Axis Bank personal loans are unsecured loans. Axis Bank does not require any collateral or security to give you a personal loan. 

Axis Bank personal loans of up to Rs.15 lakhs can be availed by eligible applicants. Check your eligibility for an Axis Bank personal loan before applying. 

Here are a few other features of Axis Bank personal loans: 

Loan Amount

Rs.50,000 – Rs.15 lakhs

Average Annual Interest Rate

12% - 21% 

Processing Charges

1%– 3% of loan amount

Loan Processing Time

3 – 7 business days

Repayment Tenure

12 months – 60 months

Collateral or Security


Credit Score Requirement

Minimum 750 credit score


What Is The Important Eligibility Criteria To Get A Personal Loan From Axis Bank?

Since personal loans are unsecured loans, Axis Bank primarily looks at your credit score and monthly income. 

Axis Bank expects a credit score of 750 and above. Your monthly net income should be at least Rs. 15,000 to get a personal loan from Axis Bank. If your credit score is below this number, you can find ways to improve your credit score easily

You can use our Personal Loan EMI Calculator to calculate your monthly instalments before applying for a loan, giving you a firm approximation of your monthly payments.

Avail Axis Bank personal loans to fulfil your life dreams like a grand wedding, your higher studies, a dream vacation, and many more at affordable interest rates and comfortable repayment tenure.