Managing your finances becomes easier when you have quick access to your bank statements. Indian Overseas Bank (IOB) allows its customers to download statements online and offline, making it simple to track transactions, check balances, and maintain financial records. Whether you need it for personal use, loan applications, or tax filing, downloading your IOB bank statement is a secure and convenient process. 

What is an IOB Bank Statement? 

An IOB Bank Statement is an official financial document issued by the Indian Overseas Bank that records all the transactions carried out in a customer’s account over a specific period. It includes details such as deposits, withdrawals, transfers, interest credits, service charges, and the current balance. 

The statement helps account holders track their spending, verify transactions, and maintain financial records without the need to visit the branch. IOB provides statements in both online and offline formats—customers can download them instantly through IOB NetBanking, the mobile banking app (IOB mConnect Plus), or receive a printed copy from the branch. For added security, PDF statements are password-protected and can be accessed only with a unique combination of customer details. 

In short, an IOB Bank Statement is not just a record of transactions but also an important tool for financial planning, loan applications, income proof, and dispute resolution. 

Pre-requisites for Downloading IOB Bank Statement Online 

To download an IOB Bank Statement online, certain pre-requisites must be met to ensure a smooth and secure process. These requirements are essential to protect the customer's financial information and enable seamless access to their account statements. 

  1. Registered Mobile Number: The customer must have their mobile number registered with Indian Overseas Bank. This is necessary for receiving OTPs (One-Time Passwords) and transaction alerts, which are important for authentication and security purposes during the online download process. 

  2. Active Internet Banking Account: The user must be registered and have an active internet banking account with IOB. Internet banking credentials such as User ID and password are required to log in to the bank’s secure online portal to access statements. 

  3. Valid Login Credentials: To access the online banking platform, the customer needs a valid User ID and password. These credentials are provided during the internet banking registration and are mandatory for secure login. 

  4. Device with Internet Access: A computer, smartphone, or tablet with a stable internet connection is necessary to access the IOB online banking website or mobile app. 

  5. Updated Mobile Banking App (Optional): For customers opting to download statements via the IOB mobile banking app, having the latest version of the app installed on their device is recommended for optimum functionality. 

  6. Knowledge of Account Details: Knowing the correct account number linked to the internet banking service helps in selecting the right account for downloading the statement. 

Having these pre-requisites in place ensures that customers can effortlessly and securely download their IOB bank statements online without any interruptions or security risks. 

Methods to Download IOB Bank Statement Online 

Step-by-Step Guide: IOB Bank Statement via Net Banking 

1. Visit the Official IOB Internet Banking Portal 

  • Open your preferred web browser and go to the official Indian Overseas Bank internet banking website. 

  • Ensure the website URL is authentic to avoid phishing attempts. 

2. Log in to Your Internet Banking Account 

  • Enter your User ID and password that you created during internet banking registration. 

  • Complete any additional security verification like OTP (One-Time Password) sent to your registered mobile number. 

3. Navigate to the Account Statement Section 

  • After successfully logging in, look for the ‘Account Statement’ or ‘Accounts’ tab in the dashboard. 

  • Click on the link for ‘Account Statement’ or ‘View Statement’. 

4. Select the Account 

  • Choose the specific savings or current account for which you want the statement. 

  • Some customers may have multiple accounts linked; ensure selecting the correct one. 

5. Choose the Statement Period 

  • Select the date range for the bank statement you want to download. 

  • Options may include last 1 month, 3 months, 6 months, or a custom date range. 

6. Select the Format 

  • Choose the preferred statement format such as PDF, Excel, or CSV. 

  • PDF is the most common and secure format for bank statements. 

7. Download or View the Statement 

  • Click the ‘Download’ or ‘View Statement’ button. 

  • The statement will be displayed or saved to your device based on your choice. 

8. Save or Print the Statement 

  • For future reference, save the downloaded statement securely. 

  • You may also print a hard copy if needed. 

This guide ensures a secure and easy process to access your IOB bank statements anytime without visiting the branch. Always use secure networks and avoid public Wi-Fi when accessing bank accounts online for safety. 

How to Get IOB Mini Statement via SMS 

Getting your Indian Overseas Bank (IOB) mini statement through SMS is quick and hassle-free. Just follow these simple steps: 

  1. Register Your Mobile Number 
    Make sure your mobile number is linked with your IOB account for SMS banking. Without registration, the bank cannot process your request. 

