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List of IFSC code, MIRC code and addresses of all banks in India
Bank of Baroda is a public sector bank in India that has its massive presence in our country as well as overseas. Bank of Baroda has a huge customer base that is catered through its extensive network of branches. Customers of Bank of Baroda can perform their banking transactions through the online banking modes like internet banking and mobile banking.
The most important part of this online banking is the mention of correct IFSC code along with other details like the user id and password. Customers cannot transfer or receive funds from any account within the bank or outside the bank without the mention of IFSC code.
Bank of Baroda was recently merged with two other public sector banks namely Vijaya Bank and Dena Bank making it the second largest public sector bank in the country. The accounts of the customers of these banks have to change their account details held with the previous banks to carry out their banking transactions.
The IFSC codes of the branches of the banks that are merged with Bank of Baroda will also change post merger. The details of the IFSC Codes of Bank of Baroda are mentioned hereunder.
IFSC Code of Bank of Baroda can be obtained through many ways like mobile banking or internet banking, cheque book, passbook or by directly contacting the branch of the account holder. Bank of Baroda IFSC code starts with the characters ‘BARB’. The next character is always ‘0’ followed by the branch codes. IFSC Code is a mandatory requirement to be provided by the account holders while initiating any fund transfer through NEFT/ RTGS or IMPS modes.
IFSC Code is the unique code allotted to each branch of the banks in our country. This code is made up of 11 characters that are in the combination of alphabets and numbers. The first four characters of this code are in reference to the name of the bank. In case of Bank of Baroda, the first four characters are ‘BARB’. The next character of the code is always ‘zero (0). The final six characters are related to the details of the branch of Bank of Baroda. IFSC Codes are different for each branch of the bank.
IFSC Code is the unique code that has to be mandatorily mentioned for all electronic transfers either through mobile banking or internet banking. Without the mention of the IFSC Code, customers cannot make any transfer through any of the transfer modes available to the customers like NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement) and IMPS (Immediate Payment Services) transfer services.
IFSC Code is used to identify the participating banks and their branches in the electronic fund transfer initiated by a customer.
The details to be provided for the fund transfer through any of the available modes are mentioned below.
IFSC code is the unique code that is used to identify the banks involved in the online transfer of funds. IFSC Code is important at both ends of the transaction, namely at the transferor’s end as well as at the transferee’s end. The IFSC code to be quoted has to be correct and corresponding to the branch of the account holder.
There are serious consequences in case the IFSC code is wrongly mentioned while initiating a funds transfer. The funds can end up being transferred to a wrong account. Also, in some cases, the money is routed back to the transferor’s bank account on account of wrong or incorrect IFSC code being mentioned in the transaction.
In case the funds are credited to a wrong account, customers can get the funds routed back to their account. The process for this is very lengthy. Customers will first have to report such errors of funds transfer to the bank. The Bank representatives will contact the customer for further details and verification of the account holder. After due verification, the process and further formalities will be explained by the bank representative to the customer.
In many cases, the funds are transferred back to the transferor account as the IFSC Code has not been correctly mentioned while selecting any of the transfer modes i.e. NEFT/ RTGS or IMPS modes.
SWIFT Code stands for Society for Worldwide Interbank Financial Telecommunication Code whereas IFSC Code stands for Indian Financial System Code. Both these codes are used in transferring funds from one bank account to another.
While SWIFT Code is used in transfer of funds internationally and also to exchange messages within banks, IFSC Code is used to transfer funds between the bank accounts within the country.
International transfer can be undertaken only by participating banks that have authorized SWIFT Code or are SWIFT Code enabled. IFSC Code is provided to all banks and their respective branches in our country and has to be mandatorily quoted for all transactions related to funds transfer.
SWIFT Code is the unique 8 digit or 11 digit code that has been approved by the International Organization for Standardization (ISO). IFSC Code is the unique 11 digit alpha-numeric code that has been developed and approved by Reserve Bank of India (RBI).
The fees charged for international funds transfer using SWIFT Code is higher as compared to funds transferred within the country using the IFSC Code.
MICR Code is the unique 9 digit code that is used to identify the banks participating in the funds transfer through the Electronic Clearing System (ECS). It is the code that is printed on the cheque books issued by the respective banks.
IFSC Code is the unique 11 digit code that is allotted to all the branches of the bank within the country. It can be found through various online and offline modes.
The breakup of the 9 digit MICR Code i.e., the details of the MICR Code are mentioned below
The breakup of the 11 digit IFSC code is explained below.
Information about the IFSC code of any bank can be found through various modes. Customers can obtain this information through the following online and offline sources like
CreditMantri provides a chance to find the IFSC Code of any branches of Bank of Baroda. These branches also include the branches of the newly merged Vijaya Bank and Dena Bank.
Customers can click on the following link available on the website of CreditMantri.
Home>> Resource>> Bank IFSC Codes
After clicking on the above link, customers will be taken to a new page where they will have to put in certain search parameters to locate the IFSC Code of the required branch of Bank of Baroda.
The search parameters to be selected from the drop down menu for obtaining information of IFSC Codes are mentioned below
Customers will get the detailed information about the branch address as well as the IFSC Code of the required Bank of Baroda
1. How many digits make up the IFSC Code of Bank of Baroda?
IFSC Code is made up of 11 digits that are in the combination of alpha-numeric.
2. How are the IFSC codes developed and by which agency?
IFSC Code stands for Indian Financial System Code and has been developed and approved by the Reserve Bank of India (RBI).
3. What are the toll free numbers of Bank of Baroda?
The toll free numbers of Bank of Baroda are 1800 258 44 55 / 1800 102 44 55.
4. How can a person find the IFSC Codes of Bank of Baroda?
The various ways to find IFSC Codes of Bank of Baroda are mentioned below,
5. What are the first 4 characters of the IFSC Code of Bank of Baroda?
The first four characters of Bank of Baroda IFSC Code are ‘BARB’.
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