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Buying a home is everyone’s dream. It is something that everyone desires and have plans or ideas for their dream home. Before the price of land was comparatively lesser, where a person would work and save money to pay the full amount for a house without taking any loan.
Nowadays, the cost of houses is very high that not many can pay the full cost of a house without home loans from banks like Andhra Bank. The Government also understanding that the cost of homes and the loan taken is a long-term liability, has provided tax benefits and subsidized housing through schemes like PMAY which makes housing affordable.
Over the years with most lenders have embraced digital technology making applying for a home loan quite easy.
Home loan are an investment that happen for long term and huge amount is invested on an individual with the guarantee he/she will pay back the home loan with interest.
This is the reason why banks like Andhra Bank have strict eligibility criteria is to make sure they are providing funds to the right person and to make sure the person does not feel burdened in paying their loan EMI and not have enough funds for their daily expenses.
There are certain factors or criteria stipulated by banks which needs to be satisfied before loan applications are approved. They are
Factors Affecting Andhra Bank home loan Eligibility Criteria
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