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A person is usually not allowed to take another payday loan unless they have repaid the previous payday loan. The possibility to get a new payday loan is quite narrow and will depend on the profile of the borrower and the guidelines of the lender. In most cases, the borrower has to wait for at least 3 working days to apply for a new payday loan after repaying the previous loan.

Tata Capital has two EMI plans for you to repay your home loan comfortably.

As per the latest Supreme Court orders, banks cannot declare any loan an NPA till further notice. 

If your credit score is less than 650, it could be difficult to get a good home loan with the best interest rates. It is time to start taking some serious measures to fix your credit so that you can avail the best home loans in the market. 

Your credit score is made of many variables. Debt repayment can lower your credit score if it alters your credit mix, credit usage, or average account age.

A loan repayment comprises an interest component and the principal component. For accounting purposes, the interest portion is considered as an expense, and the principal portion is reduced from the liability and tagged under headings such as Loan Payable or Notes Payable.

Here are some of the steps that can help you in clearing your debt despite having no money and improving your credit

There are many options available in India if you want to borrow money asap. Take, for example, an instant cash loan. These can easily take care of all your financial needs that have arisen urgently.

Personal loans are unsecured loans that prove to be a convenient choice for many individuals. It comes with comfortable repayment terms. However, the current Covid situation has put immense pressure on borrowers in repaying personal loans. 

During the Corona crisis, many businesses, especially MSMEs faced a lot of challenges like a liquidity crisis, high default risks, supply shocks, shortage of labour and non-payment of dues. To counter these issues, the RBI announced the EMI moratorium scheme. 

The Covid-19 pandemic put immense pressure on the banking sector. Lenders and MSMEs faced multiple challenges like a liquidity crisis, high default risks, supply shocks, shortage of labour and non-payments of dues during this Corona crisis. 

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