CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
Have any queries? Click here for more details
All written queries will be responded within 1 working day.
We'd love to help you through every step along the way.
Currently not available! for similar products
Cashe Buy Now Pay Later is a ground-breaking loan platform that assesses your eligibility based on your SLQ – Social Loan Quotient. Isn't it fascinating? This credit line attempts to estimate your credit risk based on data from your mobile and social media footprints, education, monthly earnings, and professional experience. Continue reading to learn more about Cashe's newest lending option.
Balance update on the e-commerce platform’s wallet
Amazon, Flipkart, Big Bazaar, Myntra, Urban Company, Uber, Apollo Pharmacy, Big Basket
Up to Rs.60,000
2.25% - 2.50% for the month
Starts at Rs.85 and goes up to 3% of the loan amount
90 days up to 1.5 years
Monthly budgeting often restrains us from going for something that we wish or want. E-commerce giants are constantly coming up with great offers and discounts on our favorite gadgets or some much needed merchandise but not having a credit card or suffering from insufficient funds can dampen our shopping spirit.
Cashe has come up with the novel idea of ‘Social Loan Quotient’ to enable individuals, especially the social media pro millennials, with the much needed credit line to make these purchases.
Cashe Buy Now Pay Later credit scheme approves credit limits based on your social behavior, income, previous repayment history, and your job experience. This allows individuals with low income and low credit score also to avail a credit limit, similar to credit card, that can be used to shop on most leading e-commerce platforms.
Learn more about ‘Buy Now Pay Later’ schemes here!
Cashe has partnered with these leading e-commerce giants –
You are required to download the Cashe app on your mobile and register with the required information. Your credibility is assessed based on this information and a credit limit is approved to you. You can transfer this credit limit as balance on the e-wallets of the above platforms. This e-wallet balance can then be used on all the shopping channels allowed by these e-commerce platforms. For example, when you upgrade the balance of your Amazon Pay wallet with the Cashe credit limit, it can then be used to pay for shopping on Amazon, and also to pay utility bills and mobile recharges using Amazon Pay, or for store purchases that accept Amazon Pay.
Now that we have understood the crux of this finance scheme, let us see how to use it on the individual platforms.
The above mentioned e-commerce platforms all have an e-wallet integrated with their shopping sites. You can use your Cashe credit limit to add balance to these e-wallets
Some ways you can use the e- wallet balance you upgraded using Cashe
Read More: Credit Cards Vs Buy Now Pay Later: Which Is The Better Option?
Loan Credited To
Min. Rs.1000 and Max. Rs.60,000
90 days or 180 days
Starts from 0.50% per month for 90 days loan
Starts from 0.75% per month for 180 days loan
Big Bazaar Voucher
Minimum: Rs.1000 for 90 days loan & Rs.6000 for 180 days loan
Validity of the voucher
1 year from the date of issue
Repayment tenure for 90 days loan
3 EMIs in 30 days interval with a 7-day interest free period for every EMI
Repayment tenure for 180 days loan
6 EMIs in 30 days interval with a 7-day interest free period for every EMI
Can be used at all online outlets of Big Bazaar, Food Bazaar, Fashion@Big Bazaar(fbb) & Hyper City
On the Myntra app only (both mobile app and desktop site)
Urban Company Voucher
On the Urban Company app only (both mobile app and desktop site)
All kinds of services - home cleaning, appliances & electronic repairs, beautician services, and more
Apollo Pharmacy Gift Card
6 months from the date of issue
Only at offline Apollo Pharmacies
Medical Supplies, vitamins & Supplements, baby care, personal care, health foods, and more
This process is pretty much the same on other platforms like Flipkart, Uber and Big Basket too.
Cashe Buy Now Pay Later loans are available for the below individuals:
1. Can I apply for a Cashe loan without a smartphone?
No, the Cashe app has to be downloaded to use the loan facility, apply for a loan and disbursal. So you cannot apply for a loan without a smartphone.
2. Why is it necessary to log in with my Facebook / Google+ / LinkedIn accounts?
CASHe aspires to transform the borrowing process by using your internet presence on social networking sites as a trustworthy standard to measure your creditworthiness. Your social networking activities provide important information about who you are and whether you are compatible with the loan product.
3. Can I change the loan tenure after the loan is taken?
Sorry, you cannot change the tenure on existing loans but you can change it on your future loans.
4. What are the documents required to apply for a Cashe Buy Now Pay Later loan?
ID Proof, PAN Card, Aadhaar number, Latest salary slip, Permanent address proof
5. Do I need to submit any collateral or security to get a Cashe Buy Now Pay Later loan?
No, Cashe Buy Now Pay Later loans are unsecured loans that don’t need any guarantor or collateral.
I got a immediate response and I am satisfied.