Interested in financial products
Processing

Processing Fee

2.50%

Max Tenure

5 yrs

Best Rate

10.99%

View Details

Features

  • Easy Documentation & hassle free Personal Loan with door step service
  • Faster Process & Approvals
  • No Collateral Required
  • Repayment Tenure from 12 to 60 months

Pricing

  • Interest Rate: 10.99% to 20.75 P.A
  • Processing fee - 0.99 to 2.50 % P.A

Documents Required

  • Application form with 2 photographs, Processing fee cheque
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Passport,Utility bill, Lease agreement
  • Salaried - Salary slip for 3 months, latest 3 months bank statement with salary credit
  • Self employed - Office address proof, audited financials for last 2 yrs and latest 6 months balance sheet

Processing Fee

2.50%

Max Tenure

5 yrs

Best Rate

10.99%

View Details

Features

  • Easy Documentation & hassle free Personal Loan with door step service
  • Faster Process & Approvals
  • No Collateral Required
  • Repayment Tenure from 12 to 60 months

Pricing

  • Interest Rate: 10.99% to 20.75 P.A
  • Processing fee - 0.99 to 2.50 % P.A

Documents Required

  • Application form with 2 photographs, Processing fee cheque
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Passport,Utility bill, Lease agreement
  • Salaried - Salary slip for 3 months, latest 3 months bank statement with salary credit
  • Self employed - Office address proof, audited financials for last 2 yrs and latest 6 months balance sheet

Processing Fee

1.0%

Max Tenure

5 yrs

Best Rate

12.49%

View Details

Features

  • Pre-approved personal loan offer
  • No collateral required
  • Simplified documentation process
  • Flexible Repayment Options
  • Attractive Interest Rates

Pricing

  • Interest Rate: 12.49% onwards
  • Processing Fee:1.0% + Service Tax

Documents Required

  • ID Proof: PAN Card, passport, driving license, Aadhar card, voter ID
  • Address proof: PAN Card, Aadhar Card, Passport, Driving License, Voter ID, Electricity Bill, Rent Agreement
  • Income Proof : Latest three months bank statement showing salary credit, Latest three salary slips

Processing Fee

2.5%

Max Tenure

NA

Best Rate

14.5%

View Details

Features

  • Loans starting from Rs. 50,000
  • Faster processing
  • Simple and minimum documentation
  • Flexible Repayment Options
  • Doorstep Service
  • Affordable Rates & Charges

Pricing

  • Processing Fee:2.5% + Service Tax

Documents Required

  • ID Proof: PAN Card, passport, driving license, Aadhar card, voter ID
  • Address proof: PAN Card, Aadhar Card, Passport, Driving License, Voter ID, Electricity Bill, Rent Agreement
  • Income Proof : Latest three months bank statement showing salary credit, Latest three salary slips

Processing Fee

2.25%

Max Tenure

5 yrs

Best Rate

14.75%

Processing Fee

999₹*

Max Tenure

5 yrs*

Best Rate

11.49%*

Processing Fee

1500₹*

Max Tenure

5 yrs*

Best Rate

13.99%*

Processing Fee

0.5%*

Max Tenure

5 yrs

Best Rate

12.99%*

Processing Fee

2%

Max Tenure

4 yrs

Best Rate

17.25% *

Processing Fee

2.49%

Max Tenure

NA

Best Rate

16%

Processing Fee

2000₹

Max Tenure

3 years

Best Rate

28% p.a

Processing Fee

2.5%

Max Tenure

1 year

Best Rate

35.1% p.a

Processing Fee

2.5%

Max Tenure

1 year

Best Rate

35.1% p.a

Processing Fee

2%

Max Tenure

5 yrs

Best Rate

13.99%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.95%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.99%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.50%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.60%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

13.75%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

14.40%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.99%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

12.60%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

9.50%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

9.70%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.25%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.25%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.40%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

15.50%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.99%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.50%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.50%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.45%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

13.00%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

14.20%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

13.50%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

9.65%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.75%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.75%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

14.05%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10%

Processing Fee

nil*

Max Tenure

nil*

Best Rate

13.99%

Processing Fee

2.5%

Max Tenure

1 year

Best Rate

35.1% p.a

Processing Fee

2.5%

Max Tenure

1 year

Best Rate

35.1% p.a

Processing Fee

5%*

Max Tenure

1 year

Best Rate

28.5%*

Processing Fee

2.0%

Max Tenure

5 yrs

Best Rate

15.5%

Processing Fee

3.0%

Max Tenure

NA

Best Rate

1%

Processing Fee

2%

Max Tenure

1.6 yrs

Best Rate

18%

Processing Fee

2%

Max Tenure

nil*

Best Rate

23.0%

Processing Fee

2.5%

Max Tenure

nil*

Best Rate

11.99%

Processing Fee

2%

Max Tenure

12 months

Best Rate

21% p.m

Processing Fee

2%

Max Tenure

NA

Best Rate

Processing Fee

2%

Max Tenure

1-5 yrs

Best Rate

10.75%

Sorry! We couldn't find any offer matching this category.

