TV on EMI without credit card
Television or TV as it is called has become a major part of everyone’s life. All those cricket matches with friends, laying back on the couch with your loved one to watch a movie or your mom and grandparents watching their favorite soap operas or debating politics with your father over broadcasting on the news, it is difficult to think of a life without entertainment and the numerous channels that are available a one place.
Understanding the need of the populace, companies have come up with TV of varying prices and sizes making themselves available in every sector of the demography. Be it the big LED TV with home theaters for the family room to the medium sized TV for the bed room to the pint-sized TV for shops.
TVs have become prized possessions which people always tend to go for the bigger and better, where the bigger ones cost more. This article is for those looking to buy a TV without the conventional way of finance
Bajaj Finserv’s EMI Card is one option to buy your dream TV. An EMI Card is essentially a pre-approved loan which converts various purchases into easy EMIs. You can additionally choose your tenure and the amount that you are comfortable with to pay as EMIs. If you want to pay off your purchase earlier, there will be no penalty on foreclosure.
Consumer durable loans:
There are many finance companies like Bajaj Finserv, Tata Capital, CapFirst, and Home Credit that offer consumer durable loans, which you could use to buy your TV on EMIs. You can shop for your favorite TV at one of the partner outlets and apply for the loan at the bill counter or apply for it online on their website. Documentation is minimal. If your documents are found to be in order, you will be approved, and you can walk out with your dream TV in your hand the very same day!
Lending technology platforms:
With new advances in financial technology every day, you can now buy your TVs with the help of online lenders, using just your existing debit card! You can take advantage of various online lending platforms that let you shop using your debit card and convert it into easy EMIs. Thanks to platforms like ZestMoney, Finomena, and FastBanking (now Kissht), you can shop with your debit card and have your purchase converted into easy EMIs. Approval is fast and documentation required is minimal.
EMI on your existing debit card:
Banks like Axis, HDFC and ICICI Bank lets their customers buy TVs and other gadgets on EMI using their debit card! If you are a customer of any of these banks, you can simply buy your TV by visiting the partner outlet where this offer is available. You can check with the bank’s website for details on partner outlets and eligibility. Keep in mind that you will need the requisite balance in your savings account for the transaction to be approved.
Choose the best option for suited for you and have a fun time with your television.