If you need to pay your credit card bills, don’t worry any longer about late payments or forgetting to make payments. Everything has been made much easier, thanks to online banking. Gone are the days when you had to trek to your bank every time you needed to make a payment or some other banking work done. Remember those days of waiting at the bank and wondering whom to ask the query you had in mind, clueless about what to do? Wave goodbye to all that waste of time and energy and the stress of waiting in queues!
With online banking, the bank has come closer to you—to your doorstep, in fact! With the online credit card payment facility, there is now no need to spend time going to your nearest ATM or branch, praying that you haven’t missed the deadline.
Following are the ways you can make your SBI credit card payment online sitting in the convenience of your home:
NEFT Payment
You can pay your SBI credit card bill online, using NEFT Facility, which is a fast and secure way of paying your SBI Card Bill. The benefits of availing this facility is that you can make payments anytime at your convenience from any bank account (with the exception of your SBI account) that offers the NEFT facility. You need to register your banking account in order to avail this facility. Just log in your net banking account of your bank. Add your SBI Card and other details as a beneficiary, under third party transfer. Once you are done registering, you can start making payments. The payment will reflect within 1 working day in your SBI Credit Card account. Hence, you need to make sure to pay before the due date in order to avoid penalty.
Paynet-Pay Online
You can pay your SBI Card dues using the net banking facility provided by your bank. You just need to log in to sbicard.com using your user ID and password. You can then proceed to make your payment from the list of banks from the drop down menu. You will be securely redirected to your bank’s payment platform for authorization and your account will get debited. You will receive a confirmation on your registered phone number and email.
You can also pay your dues without logging in to your SBI Card online account. Just log in to Paynet-Pay Online, input your SBI credit card number, e-mail ID, phone number and the amount you wish to pay. You need to select ‘Net Banking’, and choose the bank account you wish to debit. You will be securely redirected to your chosen net banking option and the amount will be debited from your chosen account. You will receive an online transaction confirmation. The payment will reflect within 2 working days in your SBI Credit Card account.
Visa Credit Card Pay
You can avail of this benefit using the net banking facility provided by your bank. You can transfer funds to any SBI Visa Credit Card 24/7. This is a quick and hassle-free way to pay your bills. You can transact by logging into your net banking account and choosing ‘Visa Credit Card Pay’ under ‘Third Party Funds Transfer’ section.
Online SBI
You can simply log on to SBI website and pay your SBI credit card bills online from your SBI account. You need to register your SBI account with Online SBI in order to make use of this facility. The payment will reflect within 3 working days in your SBI Credit Card account, so plan your payment accordingly to avoid overdue penalty.
SBI Mobile Banking
Now you can pay your SBI credit card bills through your mobile phone with the SBI Freedom Application. The registration process is quick, and once you finish the registration, you can start making payments right away from your phone! The payment will reflect in your SBI Credit Card account within 2 working days.
Electronic Bill Payment
You can use the Electronic Bill Pay facility to make online payments, directly from your bank account. Only a few banks are listed in this facility. You can avail this service through net banking, ATM, or mobile service of State Bank of India, Indian Overseas Bank, Citibank and Bank of India. The payment will reflect within 3 working days.
Electronic Clearing Services
You can opt for this facility if you have trouble remembering the due date. You can give standing instructions for your dues to be deducted directly from your bank account, on a fixed date. You just need to authorize SBI to deduct the amount directly from your bank account on a fixed date every month. Your card account will be credited on the due date itself.
SBI Auto Debit
You can get your SBI Card dues debited directly from your SBI and SBI-associated banks. The amount will be deducted directly from your bank account. You need to enroll your bank account in order to avail this facility. In order to do this, you need to fill a form and get it verified by your bank. The banks associated with SBI for auto debit facility are:
• State Bank of Bikaner & Jaipur
• State Bank of Hyderabad
• State Bank of Mysore
• State Bank of Patiala
• State Bank of Travancore
With the ease of online payment comes the relief of knowing that you can manage and handle all your finances without undue amounts of time wasted on physically visiting a branch or ATM. Heave a sigh of relief and proceed to make your payments online! Once you discover the ease of doing making online payments, you will wonder why you did not do it earlier!