly creditworthy, preferential interest rates, all lenders available, quick loan approval
Thus, before applying for a personal loan from Pune, you should ensure that you have a good credit score. Don’t worry if your credit score is bad. We at CreditMantri will help you to improve your credit score. We have a team of experts who will guide you to enhance your credit score and get the best personal loan products from the marketplace.
Association with the Lender: Your relationship with the lender plays a major role in obtaining a personal loan with preferential interest rates. If you have already transacted with the lender, they will give you loans at favorable interest rates. This is because lenders tend to trust those about whom they already have information in their database to a larger extent.
Economic Climate and Other Market Factors: Inflation, recession, repo rates, and more have an impact on the cost of your loan. Lenders offer higher personal loan interest rates during inflation and lower interest rates during recession. Low repo rates (rates at which lenders borrow from the RBI) also lead to lower interest rates. So, it directly impacts the personal loan interest rates offered to you. These factors are beyond your control, but you can borrow during low-interest rate periods if possible and get the most out of it.
Toll Free numbers for some lenders
Toll-Free Customer Care Number
1800 202 6161
1. What is the minimum and maximum loan amount for salaried people?
The loan amount generally varies from a few thousands to lakhs of rupees depending on various factors like income, credit score, borrowing history, employer profile, repayment capacity etc.
2. What is the interest rate charged on a personal loan?
The interest rate varies with each and every customer, largely depending their individual credit score and credit history as well as lender’s policies.
3. Are there any additional charges like processing fees, etc.?
Yes, you would be required to pay a processing fee which would be deducted from the amount disbursed to you. It generally varies from 0.50% to 3% of the loan amount.
4. What are the tenure ranges for a Personal Loan?
The tenure ranges from 1 year to 5 years. You can choose the option which is best suited to your needs and repay the loan in the stipulated time.
5. Can I finance my business with a personal loan?
Yes, you can opt for a personal loan to finance your business or other miscellaneous expenses.
6. Do I have to pledge any collateral in order to secure a personal loan?
No collateral or security is required for obtaining a personal loan in Pune.
7. How do I repay the loan?
You can repay the loan amount in convenient EMI (Equated Monthly Instalments).
8. What is an EMI?
EMI stands for Equated Monthly Installment and is the monthly amount you need to pay your lender towards servicing your personal loan—interest included.
9. Can I get a personal loan with a credit score of 500?
It is possible to get a personal loan with a poor credit score as low as 500. But, the chances are very limited. Also, you may get only very high interest rates and lower loan amounts. The best way to get a loan with a 500 credit score is to check for prequalified offers from lenders.
10. What is the procedure to apply for a personal loan in Pune?
You can easily get a personal loan in Pune by applying for it online. You can check the details and your eligibility criteria online. You can also compute your EMIs through the EMI calculators available on the lender’s website. By knowing your EMI beforehand, you will be able to manage your finances better. Also, you have to keep your documents ready before applying for the loan.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application