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There are many post office schemes from which you can take your pick from. According to your requirements, you can choose the scheme of your liking. As all post office schemes are unique, it cannot be said that one scheme stands out from the rest of the schemes. Here are a few post office investment schemes:
There are allowable expenses against rental income, where the expenditures are revenue expenses and capital expenses. A tax deduction is allowed for certain revenue expenses.
ELSS (Equity Linked Savings Scheme) funds are a kind of mutual funds that qualifies for tax deductions under Section 80C of the Income Tax Act. Investing in ELSS brings you better returns compared to other investment schemes in terms of having a minimum period of 3 years of a lock-in period as the returns that are generated are just partially taxable. ELSS is also subject to long-term capital gain tax at 10%.
What is the budget for 2019?
There are multiple ways where an individual can safely park the money which can be used post your retirement. The best plan can be chosen depending on your income and retirement plans.
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