Different lenders have different eligibility criteria. It is better to check directly with the lender. You must satisfy the age and income requirements, as well as employment requirements. Generally, you need to be minimum 24 years of age and be able to demonstrate a stable source of income and employment history. Additionally, you must have a good credit score. These are the minimal eligibility criteria.

 Also, your property must be clear of any legal or financial encumbrances – i.e. it should not be under litigation or any other legal issue and all debt obligations should be paid off.  Some lenders might also have restrictions regarding which city the property is located.