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A credit score is a 3 digit number that represents the evaluation made on a person's capability to repay loan amounts and other debts like credit card payments. Credit bureaus like CIBIL™, Experian, Equifax, CRIF HighMark provide credit scores that are calculated based on their credit history. Having a good credit score is a must as banks and NBFCs provide you the top credit cards or loans based on your credit score. Lenders like Bajaj Finserv may use any one or more of the bureau scores to approve or reject your credit card application.

Having a credit score of more than 750 will help you get the best offers on cards. If you want to get a Bajaj Finserv EMI card, you would need a credit score of more than 750 to qualify. Lenders need a verification of whether you will be able to pay your EMIs on time. You can use your Bajaj Finserv EMI Network Card online to shop for your favourite products on easy EMIs. The higher your credit score the more is your chance of getting qualified for a Bajaj Finserv EMI card.

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