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Financial food for thought
All through the working years, individuals wish that they have the time to do a lot of things like travel, cultivate a hobby, etc. Picture this- when you retire, you have the time on your side but fall short on the resources. It is not a nice situation to be in when you get into the stage of retirement without adequate preparation. In the current social structure, not saving up for retirement can end up being a big mistake.
Retirement is an important phase of one's life. This is the stage where most of your responsibilities such as loans, education of children, and other liabilities should be taken care of so that you could spend your time relaxing doing what you like.
With changing lifestyles, for some; life really begins at 40; sometimes even later. Loans from being disbursed only to those with regular incomes have now been extended to those who draw pensions. Banks are now able to cater to retires who do not wish to borrow from others and can manage some credit of their own.
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