What Is The Cost Of A Payment Gateway

Here are the costs associated with some of the top payment gateways in India:

1. Razorpay – Transaction Charges

• 2% on Indian debit/credit card, net-banking, UPI
• 3% on Diners and Amex Cards, International cards, EMI

2. Cashfree – Transaction Charges
   • Net-banking, Credit and Debit card: 1.75% per transaction 
   • Pay Later and Cardless EMI: 2.5% per transaction
   • International cards: 3.5% + Rs. 7 per transaction
3. Paytm - Transaction Charges:
   • UPI : 0%
   • Paytm Payments Bank: 1.99% + GST
   • Paytm Wallet: 1.99% + GST
   • Credit Card: : 1.99% + GST
   • Debit Card: 0.4% + GST for amount < 2000, 0.9% + GST for amount > 2000
   • Net banking: : 1.99% + GST
4. PayPal - Transaction Charges:
   • 5% + Rs. 3 per transaction
5. CCAvenue - Transaction Charges:
   • For all type of domestic transaction: 2%
   • International transaction: 3%
   • Credit card EMI option: 2%
   • American Express / Amex Diners Club: 4%
   • Multi-currency options: 4.99%
   • Rupay Debit card: 0.00%
6. Atom - Transaction Charge:
   • Credit cards (Domestic): 1.99% + Rs. 3 per transaction
   • Debit cards : 0.9% per transaction
   • Net-banking: 1.99% + Rs. 3 per transaction
   • Wallets: 2.2% per transaction
   • EMI options: Available on request
   • Bank’s IMPS: 1.80% per transaction
   • American Express EMI, JCB & Diners Club: 3.95%
   • Credit card (International): 3.95%
7. PayKun - Transaction charges:
   • 1.75% per transaction on Indian debit cards, net banking, UPI and wallets
   • 3% per transaction on International credit cards, Diners, Amex card, VISA and MasterCard.
8. MobiKwik - Transaction Charges:
   • Credit card, debit card, net banking, UPI, Wallets (GST Extra): 1.90% per transaction
   • International credit card, EMI, AMEX, Diners (GST Extra): 2.90% per transaction

Use this info to find the right payment gateway for your online store.