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There are two types of enquiries

About credit score
  • Hard Enquiry: This occurs whenever you apply for a new credit. The lenders will go through your credit score and report to check your eligibility.
  • Soft Enquiry: This occurs when you check your credit report or an institution and organisation pulls out your credit score for background verification.

    While the soft enquiry may not have any impact on your credit score, your hard enquiry will have a negative impact on your credit report. You can keep on checking your own credit report any number of times, but when lenders check your credit report, it will show up on it, indicating you are hungry for credit.

    Checking your credit score on CreditMantri will not affect your credit score.

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