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Does Applying for Loans Affect Your Credit Score?

A credit score has no longer remained a number which is important only from the perspective of lenders. As quick access to credit assumes more and more significance, everyone seems to be concerned about maintaining a good credit score and being creditworthy at all times.

4 months agoRead More
Does Missing Credit Card Bill Lead To Loan Rejection?

Credit Score is a measure of your creditworthiness and is the primary way for a bank or a financial institution to decide if you should be eligible for any kind of credit in future. This score can range anywhere between 300 and 900. Higher scores are preferred as they indicate higher levels of creditworthiness.

7 months agoRead More
Top 5 Reasons Why A Home Loan Can Be Rejected After Sanction

Owning a home is among the top aspirations of individuals. Investment in real estate is often for life and costs a lot, making it difficult to own them just out of your personal funds/ savings. Availability of a home loan comes as a big savior here.

7 months agoRead More
How does a Balance Transfer Work?

Have you taken a personal loan or home loan at an interest rate which is digging deep in your pocket during repayment? Wouldn’t it be relieving if you could transfer whatever loan balance you have to another bank for a lower interest rate? Yes, you can now switch your existing loan to another bank/lender who is ready to offer you a lower interest rate on your outstanding amount. This is called balance transfer.  

11 months agoRead More
Top 10 Reasons for Home Loan Rejection

Home loan is a long-term commitment which demands a stable repaying capacity by the lenders

2 years agoRead More
5 Important Tips to Increase Your Loan Approval Rate

You might have been called by a banking employee regarding a loan offer often for personal loans with a promise of quick disbursal. After submitting a host of documents, when you so eagerly wait for the loan, you get the shocking news of ‘Loan Rejected

2 years agoRead More
Can I get a wedding loan with bad credit

Everyone loves weddings, but we might not all have the ready money to celebrate them in the style we would like to. While there is no specific banking term known as wedding loans, you can take a personal loan to cover any expenses you might have in connection with celebrating a wedding in grand style! For many Indians, a wedding is the one event in their lives that they do not hesitate to spend on, and taking a loan might seem like the most viable option. But what do you do if you ha

4 years agoRead More
Questions about Unsecured Loans

What is an unsecured loan? An unsecured loan, as the name implies, is a loan offered by a bank or other financial institution without securing a safety deposit or collateral from the customer.  When a bank offers a housing loan, it keeps the property as collateral until the entire loan has been paid off. Similarly, in auto loans, the ownership papers of the vehicle are transferred only once the loan has been repaid. In the case of unsecured loans, the lender doe

4 years agoRead More
Common Small Business Loan Mistakes to Avoid

You are the owner of a small enterprise and you know how to run your business. But do you know what it takes to successfully apply for a small business loan? Much of the available information on loans focuses on home, auto and personal loans or other small loans. Here are some tips on how you can maximise your chances of getting a business loan application approved. Tips for securing a small business loan Ensure you have good personal credit:

4 years agoRead More
4 Common Loan Mistakes to Avoid

Planning to apply for a loan? Or if you have unsuccessfully applied for one, are you wondering why your application was rejected? Applying for a loan seems a straightforward thing to do but many people unknowingly reduce their chance of securing a loan by making some very avoidable ‘loan mistakes’.  What are some of the things that trip up your application? And more importantly, how can you avoid them when you next apply for a loan?  Some common ‘l

4 years agoRead More
How to avoid personal loan rejection

Personal loans are one way to resolve the problem of immediate requirement of cash. It is a convenient loan to apply for since you do not need to provide any collateral and you are free to use the money in any way you like (unlike a home or auto loan.) However, this flexibility comes a few restrictions. For example, since there is no collateral or security involved in a personal loan, banks have a certain set of criteria when reviewing

4 years agoRead More
How to Dispute Information on Your Credit Report

Any delay only causes the problem to become more complicated and will affect your credit score.

4 years agoRead More
How do I get a Loan with Bad Credit?

What are the disadvantages of applying for loans with bad credit?

4 years agoRead More
What is a credit report?

What kind of information does my credit report contain?

4 years agoRead More
What is Credit Repair?

What are the kinds of credit repair services available?

4 years agoRead More
11 Warning Signs Of Credit And Debt Problems That You Should Be Aware Of

Credit is a wonderful tool which enables you to own assets, tide over short-term emergencies and even helps you establish a business or enables you to improve your career prospects. The utility of credit gets established in more ways than those listed above.  

5 years agoRead More
How Do You Deal With Delinquent Accounts?

Worried about delinquent account? Here are a number of ways in which you can deal with them and also how to get them off your credit report

5 years agoRead More

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