Bank of Baroda offers four types of credit cards to its customers namely Easy, Select, Premier and Prime. Among the four credit cards, Easy and Prime are best suited for low-income earners. The following are the features and benefits of the cards.


Bank of Baroda Easy Credit Card

  • 5X reward points on daily expenses

  • 0.5% of cashback in the next repayment

  • Zero fuel surcharge

  • Easy EMI options

  • The annual fee is Rs. 500


The minimum income requirement to become eligible for the card depends on the internal policies of the bank. 


Bank of Baroda Prime Credit Card

This credit card can be availed against a fixed deposit with a minimum amount of Rs. 15,000. There is no need to submit income proof. The Following are the features and benefits. 


  • No fuel surcharge

  • 1% cashback on utility spends

  • No joining and annual fees

  • EMI option for big purchases


If you are looking for a credit card that is best suited for your income, you can check your eligibility with CreditMantri.