CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
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Employees' Provident Fund (EPF), shortly known as PF, is a corpus collected by Employee Provident Fund Organisation (EPFO) - a statutory body set up by the Employees' Provident Fund and Miscellaneous Provisions Act, 1952.
PPF (Public Provident fund) is one of the most popular savings schemes in India to build a retirement corpus. It's one of the most tax-efficient savings products available to all citizens.
Everyone dreams of a happy retired life – the day when they can escape the 9-to-5 grind and finally be free to pursue their hobbies and passions. However, what many fail to understand is that to enjoy a secured and comfortable retirement – you need to start planning for it, from an early age.
Just a few decades back, most people didn't have to worry about retirement planning as they had a hefty pension that served as their security blanket in their sunset years. But, with the increase in private-sector jobs, a steady rise in inflation and average lifespan, today it has become mandatory to plan for one's retirement.
Small-business owners and solopreneurs take huge risks by choosing self-employment over conventional careers.
The need for emergency financial assistance can arise at any time – irrespective of whether you are in your 30s or 60s.
All through the working years, individuals wish that they have the time to do a lot of things like travel, cultivate a hobby, etc. Picture this- when you retire, you have the time on your side but fall short on the resources. It is not a nice situation to be in when you get into the stage of retirement without adequate preparation. In the current social structure, not saving up for retirement can end up being a big mistake.
Retirement is an important phase of one's life. This is the stage where most of your responsibilities such as loans, education of children, and other liabilities should be taken care of so that you could spend your time relaxing doing what you like.
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