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A credit score is a 3 digit number that represents the evaluation made on a person's capability to repay loan amounts and other debts. Credit bureaus like CIBIL™ , Experian, Equifax, CRIF HighMark provide credit scores that are calculated based on their credit history. Having a good credit score is a must as banks and NBFCs provide you loans or any other form of credit based on your credit score. Lenders like IndusInd Bank may use any one or more of the bureau scores to approve or reject your personal loan.

While applying for a personal loan at IndusInd Bank, your credit score from any of the credit bureaus (CIBIL™/ Experian/ Equifax/ CRIF HighMark) will be checked. Having a credit score above 750 will provide you a good chance of availing low interest loans and high loan amounts. Plus, your loan would also be approved and disbursed quickly. Personal loans are usually disbursed within 4-7 days after required documents are received.

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