Getting a perfect 900 credit score will demand a huge financial discipline and above all time and patience. Any score above 750 is a good one and opens window of loan and credit card offers. To obtain a score anywhere above 800, you may have to follow the steps given below.
- Pay your credit card bills and EMIs on time. Even missing a single payment could lower your credit score. Moreover, pay your credit cards bill in full amount.
- Maintain a low credit utilisation ratio on your credit card and never exceed your credit limit
- Having multiple credits and consistently repaying will help boost your credit score
- Length of the credit history is an important aspect that determine your credit score. Longer your credit history, better the credit score