Credit Cards

A personal Identification Number (PIN) is the most important tool in safeguarding your online and offline card transactions. A credit card PIN is generally a four-digit number chosen by the cardholder. The PIN must be kept very confidential and should not be disclosed to anyone.

Various E-commerce and shopping platforms provide discounts and offers on purchases time and again. These offers are mostly given on credit and debit cards. So, if you are a credit card holder, you can avail of these offers.

You can pay your tax with a credit card through the NSDL-TIN website. You have to fill out a challan and submit it online. Once you do this, you will be redirected to the bank’s website and you can pay your tax there. A challan counterfoil containing a corporate identification number will be given as digital evidence for tax payment.

Credit cards offer great convenience while making payments offline and online. The best credit cards in India provide offers, rewards, and bonuses to their credit card customers. Credit card rewards are of different kinds, such as travel rewards, shopping points, bonuses, etc.

The RBI has implemented new rules for online payments on debit and credit cards which have come into effect from October 1st. These regulations aim to make online transactions safer and easier.

You can pay rent through credit cards directly to the landlord or using third-party platforms. Welcome bonus, reward points, and convenience are some of the benefits that you get by using a credit card to pay rent.

Consumers spend quite highly during festival seasons, even if their budget is limited. So, it will really help to have credit card equated monthly installments (EMIs). This will enable customers to make big-ticket purchases and break them into smaller bills. As per your repayment capacity, you can repay the money in monthly installments.

CVV number is a 3-digit code from the back of your credit card. It is used to verify your identity when you make a purchase online.

Credit cards are a great way to make purchases without having to pay for them up front. They come with many benefits, such as earning rewards and discounts on several brands. When used prudently, they even help you build your credit score.

Swiping your credit card for any purchase is very easy. You enjoy the credit period to the fullest and also purchase the things you like. But, when it comes to payment of bills of the used credit cards, even the best managers fail to keep a track of them.

In a recent development, the Reserve Bank of India (RBI) has introduced credit card linking with UPI. This is a step in the right direction and will be more beneficial for customers in the long run.

A credit card is known to be one of the best sources to build your credit history and improve your credit scores. The only major requirement for credit cards to be useful and advantageous is the timely payment of dues and the credit utilization ratio.

Tokenization is one of the most effective ways to improve the security of your online transactions. When you tokenize your debit cards and credit cards, instead of providing the card details to the merchant, you provide a unique digital identifier instead.

Users can already use debit cards and bank accounts with their UPI. Soon, they’ll be able to link credit cards too. This will give users better access to credit, which can help them manage their finances and improve their lives. It will also give sellers better ways to reach customers and generate higher profits.

Buy Now Pay Later is a great credit facility that offers some much needed relief in times of cash crunch. Anyone can be faced with a financial emergency at any point in life and having an affordable credit option is important.

A survey has stated that almost the majority of the population pays rent via either internet banking or cheques. But if credit cards are used, the rewards and the benefits one can get are not comparable to the cost that is paid for using them. Let us have a look at the advantages and disadvantages of using credit cards for the transaction of paying rent.

Credit cards have been one way to maintain a good credit score and build your credit profile. Some situations have not been making sense to the youth today and hence the use of credit cards have dropped in the market.

Your credit score is the 3-digit number that determines whether you are worthy of handling credit. Having good credit health will reap you lots of financial benefits.

Probably you would have withdrawn cash using a debit card or a credit card in an ATM. What if you are given an option to easily withdraw cash from an ATM without inserting a credit or a debit card. Well, It may sound counterintuitive, but currently, you can easily withdraw from an ATM using the UPI facility

Did you know that UPI (United Payment Interface) is the single largest payment platform in India; June 2022 transaction volumes crossed Rs.10 lakh crores. From its humble beginnings in 2016, UPI payments have grown by leaps and bounds, to become the common man's preferred payment method.

A credit card has a range of benefits and can give you the shopping experience you desire. With a credit card, you can instantly purchase the product you desire. You can also get access to discounts, cashback offers, airline miles, and more.