How to Get a Personal Loan in Agra

Do you live in Agra? Wondering how to get a personal loan in Agra and what your options are? Read on!

Personal Loans in Agra

Almost all major banks and NBFCs offer personal loans in Agra including Shriram Finance, Axis Bank, HDFC, Citibank, Fullerton, ICICI Bank, SBI etc. Many banks and lenders allow you to apply for a loan online, even if they do not have a presence in Agra. As mentioned before, you have the freedom to use the money in any way you want.

A personal loan in Agra also doesn’t require any collateral. However, this may depend on your creditworthiness—a few banks might ask for a guarantor, or a token security of some sort. But mostly, banks offer personal loan in Agra without any collateral / security, meaning you are not required to provide any security to the lender in the form of cash, shares or any other assets. This might make it more attractive to some customers who may not be able to raise the cash or have any asset required as collateral.

Personal loans in Agra for salaried, self-employed and business people are easily available. For the best personal loan offer, you can compare and find the best personal loan providers in Agra.

Is it possible to get a Personal loan in Agra with bad credit?

Well, it is not impossible, but certainly difficult to avail any kind of loan with bad credit. Having a bad credit score means availing of the loan at highly unattractive terms like a high interest rate. You might be also asked to pledge collateral as form of security. It’s best to improve your credit scoreto a healthy number ( of 750 or above) before applying for a personal loan, so you avail of better terms and are able to negotiate for the best interest rates.

Eligibility for Personal Loan in Agra

Here are some of the general criteria for being eligible for a personal loan:

  • Age: The applicant’s age should ideally be between 21 years to 65 years.
  • Salaried, self-employed, and business professionals are eligible to apply.
  • Minimum salary for salaried people should be at least Rs. 15,000. The salary bracket depends on what tier of city you live in and the company you work for.
  • Should be staying in the same address / city for at least 1 year
  • Total work experience should be at least 2 years
  • Should have a stable employment history.

Documents Required for Personal Loans in Agra

For salaried / self-employed professionals

The documents required are fairly standard: Address proof, identity proof, 6 months / 3 months bank statements etc. For professionals, your degree certificate / educational documents might be requested for. Following are an overview of the documents generally asked while applying for a personal loan in Agra:

  • Valid Identity Proof - Passport, Driving License, Voter ID Card, Aadhar Card, PAN Card (any one document to be submitted)
  • Valid Address Proof – Lease/Rent Agreement, Passport, Driving License, Ration Card, Utility bill (not more than 3 months old), Bank Statement
  • Income Proof Documents – Latest 6 months’ salary slip and latest Form 16
  • Bank Statements: Past 6 months bank statement with salary credit
  • Any other documents as directed by the Bank or NBFC
  • Continuity of employment proof, like offer letter, relieving letter, etc.

Personal Loan in Agra FAQS

Where can I apply for a personal loan in Agra?

Banks and NBFCs like HDFC, ICICI, CitiBank, SBI and other finance companies offer personal loans wherever you live in India.

Are NRIs eligible to apply for a personal loan in India?

Yes, but the banks will have rules and regulations pertaining to NRIs. It is best to contact the bank directly before applying if you are an NRI.

Who is eligible to apply for a personal loan in Agra?

Salaried individuals, self-employed professionals and business people can apply for personal loan in Agra.

Can I apply through personal loan agents in Agra?

Yes, if for any reason, you are unable to go to the bank directly, you could also approach private personal loan providers in Agra.

How much loan amount can one borrow?

How much you can borrow depends on your net annual income, existing loan obligations, the company you work for, your repayment capacity and other criteria.

What are the tenure options available?

Convenient repayment options are available with tenure generally ranging from 12 to 60 months.

How will I repay my Personal Loan?

You can repay your loan in a convenient, easy, and hassle-free way through EMIs.

How to apply for Personal loan in Agra:

You can apply directly online at the bank/ NBFC's website

You can go in person to the branch to apply for a loan

You can approach a personal loan agent in Agra

Need help? Alternatively, if you think you need help with your loan application process and advice on loan eligibility, CreditMantri can guide you and match you with the loan offer that best suits your profile.

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31 Dec 2018

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