ICICI Bank offers personal loans up to Rs. 20 Lakhs for various financial requirements.

You can apply for a personal loan in following convenient ways:

1. By visiting a nearby ICICI branch: Visit any nearest branch, talk to the bank staff for more details, fill up the form and get your loan approval process started.

2. SMS -You can also initiate your Personal Loan application by sending an SMS PL to 5676766

3. Request a call - ICICI Bank also provides request a call facility which is absolutely Free. By filling in your contact details, the bank will contact you and help you with all the needed information regarding the product that you are looking for. Or, you can reach out to the Customer Care number at 1860 120 7777 for more information.

4. Apply for Personal Loan through any ICICI Bank ATM

You can follow these steps for Instant Disbursal Process for Personal Loan through ATM.
Step 1:

You are required to complete the primary transaction at the ATM Channel:

  • Balance Enquiry
  • Cash Withdrawal
  • Ultra-Fast Cash Withdrawal

Step 2:

Once this done, you can see a personal Loan pre-qualified offer message displayed on the screen with the maximum offer amount a customer is eligible for.
To proceed further you should click on ‘Apply Now’.

Step 3:

You will be directed to a new screen that shows all offers eligible for you.
You can select any of the 6 offers.

Step 4:

Now you will be able to view a screen that displays standard MII which is applicable to all customers.
You should accept these Terms & Conditions.

Step 5:

You will be asked for a two-factor authentication to initiate the disbursement of loan via your Debit Card PIN.
Post authentication, the loan amount will be credited to your account.

If you are looking for a personal loan with attractive features, check your eligibility here for free.