Should I check my CIBIL score before applying for a loan?

Should I check my CIBIL score before applying for a loan?

It is advisable to check your credit score periodically (once a year) so that you are not taken by surprise when it is time to apply for a loan or credit card. If you are specifically planning to apply for a loan, then check your score at least one year in advance so that you have enough time to improve your score, if required, by the time you actually put in your loan application. Having a good credit score maximizes your chances of loan approval.

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