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List of IFSC code, MIRC code and addresses of all banks in India
Central Bank of India is a public sector bank and is one of the oldest banks in the country. The bank has a huge presence not only in urban India but also the rural sector. It caters to national as well as international customers. Central Bank of India has a network of 4651 branches and 3642 ATMs across the country. It was one of the first banks in our country to issue credit cards to its customers.
Central Bank of India like any other bank has unique IFSC codes issued for each of its branches across the country. This IFSC code is required in the course of online funds transfer through any of the available transfer modes. You can find all that you need to know about the IFSC codes for the Central Bank of India on this page.
IFSC Code is the identification and verification code that has been allotted to all the banks and their respective branches. IFSC code stands for Indian Financial System Code and is specific for Indian Banks and their branches. It has been developed and approved by the Reserve Bank of India. IFSC Code is an 11 digit code that has been specifically designed for the purpose of identifying the participating banks and their branches. The IFSC code is in the combination of alphabets and numbers.
IFSC Code is Indian Financial System Code which is allotted to all the banks in India and their branches by RBI. It is an 11 digit unique code in the alphanumeric order. No two IFSC codes of any bank or any branch of any bank can be the same. IFSC codes are used in transfer of funds electronically through NEFT/ RTGS or IMPS mode of transfer. The Central Bank of India charges nominal charges for the same.
The Central Bank of India has many branches in the country and all the branches have unique IFSC codes. The format of the IFSC codes of the Central Bank of India is explained below.
IFSC code is essentially the identifying mark for the banks and the respective branches that are part of the funds transfer. It is the primary use of any IFSC Code allotted to the corresponding branch.
The Central Bank of India IFSC code can be used to identify the specific branch of the bank that has initiated the online bank transfer as well as the receiving or the transferee bank account. IFSC Code is used as a tool for verification of the bank account involved in the online bank transfers.
IFSC Code is a mandatory requirement for the transfer for funds through any of the online transfer modes. Customers need to provide the correct IFSC Code for a complete and valid transfer request.
In the event of a wrong IFSC Code, customers may not be able to make a correct fund transfer. Majority of times, the funds are rerouted to the transferor’s account after being debited first. The funds do not get credited to the transferee account.
In certain cases, the funds do get transferred to the wrong account due to mention of wrong IFSC Code. In such a case, the first thing to do is to intimate the Bank immediately. The Bank will then explain the procedure for reversal of the funds transfer erroneously made. The process for such reversal of funds transfer is very prolonged and extensive. It is therefore advised to mention the correct IFSC Code for every funds transfer.
There are many ways that a person can find the IFSC code of any branch of the Central Bank of India. Customers can use any of the available online and offline modes for the same. Online modes are those where customers can get the required information through online mediums like mobile banking, internet banking or by making an online search for the same through any of the search engines. Customers can also get this information from the website of RBI and CreditMantri as well.
The process for getting this information from the above sites is mentioned below.
RBI Website contains the information on IFSC codes of all the banks and their respective branches in the country. Customers can get information on IFSC Code of the required Central Bank of India branch by visiting the RBI website and clicking on the following link
Home >> More Links >> IFSC Codes
After clicking on the above link, customers will be taken to a new page requiring them to provide the following search parameters to get the information about the IFSC Codes
CreditMantri is another big source to get information about the IFSC codes of all the banks and their branches in India. Customers can get this information by clicking on the following link
Home >> Resources >> IFSC Codes
Post clicking on the above link, customers will be taken to a new page where they can enter the following search parameters to get information about the necessary IFSC codes.
IFSC codes are a mandatory requirement for all types of online funds transfer. The available modes for the online funds transfer through either mobile banking or internet banking are mentioned below.
NEFT stands for National Electronic Fund Transfer. It is available across the country to all the account holders as well as non-account holders. IFSC Code has to be mandatorily provided for all such bank transfers. The amount is debited from the account holders account is credited to the transferee account upon verification and authorization.
RTGS is the Real time Gross Settlement where the funds are credited immediately to the transferee account. The minimum limit for such transfers is Rs. 2,00,000 and each bank has specific time window for such transfers.
Immediate Payment Services refers to the instant payment or funds transfer system that is available to all the account holders of the Central Bank of India. This service is available 24x7 unlike the other modes mentioned above.
1. What is the toll free customer care number of the Central Bank of India?
The toll free customer care number of the Central Bank of India is 1800 22 1911.
2. Is the RTGS service free of cost?
No it is not free. Central Bank of India charges a nominal charge for all the RTGS transfers.
3. What is the process for funds transfer through online banking?
Online funds transfer can be done through mobile banking or internet banking. The process for the same is mentioned below.
4. Is IMPS service available throughout the day?
Yes. The IMPS service of the Central Bank of India is available 24x7 to all the customers of the bank.
5. Can a person transfer funds without mentioning the IFSC code of the transferee account?
No. Online transfer of funds is not possible without providing IFSC Code of the transferee account. However, if you’re transferring money using digital wallets, you don’t have to mention the IFSC code of the recipient.
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