Bajaj Finserv was founded in April 2007. It runs the core businesses of lending, protection and savings. Bajaj Finance Limited (BFL) is the lending company that participates in the financial business and is listed on the Stock Exchange.

They provide unsecured personal loans to their customers, wherein the customer does not need to provide any asset as collateral or security for the loan amount. They provide loan amounts of up to Rs.25 lakhs that can be utilized for various needs such as travel expenditure, education, weddings, medical emergencies, home renovations and more.


  • A customer can apply for an unsecured personal loan and get it approved very fast, usually in minutes
  • Loan amounts of up to Rs.25 lakhs are offered
  • There is very speedy disbursal of the loan amount. It is disbursed within 24 hours of the loan approval
  • A customer can opt for flexi personal loan and pay up to 45% lower EMI
  • Tenures range from 1 year to 5 years for convenient repayment
  • There is very minimal documentation that is required
  • No collateral is needed as security for the loan amount
  • Interest rates start at just 12.99% onwards

How to apply?

  • One must first enter their personal, financial and employment details
  • The customer can then choose the loan amount and tenure needed
  • The relevant documents must then be uploaded to get the loan approved in minutes
  • Once the verification of the documents is completed, the loan amount is received in the bank account within 72 hours.

To apply for a personal loan, click here.