  1. Compose the SMS 
    Open your phone’s messaging app and type the message in this format: 
    MINI last four digits of your account number 
    Example: If your account ends with 1234, type: MINI 1234. 

  1. Send the SMS 
    Send the above message to the official IOB mini statement number: 84240 22122. 

  1. Receive Your Mini Statement 
    Within seconds, you’ll get an SMS from IOB displaying the last five transactions. It will include the transaction date, debit/credit details, and your available balance. 

Steps to Download IOB Bank Statement Through IOB mConnect Plus: 

  1. Download and Install the App 

  • Go to Google Play Store (for Android) or Apple App Store (for iOS) and search for “IOB mConnect Plus” or “IOB Connect”. 

  • Install the app on your smartphone and ensure you have a stable internet connection. 

  1. Register and Log in to the App 

  • Open the app and complete the registration if using for the first time. You will need your IOB Customer ID or 15-digit account number and your registered mobile number. 

  • Set a secure 6-digit login passcode and mPIN for future logins. You can also enable biometric login if supported by your device. 

  1. Access Your Account Details 

  • After logging in, from the main dashboard, navigate to the ‘Accounts’ or ‘Deposit Enquiry’ section. 

  • Select the account for which you want to download the statement. If you have multiple accounts, ensure to pick the correct one. 

  1. Request the Bank Statement 

  • Within the account details, look for options such as ‘Account Statement’, ‘Download Statement’, or ‘Detailed Statement’. 

  • Choose the duration for which you wish to obtain the statement (e.g., last 1 month, 3 months, or custom dates). 

  1. Download the Statement 

  • Select the preferred format for the statement download, commonly PDF for easy viewing and printing. 

  • Click Download or View; the statement will either be saved to your device or displayed within the app. 

  1. Save or Share the Statement 

  • The downloaded statement can be saved securely on your phone or shared via email if needed for official purposes or personal record-keeping. 

How to Download IOB Bank Statement Offline 

Here are the main offline methods to get your IOB bank statement: 

1. Visit Your Nearest IOB Branch 

  • Go to the closest Indian Overseas Bank branch with your valid ID proof and passbook or account details. 

  • Request the bank official or teller for a printed bank statement. 

  • Specify the duration for which you want the statement (for example, last 1 month, 3 months, 6 months, or a custom range). 

  • The bank staff will process your request and provide you with a printed copy of the statement. 

  • Some branches may charge a nominal fee for printed duplicate statements beyond the free monthly copy. 

2. Obtain Mini Statement via ATM 

  • Visit any nearby ATM that accepts IOB debit cards. 

  • Insert your IOB debit card into the ATM machine. 

  • Enter your ATM PIN when prompted. 

  • Select the "Mini Statement" option from the ATM menu. 

  • Choose your account type (savings or current). 

  • The machine will print a mini statement showing your recent 5 transactions. 

  • This method gives a quick snapshot of recent account activity and is free of charge. 

Mini Statement via Missed Call for Indian Overseas Bank (IOB) 

Indian Overseas Bank (IOB) provides a simple and convenient way for customers to receive their mini statement using a missed call service. Here’s how to get your mini statement via missed call: 

  • From your registered mobile number with IOB, dial the missed call number 84240 22122. 

  • The call will automatically disconnect after a few rings. 

  • Shortly after, you will receive an SMS on your registered mobile containing your mini statement. 

  • The mini statement typically includes the last 5 transactions from your account, giving you a quick overview of recent activity. 

This method is free, does not require an internet connection, and provides instant access to transactional details, making it very useful for quick account checks anytime, anywhere. 

Conclusion 

Downloading your IOB bank statement is a simple yet essential step to stay on top of your finances. With options like NetBanking, the IOB mConnect Plus app, email statements, and offline services, customers can choose the method that best suits their needs. Always ensure you access statements through official channels and safeguard your login credentials for security. By regularly downloading and reviewing your statement, you can track expenses, avoid errors, and plan your financial goals with confidence. 

Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Given that this type of data may change over time, we cannot guarantee the accuracy of the information supplied or included within it. It is anticipated that the user will confirm with the relevant source before making any choices or taking any actions.