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Financial food for thought
Being in debt is common and there is no shame attached to it. Anyone can go into debt at some point in life, including the rich. Not all debts are bad; some debts can be taken for your investments such as a home or plot, and some can be unavoidable such as medical emergency or mandatory financial obligations. Whatever they may be, it requires a meticulous financial strategy to pay them off without any hassle.
Students are part of a dynamic community of millennials. They are not only involved into studies; we can see many of them founding start-ups, volunteering at NGOs, interning and partaking in thousand different activities. Moreover, students often have to stay away from homes for education.
India, the second most populated country, has 50% of its population below the age of 25 which makes it the youngest nation in the world. If the power of youth is properly channelized, the nation will see unprecedented growth in the economic sector. Education is the basic requirement for the masses that can drive splendid growth across all sectors. Realising this, the Government of India has launched several schemes to provide education for all.
A good education is a great asset to have. More often than not, it forms the stepping stone to a great career. Many individuals look to obtain a higher education abroad or at a premier institute in India. These degrees do not come cheap. And to add to it the living expenses during the education. The cost comes up to a tidy sum; hence the need for education loans. These loans also go on to teach a sense of responsibility to the youngsters, as the loan is in their name.
Radhika passed her graduation with flying colors. She had always dreamt of doing her master’s in international business from a prestigious university abroad. She did her spadework and realized that the course fee and the living expenses could easily cost her around 40 lakhs for the 2-year course. It was a huge amount for her parents to fund on their own. That’s when they learned that loans are available for higher studies.
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