5 Types of SBI Credit Cards that salaried persons should check out

Salaried employees must live within their means. Hence, choosing a credit card needs more careful research on usage and credit card offers.
With a wide array of
credit cards offered by State Bank of India (SBI), a salaried individual has plethora of options to choose the best credit card based on the credit needs and profile. CreditMantri has put together some of the popular SBI credit cards matching the needs of salaried employees.

So if you are among one among the five following personality types, these cards would appeal to you.  

1. Money Savers

If you want to increase your wealth by saving, here are the following SBI credit cards that can save you a lot money on spending.

SBI Unnati Credit Card Features:

• Annual Fee of INR 499 is waived off for the first four years.
• INR 500 cashback on the spend of INR 50,000
• 1% of fuel surcharge waiver for each transaction between INR 500 and INR 3000
• 1 reward point on the spend of every INR 100
SimplySAVE SBI Credit Card Features:
• 10 reward points on every spend of INR 100
• 2000 bonus reward points on spends of INR 2000 with the first 60 days
• 1% of fuel surcharge waiver for each transaction between INR 500 and INR 3000
• Annual fee reversal on spend of INR 90,000 and above

2. Travel Enthusiasts

Individuals who are frequent travelers can benefit from the following SBI credit cards.


Air India SBI Signature Card:

• 20,000 reward points as welcome gift
• 5000 reward points as anniversary gift
• Up to 30 reward points on booking Air India tickets
• Up to 1,00,000 reward points on annual spends
IRCTC SBI Platinum Card:
• 350 bonus points as welcome gift
• Up to 10% value back as reward points for railway ticket purchases
• 1.8% transaction charges waiver on railway ticket bookings on irctc.co.in
• 1% fuel surcharge waiver

3. The Shopaholics

The following cards are designed to benefits the frequent shopping goers.


SimplyCLICK SBI Card:

• INR 500 worth amazon card as welcome gift
• Up to 10X reward points on online spends
• INR 2000 E-voucher for annual spends of INR 1 Lakh and 2 Lakhs each
STYLEUP Contactless Card:
• INR 500 worth fbb gift voucher as welcome gift
• 10% discount on all Fashion Apparel, Accessories, Backpacks, Footwear and School Bags at fbb and Big Bazaar Stores
• 2000 reward points on card anniversary
• 10X reward points on Big Bazaar, fbb and dining spend

4.  Premium Users


SBI Card Elite:
 
• INR 5000 worth e-Gift Voucher as welcome gift
• INR 6000 worth free movie tickets
• Up to 50,000 bonus points worth INR12,500
• Complimentary membership to Club Vistara and Trident Privilege Program

5. For Accumulating Gift Vouchers and Rewards

SBI Card Prime

• Welcome e-Gift Voucher worth INR 3,000
• Spend linked Gift Vouchers worth INR 11,000
• 10 Reward Points per INR 100 spent on Dining, Groceries, Departmental stores, and Movies
• Complimentary International and Domestic Airport Lounge access

Tata Platinum Card

• Welcome and anniversary gift voucher up to INR 3,000 from popular brands
• Spends linked gift vouchers worth up to INR 6000
• 3X Reward Points on Departmental Stores, Dining, Grocery, and International Spends
• Spend at selective outlets & get up to 5% Value back

There are so many other SBI credit cards offered in collaboration with the other banks. You can choose as per your income and requirement.

The Last Word

While choosing the credit card that is right for you, do a thorough analysis of the features and benefits. Compare the
 credit cards with your needs and wants. By doing all that, you can benefit enormously from the credit card.